International Health Insurance Plans
An international health insurance plan guarantees that you will have access to the best medical treatment options available no matter where you are in the world, without having to worry about the costs.
Our expat medical insurance plans are entirely customizable, meaning you can tailor the plan's benefits, limits, and coverage levels so that it best suits your needs and budget. Choose between hundreds of plans from the best insurers worldwide through Pacific Prime.
Pacific Prime is a leading provider of locally compliant international health insurance. Our advisors are highly trained in matching mobile expats globally and their families with the best-fitting insurance solutions from leading insurance companies. To get started, all we need to know from you is where you live and your age.
Let us simplify insurance for you by explaining the most pertinent details of your health coverage to you, as well as supporting you with not only finding and comparing plans but also helping you with claims and renewals.
Why is international health insurance a superior choice?
In the following sections, we explain the key benefits of international health insurance plans, and how each part of a plan can be modified, added or removed based on your requirements. As a world leading insurance broker, Pacific Prime can help match you with the right international health insurance plan by evaluating your lifestyle and designing a medical insurance policy that suits you best.
Cover for specific activities
Cover for specific activities such as various sports, skydiving and even bungee jumping, will be available under an individual international health insurance plan.
If your company insurance policy doesn’t cover you for everything you need coverage for, top up plans are available to make up the difference. You can take out individual top up plans for dental insurance, optical insurance, maternity insurance and more.
Several plans can offer you direct billing. This means that your insurer will pay your medical costs directly to the hospital at no initial cost to you. You won’t need to worry about paying up-front for any treatments, or having to claim back the money with your insurer later on. If you are interested in letting your insurer handle all the bills directly, talk to us about direct billing networks.
Inpatient and outpatient insurance cover
Inpatient only plans have lower premiumthan plans that include both inpatient and outpatient cover. This is because inpatient only insurance is the most basic coverage level, and will cover you for hospitalization costs only. We can also include a deductible (excess) to keep your premiums low.
You can get individual international insurance plans that are lifetime renewable, meaning that medical costs continue to be covered by the insurer for your whole life.
Individual International health insurance premiums are not dependant on nationality or occupation but are instead based on your country of residence and your age. Other factors we will take into account include your desired benefits and area of coverage.