Best Travel Insurance In Thailand
The best travel insurance in Thailand covers major medical expenses like inpatient stays and emergency evacuation. You may also want a plan that offers reimbursement for lost or stolen baggage and delayed transportation like ferries or flights.
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Are you planning to travel to the beautiful Kingdom of Thailand? Perhaps you’re a Thailand resident who’s ready for the next adventure abroad.
Keep reading to find out more about travel insurance in Thailand. We’ll discuss various key features and points and direct you to more free resources. Think of this blog post as a road map to the Best Travel Insurance in Thailand.
- Is It Worth It to Get Travel Insurance When Visiting Thailand?
- Does Thailand Require Travel Insurance?
- How Do You Choose the Best COVID Travel Insurance?
- Inbound Travel Insurance for Thailand
- Travel Insurance for Americans
- How to Get Travel Insurance for Thailand
- Best Travel Insurance in Bangkok
- Chiang Mai Travel Insurance
- Cheap Travel Insurance in Thailand
- Travel Insurance for Thailand Residents
- Schengen Visa Travel Insurance from Thailand
- Insurance for Thailand Expats
Is It Worth It To Get Travel Insurance When Visiting Thailand?
Travel insurance is popular because of the financial protection it offers for major emergencies or unexpected travel expenses. Popular coverage includes lost or stolen baggage, trip cancelations, and trip delays. It’s savvy to get a plan that covers major medical expenses and medical evacuation.
Your travel credit card may offer some of these benefits, but consult your membership guide for limitations. Medical benefits often cap out at $2,500 or less for emergency or inpatient care. That’s not a lot of financial protection!
Travel insurance plans in Thailand can cover you for one short-term vacation or up to twelve months on multiple vacations. You can also select plans that will offer coverage in multiple countries so you can explore Thailand and beyond.
Have fun on vacation, knowing that your bases are covered. Traveling in or out of Thailand can be risky due to the risk of diseases and accidents. In fact, car accidents are the top killer of healthy Americans abroad.
- For additional information about diseases found while traveling, check out Pacific Prime’s Most Common Diseases While Traveling Abroad.
- Thailand has updated information about Rabies and Influenza for travelers as well.
Find out more about health insurance for Tourists in Thailand including more of the risks and specific considerations for vacationing in the Thai Kingdom.
We also have a more detailed list of considerations in our article, Is It Worth It to Get Travel Insurance When Visiting Thailand?
Does Thailand Require Travel Insurance?
Travel insurance with COVID-19 coverage is required only for travelers from countries with negative PCR test requirements. Thailand required travel insurance for all travelers during the height of the COVID-19 pandemic, and the coverage had to include medical coverage for COVID-19 infection.
If your country requires you to have a negative COVID PCR test in order to return home, then you must have travel insurance that covers at least US $10,000 in COVID-19-related medical expenses.
You can find additional information about Thailand’s travel insurance requirements in this blog post.
Best COVID Travel Insurance For Thailand: How To Choose
COVID travel insurance in Thailand is no longer required for all travelers, but it’s still a good idea. Traveling presents many opportunities to contract a COVID-19 infection, and not all travel insurance plans cover treatment for COVID abroad.
Since COVID-19 is not the only risk of illness or injury abroad, you will want to compare many features of the travel insurance plans you’re considering. We offer greater detail in our blog post, How to Choose the BEST COVID Travel Insurance for Thailand.
Inbound Travel Insurance Thailand
There’s no shortage of travel insurance options for inbound Thailand travelers! There are many worldwide travel insurance companies as well as local Thailand insurance companies with coverage for foreigners. Enjoy the peace of mind of travel insurance on your Thailand getaway.
We have additional information for our readers who need Inbound Travel Insurance in Thailand.
Travel Insurance To Thailand From The USA
Many travel insurance plans cover Americans traveling to Thailand. Travel insurance plans can be selected based on options like adventure sports riders, coverage for pre-existing conditions, and other desired coverage.
Pacific Prime has an entire blog post tailored to travel insurance for Americans traveling to Thailand.
You can also explore plans and pricing for travel insurance here.
How To Get Travel Insurance For Thailand
The first step for getting travel insurance for Thailand is to know what kind of coverage you need. You’ll need this information to compare plans and pricing. For example, not all travel insurance plans offer enough coverage for medical expenses abroad, and your domestic plan may not cover you.
You can compare plans and pricing for worldwide travel insurance through Pacific Prime.
Consult your credit card benefits guide to see what coverage is included with your card. While many travel cards offer lost baggage coverage and rental car insurance, they have low caps on medical expenses.
Pacific Prime has additional information on how to get travel insurance for Thailand.
Cheap Travel Insurance In Thailand
The lowest price for travel insurance may not be the cheapest when you factor in the value. You’ll want to make sure that your travel insurance in Thailand offers reasonable coverage for the price of the plan. You should compare worldwide travel insurance plans and pricing to fit your needs.
Pacific Prime offers all of the best tips and tricks to finding affordable travel insurance with great value for your money in our article, Cheap Travel Insurance in Thailand.
Best Travel Insurance In Bangkok
The best travel insurance in Bangkok will offer coverage at the best hospitals in Bangkok. There are multiple well-respected international hospitals in Bangkok. Make sure you have emergency evacuation coverage to help you get to the hospital in the event of an emergency on your Thai vacation.
You’ll find more information about travel insurance in Bangkok in this article.
Chiang Mai Travel Insurance
The best travel insurance in Chiang Mai will provide coverage for the best international hospitals in Chiang Mai as well as emergency evacuation. You can find travel insurance plans that cover delayed transportation and lost or stolen luggage. Match your plan with your specific needs.
More detailed advice is available about travel insurance in Chiang Mai, Thailand.
Travel Insurance For Thailand Residents
Thailand’s Social Security Scheme and other healthcare plans will not provide coverage when traveling to other countries. It’s important for Thai residents to purchase travel insurance with the medical coverage they need for traveling abroad.
Pacific Prime offers health insurance and travel insurance for Thailand residents. As an international insurance broker, Thailand residents can find the coverage they need for their next vacation.
Schengen Visa Travel Insurance From Thailand
Travel insurance is required for Thailand residents or other non-Europeans to get a Schengen visa. A Schengen visa allows the holder to tour countries within the Schengen area for up to 90 days. There are 27 Schengen countries in Europe.
Not all Schengen countries are members of the European Union, and not all European Union members are Schengen countries.
Schengen countries include:
- Austria
- Belgium
- Czech Republic
- Croatia
- Denmark
- Estonia
- Finland
- France
- Germany
- Greece
- Hungary
- Iceland
- Italy
- Latvia
- Liechtenstein
- Lithuania
- Luxembourg
- Malta
- Netherlands
- Norway
- Poland
- Portugal
- Slovakia
- Slovenia
- Spain
- Sweden
- Switzerland
If you’re planning to travel using a Schengen Visa, this article about travel insurance requirements for Schengen Visas will be helpful.
For more travel ideas, you can see if any of the places we recommend for expats in Europe strike your fancy.
Insurance For Thailand Expats
Expats headed to Thailand are going to need longer-term insurance than just a travel insurance plan. Many companies offer health insurance for expats abroad and specifically in Thailand. You can compare plans and pricing with free quotes.
- Pacific Prime has a wealth of resources for expats headed to Thailand. Find out additional information about Insurance for Thailand Expats.
- We have a more comprehensive guide to living abroad in Thailand for expats living in or planning to move to this wonderful country.
- If you’re more of a nomadic expat, you’ll appreciate our recommendations on places for expats to live in Asia.
- You can also compare the cost of living in multiple countries in our Guide to Living Abroad in Europe and Guide to Living Abroad in Asia.
Frequently Asked Questions
Do you need special travel insurance for coverage in Thailand?
Visitors in Thailand are unlikely to have medical coverage with their existing health insurance plan. You will want a travel insurance plan that covers medical expenses at Thai hospitals and clinics. You can choose from plans for single trips or multiple vacations.
What does travel insurance in Thailand Cost?
Travel insurance plans vary not only by pricing but by coverage. Rental car coverage, luggage, flight delays or cancelations, emergency evacuation, medical expenses, adventure sports injuries, and other options mean that costs highly depend on what’s covered or not.
What vaccines are recommended for traveling to Thailand?
You will want your standard vaccines to be up to date before traveling to Thailand. You may also need a vaccine for Japanese Encephalitis, Yellow Fever, and anti-malarial medicine. Speak with your healthcare provider for more information before traveling.
Conclusion
Tourists to and from Thailand have many insurance companies to choose from when it comes to travel insurance. Working with an insurance broker like Pacific Prime allows you to compare multiple plans and pricing with less headache for you.
- If you’re not sure what kind of insurance you need in Thailand, we have a guide for that too! Read What Insurance Do I Need in Thailand?
- If you’re ready to get a quote for travel insurance in Thailand, check out plans and pricing here. Pacific Prime, as an insurance broker, is able to offer plans from multiple insurance companies and help you find the best deal on insurance.
- For additional information about longer-term medical insurance for expats, digital nomads, and retirees, learn about Thailand Health Insurance. We’ll also give additional tips and resources later in this article.
- If you have any questions about health insurance or travel insurance, contact an insurance expert at Pacific Prime today.
- If you’re planning to be abroad for an extended period of time, don’t forget to consider Dental Health Insurance in Thailand.
Jantra curates and reports on the results of Pacific Prime’s monthly newsletters, as well as manages Pacific Prime’s Deputy Global CEO’s LinkedIn posts. Complemented by her background in business writing, Jantra’s passion for health, insurance, and employee benefits helps her create engaging content - no matter how complex the subject is.
Growing up as a third-culture kid has given her a multicultural perspective that helps her relate to expats and their families while 8 years of working remotely have given her unique insight into hybrid work arrangements and enthusiasm for employee benefits.
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