Everything You Need to Know About Repatriation of Remains Coverage
No one likes to think about death but it can happen at any time, repatriation of remains ensures that your remains are returned to your loved ones without financially burdening them in the case of an unfortunate fatal accident. That’s why repatriation of remains is crucial when abroad.
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Are you ready to learn more about repatriation of remains coverage? In this article, we will talk about what it covers and why it is important to have it covered even if you don’t want to think about unfortunate accidents or even death during your travels or stay abroad.
What Does Repatriation of Remains Cover?
Repatriation of remains coverage covers the transportation of one’s mortal remains back to their home country or a specified location for burial or cremation in the event of death while traveling or living abroad. It covers more than just the transportation but also legal compliances and logistics.
Repatriation of Remains coverage includes:
- Coordination with local authorities on post-mortem exams
- Transportation of remains to and from medical facilities, coroner, and airport
- Container for remains during transportation (coffin, urn, etc.)
- Coordination with authorities to arrange for services, authorizations, and approvals for transport
- Shipping expenses (typically ground and air)
Why Do You Need Repatriation of Remains Coverage?
Repatriation of remains coverage is important not just because it offers financial protection, other benefits include logistical assistance involved in the repatriation of remains, cultural and personal considerations, and peace of mind.
Financial Protection
One of the main benefits of having repatriation of remains coverage is the financial protection and support it provides, the costs associated with repatriation of an individual’s remains can be quite costly, especially when traveling or living abroad.
Logistical Assistance
Logistical assistance is a major benefit of repatriation of remains coverage. Navigating the process of transporting one’s remains can be complicated. Repatriation of remains coverage provides assistance involving legal requirements, paperwork, and coordination with the involved authorities.
Peace of Mind
Knowing that in the case of your death, your loved ones will not be burdened with expensive bills while grieving can provide peace of mind when traveling and living abroad. If you have a location decided for burial and funeral services, you can rest easy knowing your wishes will be respected.
How Do You Get Repatriation of Remains Covered?
Repatriation of remains coverage can typically be found in travel insurance, international health insurance, expat health insurance, and life insurance. These insurance plans will typically have repatriation of remains covered or riders available for which you can opt.
Travel Insurance
While not all travel insurance includes repatriation of remains coverage, they can typically be found in comprehensive travel insurance plans.
International Health Insurance
International health insurance plans generally include repatriation of remains coverage as these plans are designed to provide coverage wherever you go.
Expat Health Insurance
Expat health insurance plans are designed for individuals living and working outside of their home country. As such, these plans typically include repatriation of remains coverage in the unfortunate event of death.
Life Insurance
While it is rare for life insurance plans to provide repatriation of remains coverage by default, they are often available as optional riders.
Best International Health Insurance Providers
If you are looking to get repatriation of remains covered during your stay abroad, an international health insurance plan will offer the best coverage as the benefits follow you wherever you go. VUMI, Cigna Global, AXA, and Allianz Care are among the best international health insurance providers.
Top 10 international health insurance providers:
Frequently Asked Questions
What does repatriation of remains coverage include?
Repatriation of remains typically includes transportation of one’s remains home or a specified location, expenses for container during transport, embalming or cremation expenses, coordination of transportation logistics and legal compliances, and support services for the deceased’s family.
How does the repatriation process work for death abroad?
The repatriation process includes coordination with authorities to obtain a death certificate, coordination with funeral homes for embalming and transportation arrangements, paperwork with the consulate or embassy, transportation, legal requirements, and reception in the designated location.
How much does repatriation of remains cost?
The average cost of repatriation of remains is about USD $3,250 to USD $26,010. Repatriation of remains are typically covered in travel and international health insurance plans or available as riders. The cost will vary depending on the insurer, the plan, and other factors.
Conclusion
People don’t often think about death but the truth is it can happen at any given time, even when abroad. Securing coverage for repatriation of remains has numerous benefits from ensuring that your loved ones are not burdened with the costs to peace of mind knowing your wishes will be respected.
If you are looking for insurance plans with repatriation of remains coverage, whether it’s travel insurance or international health insurance, Pacific Prime can help you. With over 20 years of experience, our expert advisors can help find a comprehensive plan that suits your needs and requirements.
Contact us today for a free plan comparison and an obligation-free quote!
Born and raised in the cultural melting pot that is Hong Kong, and having studied at an international school, Vista has developed a multicultural perspective that he uses in his writing and strives to connect to people of different backgrounds.
In his free time, Vista enjoys immersing himself in different worlds, from video games to light novels and movies. His hobbies help him expand his writing style by putting himself in the point-of-view of different people and characters.
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