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Cigna International Health Insurance

Cigna Global has four core international health insurance plans: Silver, Gold, Platinum, and Close Care - each a great option for expats and travelers abroad.

Cigna Global: International Health Insurance

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Cigna Global offers international health insurance to expats living in more than 200 markets and territories around the world. Cigna has 1.5 million health professionals and 24/7 customer support workers who speak more than 50 languages. Individuals, families, and businesses can get Cigna coverage.

Cigna’s insurance products include individual and family health insurance, dental insurance, international health insurance, employee plans and policies, employer group solutions, and more.

This page provides a comprehensive outline of the 4 core international health plans Cigna Global offers to expats living abroad.

We’ll also introduce what makes Cigna stand out as one of the most highly rated international health insurance providers and why you should use a broker like Pacific Prime to secure your insurance through Cigna.

Discover our other top insurance partners here.

All monetary values on this page are in USD.

  • Worldwide Coverage (excluding the US)
  • Access to Cigna’s trusted network of hospitals and doctors
  • Numerous Deductible Options
  • 24/7 Customer Support
  • 4 Core Insurance Plans
Plan Details

Creating Your Cigna International Insurance Plan

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Expats create their Cigna international health insurance plan by selecting their plan type, location of coverage, optional additional benefits, deductible and coinsurance values, and when they pay their premiums.

These are explained in further detail below, and this page delves deeply into your options for each step along the way.

  1. First, expats must choose the Silver, Gold, Platinum, or Close Care health insurance plan. The benefit limits for each are listed below.
  2. Second, expats select if they’d like coverage worldwide including the US or excluding the US. They can also choose to only receive coverage in their country of residence through the Close Care plan.
  3. Third, expats decide to add any of the additional Cigna benefit modules they would like. These include outpatient, evacuation, health & well-being, and vision & dental coverage.
  4. Fourth, expats decide the value of the deductible and coinsurance they are willing to pay. To answer your questions about how the deductible and coinsurance affect your premium value, reach out to our health insurance experts.
  5. Fifth, expats select how often they pay their premium, be it monthly, quarterly, or annually. Paying quarterly gives you a 3% discount, and paying annually gives you a 10% discount on your premium.

Standard Benefits in all Cigna International Plans

These are some of the standard benefits included in Cigna’s Silver, Gold, and Platinum international health plans for expats:

  1. Worldwide Coverage (including or excluding the US)
  2. Inpatient Care
  3. Mental Health Care
  4. Global Health Assistance
  5. Numerous Deductible Options
  6. Online Customer Platform
  7. Cancer Care
  8. Visitor Accommodation Costs
  9. Private Hospital Room Coverage
  10. Annual Limit of USD $1,000,000 - Unlimited

Cigna Health Insurance Plans for Expats

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Cigna Global offers four core insurance plans: Silver, Gold, Platinum, and Close Care. All of these plans offer worldwide coverage with optional coverage in the US. The exception is the Close Care plan which only offers coverage inside your country of residence and nationality.

Cigna Silver Health Insurance Plan

The Silver health insurance plan offered by Cigna Global offers the core medical benefits expats need living abroad. With an annual limit of USD $1,000,000, you secure coverage for inpatient and daypatient care, emergency care, hospital accommodation for a parent/guardian, and more.

Here are some additional benefits covered in Cigna’s Silver plan:

  • Pandemics, epidemics, and outbreaks of infectious diseases
  • Inpatient cash benefit
  • Transplant services
  • Palliative Care
  • Out-of-area emergency hospitalization care
Cigna Silver Health Insurance Plan
Coverage Benefits Amount (USD)
Annual Limit Amount $1,000,000
Coverage Area Worldwide (with or without US)
Inpatient, Day patient, Accommodation Costs Paid in full for a private room
Cancer Care Paid in full
Mental and Behavioral Health Care Up to $5,000
Routine Maternity Inpatient Care Not Covered

Get a quote for a Cigna Silver plan and discuss with us what else this plan offers you and whether or not it meets your needs.

Silver Health Insurance Plan

  • Worldwide coverage
  • Basic worldwide coverage option
  • Annual limit up to USD $1,000,000

Cigna Gold Health Insurance Plan

Cigna Global’s Gold plan offers international expats medical coverage with higher levels of coverage and additional benefits the Silver plan doesn’t have. It has an annual limit of USD $2,000,000 and includes benefits for routine maternity care, pregnancy complications, and newborn care.

Here are some of the benefits the Silver plan doesn’t offer that the Gold plan does and some benefits that are offered in the Gold plan with a higher benefit amount:

  • Emergency treatments
  • Advanced imaging
  • Rehabilitation
  • Home nursing
  • Palliative care
  • Treatment for obesity
  • Congenital conditions
Cigna Gold Health Insurance Plan
Coverage Benefits Amount (USD)
Annual Limit Amount $2,000,000
Coverage Area Worldwide (with or without US)
Inpatient, Day patient, Accommodation Costs Paid in full for a private room
Cancer Care Paid in full
Mental and Behavioral Health Care Up to $10,000
Routine Maternity Inpatient Care Up to $7,000

Get a quote for a Cigna Gold plan and discuss with us what else this plan offers you and whether or not it meets your needs.

Gold Health Insurance Plan

  • Worldwide coverage
  • Mid-tier worldwide coverage plan option
  • Annual limit up to USD $2,000,000

Cigna Platinum Health Insurance Plan

Cigna’s Platinum international health insurance plan provides expats with their most comprehensive coverage, with most benefits being paid in full. The annual limit is unlimited, and all inpatient care, cancer care, and mental and behavioral health care are paid in full.

Cigna’s Platinum plan also offers full coverage for the following benefits:

  • Hospital accommodation for a parent or guardian
  • Pandemics, epidemics, and outbreaks of infectious diseases
  • Transplant services
  • MRIs, CT, and PET scans
  • Acupuncture and Chinese Medicine
  • Palliative care
  • Local ambulance services
  • And so much more!
Cigna Platinum Health Insurance Plan
Coverage Benefits Amount (USD)
Annual Limit Amount Unlimited
Coverage Area Worldwide (with or without US)
Inpatient, Day patient, Accommodation Costs Paid in full for a private room
Cancer Care Paid in full
Mental and Behavioral Health Care Paid in full
Routine Maternity Inpatient Care Paid in full up to $14,000

Get a quote for a Cigna Platinum plan and discuss with us what else this plan offers you and whether or not it meets your needs.

Platinum Health Insurance Plan

  • Worldwide coverage
  • Most comprehensive worldwide plan option
  • Unlimited annual limit

Cigna Close Care Plan

Cigna’s Close Care plan is an affordable option for expats who only want international health insurance for the country they are living in and the country of their nationality. The Close Care plan has an annual limit of USD $500,000.

Also included in Cigna’s Close Care plan is full coverage for cancer care, full coverage in a semi-private room for inpatient and day patient treatment, and up to USD $40,000 emergency hospitalization coverage for short trips outside your covered country.

Close Care does not cover medical evacuation, maternity care, or travel safety services.

Cigna Close Care Health Insurance Plan
Coverage Benefits Amount (USD)
Annual Limit Amount $500,000
Coverage Area Only in your country of residence and nationality
Inpatient, Day patient, Accommodation Costs Paid in full for a semi-private room
Cancer Care Paid in full
Mental and Behavioral Health Care $3,000
Routine Maternity Inpatient Care Not Covered

Get a quote for a Cigna Close Care plan and discuss with us what else this plan offers you and whether or not it meets your needs.

Close Care Health Insurance Plan

  • Regional Basic health insurance
  • Outpatient and wellness benefits add ons available
  • Annual limit up to USD $500,000

Cigna Health Insurance: Detailed Plans Comparison

Cigna’s most basic international health insurance policy with worldwide coverage is their Silver plan. The next level up in coverage is Gold, and their most comprehensive plan is Platinum. If you want coverage only in your country of residence, Cigna’s Close Care option is for you.

Cigna’s Health Plans: Standard Medical Benefits

Cigna’s international health insurance plans offer different amounts of coverage depending on the plan you select. The annual limit for each expat plan is as follows:

  • Silver: USD $1,000,000
  • Gold: USD $2,000,000
  • Platinum: Unlimited
  • Close Care: USD $500,000

The following chart details and compares the benefits included in each of Cigna Global’s core international health insurance plans. All values are in USD.

Cigna Health Insurance Plans: Standard Medical Benefits (USD)
Coverage Benefits Silver Gold Platinum Close Care
Annual Limit Amount $1,000,000 $2,000,000 Unlimited $500,000
Coverage Area Worldwide Worldwide Worldwide Country of residence
Inpatient and Daypatient Treatment Paid in full for a private room Paid in full for a private room Paid in full for a private room Paid in full for a semi-private room
Hospital Accommodation for Parent or Guardian $1,000 $1,000 Paid in full Not Covered
Pandemics, Epidemics, and Outbreaks of Infectious Diseases Paid in full Paid in full Paid in full Paid in full
Inpatient Cash Benefit $100 $100 $100 $100
Accident and ER Treatment $500 $1,000 $1,200 Not Covered
Transplant Services Paid in full Paid in full Paid in full Not Covered
Advanced Medical Imaging $10,000 $15,000 Paid in full $2,500
Rehabilitation $5,000 $10,000 Paid in full $2,000
Home Nursing $2,500 $5,000 Paid in full Not Covered
Acupuncture and Chinese Medicine $1,500 $2,500 Paid in full $2,000 for physiotherapy and complementary therapies
Palliative Care $35,000 $60,000 Paid in full $2,500 for hospice and palliative care
Prosthetic Devices Paid in full Paid in full Paid in full Internal devices are paid in full; external devices are up to $2,500
Ambulance Services Paid in full Paid in full Paid in full Paid in full (road only)
Treatment for Obesity Not Covered 70% refund up to $20,000 80% refund up to $25,000 Not Covered
Congenital Conditions $5,000 $20,000 $39,000 Not Covered
Out-of-Area Emergency Hospitalization $100,000 $250,000 Paid in full $40,000 (for temporary trips out of the country)

To get a quote or answer your questions about these plans, reach out to Pacific Prime’s insurance experts.

The rehabilitation services covered by Cigna are:

  • Physiotherapy
  • Occupational Therapy
  • Cognitive and Speech Therapies
  • Cardiac and Pulmonary Rehabilitation

The palliative care covered by Cigna are:

  • Home care
  • Inpatient and day patient hospital or hospice care and accommodation
  • Prescribed medicines
  • Physical and psychological care

Silver Health
Insurance Plan

Annual limit up to USD
$1,000,000

Gold Health
Insurance Plan

Annual limit up to USD
$1,000,000

Platinum Health
Insurance Plan

Unlimited Annual Limit

Close Care Health
Insurance Plan

Annual limit up to USD
$500,000

Cigna’s Health Plans: Mental Health Benefits

Cigna’s health insurance plans for expatriates provide mental and behavioral health coverage for care administered inpatient, daypatient, or outpatient. The mental health limits for each of Cigna’s plans are as follows:

  • Silver: USD $5,000
  • Gold: USD $10,000
  • Platinum: Unlimited
  • Close Care: USD $3,000

The following chart shows the mental and behavioral health coverage provided by each of the four core Cigna Global health plans. All values are in USD.

Cigna Health Insurance Plans: Mental Health Benefits (USD)
Coverage Benefits Silver Gold Platinum Close Care
Benefit Amount $5,000 $10,000 Unlimited $3,000
Inpatient Coverage Time Up to 30 days Up to 60 days Up to 90 days Up to 30 days maximum
Day patient Coverage Time Up to 30 days Up to 60 days Up to 90 days Up to 60 days total (including inpatient max.)

To get a quote or answer your questions about these plans, reach out to Pacific Prime’s insurance experts.

Silver Health
Insurance Plan

Annual limit up to USD
$1,000,000

Gold Health
Insurance Plan

Annual limit up to USD
$1,000,000

Platinum Health
Insurance Plan

Unlimited Annual Limit

Close Care Health
Insurance Plan

Annual limit up to USD
$500,000

Cigna’s Health Plans: Cancer Care Benefits

The international health insurance plans offered by Cigna provide expatriates full coverage for cancer care. The Silver, Gold, Platinum, and Close Care plans offer varied amounts of coverage for cancer-preventative surgeries and cancer-related appliances.

The following chart shows the cancer care coverage provided by each of the four core Cigna Global health plans. All values are in USD.

Cigna Health Insurance Plans: Cancer Care Benefits (USD)
Coverage Benefits Silver Gold Platinum Close Care
Cancer Care Paid in full Paid in full Paid in full Paid in full
Cancer Preventative Surgery 70% refund up to $10,000 80% refund up to $10,000 90% refund up to $10,000 Not Covered
Cancer-Related Appliances $125 per lifetime $125 per lifetime $125 per lifetime $125 per lifetime

To get a quote or answer your questions about these plans, reach out to Pacific Prime’s insurance experts.

Silver Health
Insurance Plan

Annual limit up to USD
$1,000,000

Gold Health
Insurance Plan

Annual limit up to USD
$1,000,000

Platinum Health
Insurance Plan

Unlimited Annual Limit

Close Care Health
Insurance Plan

Annual limit up to USD
$500,000

Cigna’s Health Plans: Maternity and Newborn Benefits

Cigna Global’s maternity and newborn benefits offered to expats living abroad include routine maternity coverage, maternity complications, homebirths, and newborn care. There can be a 12 to 24-month waiting period before the maternity benefits kick in.

We are proud that Cigna is one of our very best maternity insurance partners. You can also  learn more about other international maternity insurance options here.

The following chart shows the mother and baby coverage benefits provided by each of the four core Cigna Global health plans. All values are in USD.

Cigna Health Insurance Plans: Maternity and Newborn Benefits (USD)
Coverage Benefits Silver Gold Platinum Close Care
Routine Maternity Inpatient Care Not Covered Up to $7,000 Paid in full up to $14,000 Not Covered
Maternity Complications Not Covered $14,000 $28,000 Not Covered
Homebirths Not Covered $500 $1,000 Not Covered
Newborn Care $25,000 $75,000 $156,000 Not Covered

To get a quote or answer your questions about these plans, reach out to Pacific Prime’s insurance experts.

Silver Health
Insurance Plan

Annual limit up to USD
$1,000,000

Gold Health
Insurance Plan

Annual limit up to USD
$1,000,000

Platinum Health
Insurance Plan

Unlimited Annual Limit

Close Care Health
Insurance Plan

Annual limit up to USD
$500,000

Cigna’s Deductible and Cost Share Options

Cigna Global offers expats several deductible and cost share options to choose from for your international health insurance plan. After you select your coverage plan, you choose your deductible, cost share percentage, and out-of-pocket maximum. The following chart shows your options.

Cigna Insurance: Deductible and Cost Share Options
Financial Expectations Your Options
Deductible $0, $375, $750, $1,500, $3,000, $7,500, $10,000
Cost Share after the Deductible 0%, 10%, 20%, 30%
Out of Pocket Maximum $2,000 or $5,000

To determine how these deductible and cost share options will ad

Additional Cigna Benefits for Expats

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Expats living abroad who purchase health insurance through Cigna have the flexibility to add outpatient, evacuation, health & well-being, and vision & dental coverage to your plan if you choose.

Outpatient Coverage for Expats

Cigna’s optional outpatient medical coverage benefit is only available for the Silver, Gold, and Platinum plans. It provides insurance for medical care when hospital admittance isn’t needed, such as specialist and general practitioner consultations, prescribed drugs, maternity care, and more.

Here’s a detailed breakdown of the outpatient benefits available through Cigna for each plan:

Cigna’s Additional Outpatient Coverage Benefits (USD)
Coverage Benefits Silver Gold Platinum
Annual Limit Amount $15,000 $35,000 Paid in full
Consultations with Specialists and Medical Practitioners $2,500 $5,000 Paid in full
Prescribed Drugs and Dressings $1,500 $3,000 Paid in full
Pathology, Radiology, and Diagnostic Tests $2,500 $5,000 Paid in full
Outpatient Rehabilitation $5,000 $10,000 Paid in full
Pre-natal and Post-natal Care Not Covered $3,500 $7,000
Infertility Investigation and Treatment Not Covered Not Covered $10,000 per lifetime
Sleep Apnea Not Covered $1,500 $2,000
Genetic Cancer Test Not Covered $2,000 $4,000
Acupuncture and Chinese medicine $2,500 $5,000 Paid in full
Durable Medical Equipment Paid in full Paid in full Paid in full
Adult Vaccinations $250 Paid in full Paid in full
Dental Accidents $1,000 Paid in full Paid in full
Child and Adolescent Wellbeing and Health Paid in full Paid in full Paid in full
Hormone Replacement Therapy $250 $500 $1,000
Hearing Aids $500 $1,000 $2,000
60+ Care $500 $1,000 $2,000

Cigna will pay for the following outpatient rehabilitation services:

  • Outpatient physiotherapy
  • Outpatient occupational therapy
  • Osteopathy and chiropractic treatment
  • Speech therapy
  • Cardiac and pulmonary rehabilitation

Cigna will provide 60+ Care for expats who are already 60 years or older or who will turn 60 within the period of cover if they have one of the following conditions declared on their medical questionnaire:

  • Hypertension
  • Type 2 Diabetes
  • Glaucoma
  • Arthritis
  • Joint or back pain
  • Osteoporosis/osteopenia

Silver Health
Insurance Plan

Annual limit up to USD
$1,000,000

Gold Health
Insurance Plan

Annual limit up to USD
$1,000,000

Platinum Health
Insurance Plan

Unlimited Annual Limit

Evacuation Coverage for Expats

Cigna’s evacuation benefit add-on covers medical evacuation for an emergency or global crisis. It includes coverage for emergency transportation, repatriation to your home country, costs for compassionate visits, and global crisis services if there becomes a travel or security risk.

This is only available for Silver, Gold, and Platinum plans.

One benefit includes a Crisis Assistance Plus Program through FocusPoint International. For this benefit, FocusPoint pays for crisis consulting expenses and other additional expenses per covered response.

Here is a detailed breakdown of the evacuation benefits available through Cigna for each plan:

Cigna’s Additional Evacuation Coverage Benefits (USD)
Coverage Benefits Silver Gold Platinum
Benefit maximum Paid in full Paid in full Paid in full
Crisis Assistance Plus Program (through FocusPoint International) Up to a maximum of 2 physical incidents per beneficiary Up to a maximum of 2 physical incidents per beneficiary Up to a maximum of 2 physical incidents per beneficiary
Medical Evacuation Paid in full Paid in full Paid in full
Medical Repatriation Paid in full Paid in full Paid in full
Repatriation of Mortal Remains Paid in full Paid in full Paid in full
Compassionate Visit Travel Costs (up to a maximum of 5 trips per lifetime) $1,200 $1,200 $1,200

Compassionate vVsit Living Allowance Costs (per day, up to 10 days per visit)

$155 $155 $155

Silver Health
Insurance Plan

Annual limit up to USD
$1,000,000

Gold Health
Insurance Plan

Annual limit up to USD
$1,000,000

Platinum Health
Insurance Plan

Unlimited Annual Limit

Health & Well-being Coverage for Expats

Cigna’s health and well-being optional benefit enables expats to have coverage for health screenings, tests, and examinations, a Life Management Assistance Program, Telephonic Wellness Coaching, and more to help you remain healthy and balanced physically and mentally.

Here is a detailed breakdown of the health & wellbeing benefits available through Cigna for each plan:

Cigna’s Additional Health & Well-being Coverage Benefits (USD)
Coverage Benefits Silver Gold Platinum
Life Management Assistance Program (includes life coaching, CBT, mindfulness coaching and more) Paid in full Paid in full Paid in full
Telephonic Wellness Coaching Paid in full Paid in full Paid in full
Mental Health Support Program Paid in full Paid in full Paid in full
Footcare by a Chiropodist or Podiatrist $225 $450 $900
Routine Adult Physical Exams $225 $450 $600
Cervical Cancer Screening $225 $450 Paid in full
Prostate Cancer Screening $225 $450 Paid in full
Mammograms for Breast Cancer Screening $225 $450 Paid in full
Bowel Cancer Screening $225 $450 Paid in full
Bone Densitometry $225 $450 Paid in full
Dietetic Consultations Not Covered Not Covered Paid in full

Silver Health
Insurance Plan

Annual limit up to USD
$1,000,000

Gold Health
Insurance Plan

Annual limit up to USD
$1,000,000

Platinum Health
Insurance Plan

Unlimited Annual Limit

Vision & Dental Coverage for Expats

Cigna’s optional vision & dental coverage benefit is only available for the Silver, Gold, and Platinum plans. It provides expats insurance for international routine eye exams, spectacles, and lenses, for routine dental exams, and preventative and major dental treatments.

Here is the detailed breakdowns of the vision benefits available through Cigna for each plan:

Cigna’s Additional Vision Coverage Benefits (USD)
Coverage Benefits Silver Gold Platinum
Eye Test $100 $200 Paid in full
Expenses for Spectacle Lenses, Contact Lenses, Spectacle Frames, and/or Prescription Sunglasses $155 $155 $310

 

Here is a detailed breakdown of the dental health insurance benefits available through Cigna for each plan:

Cigna’s Additional Dental Coverage Benefits (USD)
Coverage Benefits Silver Gold Platinum
Annual Dental Benefit Maximum $1,250 $2,500 $5,500
Preventative Paid in full Paid in full Paid in full
Routine 80% refund 90% refund Paid in full
Major restorative 70% refund 80% refund Paid in full
Orthodontic treatment 40% refund 50% refund 50% refund

Silver Health
Insurance Plan

Annual limit up to USD
$1,000,000

Gold Health
Insurance Plan

Annual limit up to USD
$1,000,000

Platinum Health
Insurance Plan

Unlimited Annual Limit

Cigna’s Close Care Health Plan: Optional Benefits

Expats who choose to purchase Cigna’s Close Care insurance plan can add on an outpatient and wellness benefit. This covers consultations with medical practitioners and specialists, prescribed drugs, physiotherapy, chiropractic treatments, routine physical exams, and other mental health services.

Here is a detailed breakdown of the outpatient & wellness benefit available through Cigna for the Close Care health plan:

Cigna’s Outpatient and Wellness Care Benefit for Close Care (USD)
Coverage Benefits Amount
Annual Benefit Maximum $5,000
Consultations with Medical Practitioners and Specialists $650
Global telehealth with Teladoc Unlimited Consultations
Telehealth consultations $650
Pathology, radiology, and diagnostic tests $1,000
Osteopathy and Chiropractic Treatment $650
Acupuncture and Chinese Medicine $650
Prescribed Drugs and Dressings $500
Rental of Durable Equipment $1,500 up to 45 days
Adult vaccinations $250
Dental Accidents $500
Child Wellbeing Tests $1,000
Child immunisations $1,000
Annual eye and hearing tests for children under 15 and younger Paid in full
Life Management Assistance Program Includes a range of counseling services and tools to improve work, life, and family issues
Telephonic Wellness Coaching Includes a wellness coach for nutrition, fitness, sleep, stress, weight management and tobacco cessation goals
Routine Adult Physical Exams $100
Cervical Cancer Screening $225
$400 (combined limit for all cancer screenings)
Prostate Cancer Screening $225
$400 (combined limit for all cancer screenings)
Breast Cancer Screening $225
$400 (combined limit for all cancer screenings)
Bowel Cancer Screening $225
$400 (combined limit for all cancer screenings)
Skin Cancer Screening $225
$400 (combined limit for all cancer screenings)
Lung Cancer Screening $225
$400 (combined limit for all cancer screenings)
Bone Densitometry $400 combined aggregate limit

Close Care Health Insurance Plan

  • Regional Basic health insurance
  • Outpatient and wellness benefits add ons available
  • Annual limit up to USD $500,000

Cigna’s Close Care Health Plan: Dental Benefits

The Close Care international health insurance plan by Cigna can add on dental benefits for preventative, routine, and major dental treatments. This optional benefit has an annual benefit limit of $750.

Here is a detailed breakdown of the dental optional benefit available through Cigna for the Close Care health plan:

Cigna’s Optional Dental Benefit for the Close Care Plan (USD)
Coverage Benefits Amount
Annual Benefit Maximum $750
Preventative Dental Treatment Paid in full
Routine Dental Treatment 80% refund
Major Restorative Dental Treatment 70% refund

 

just your premium, contact Pacific Prime.

Cigna Global Group Health Coverage Plans

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Cigna Global offers several group health insurance plans for employees living abroad. Small businesses with less than 100 employees can get modular, flexible plans with products that cater health and wellness benefits for small or medium companies. Large corporations can get rich health plans too.

A large corporation can get comprehensive, tailorable solutions that enable their employees to take control of their health and well-being.

Every large corporate benefits plan includes:

  • Innovative digital tools
  • Clinical-led case management
  • A dedicated client manager
  • Effective monitoring of member claims

Contact Pacific Prime to learn about Cigna’s group health insurance packages.

Why Expats Choose Cigna Global Health Insurance

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Expats choose Cigna Global as their health insurance provider because Cigna puts their customers first, they have a whole health and affordability focus, they offer flexible plans, and they have global and local networks.

  1. Customers Come First: Cigna has global customer service teams who are available 24/7, and each has excellent local market knowledge. Cigna also places great emphasis on adapting their services to their customers’ needs.
  2. A Whole Health and Affordability Focus: Cigna provides its clients with an individual whole health service platform that creates very affordable health plans.
  3. Flexible Plans: Cigna empowers its customers with flexible choices as they craft their health plans and take care of their whole health.
  4. Global and Local Networks: Cigna provides its customers with easy and reliable access to healthcare all around the globe. Cigna has healthcare providers in 192 countries and operation teams in every time zone.

In addition to these admirable qualities, Cigna has received many awards and recognitions. Here are some of them:

  • Most Admired Companies List
  • Top Marks for Disability inclusion
  • Top Employer for New Graduates
  • Top Honors for LGBTQ Equality
  • Commitment to Corporate Citizenship
  • 100 Best Corporate Citizens

Cigna’s Values

Cigna’s values center on serving their clients, patients, and communities around the globe by:

  1. Caring deeply about their customers, patients, and coworkers
  2. Partnering, collaborating, and upholding promises
  3. Innovating and adapting
  4. Acting with speed and purpose
  5. Creating a better future together

Who Qualifies for Cigna International Insurance

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Expats from any nationality may qualify for a Cigna Global international health insurance policy. If you are 18 years old or above, you are able to apply for a health plan. To determine which services and benefits are available in your country of residence, reach out to our Cigna insurance experts.

Using a Broker to Get Cigna Insurance

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When expats use an insurance broker to get Cigna health insurance, they gain an intermediary who negotiates with the insurance provider on their behalf, who knows the international insurance market, who can compare Cigna plans with other top providers, and who works with you at no charge to you.

Pacific Prime is a leading global insurance broker that has helped over one million global travelers secure health insurance.

We know insurance, and we know expats.

Learn more about how Pacific Prime can benefit you and help you secure the best insurance for your needs and budget.

Frequently Asked Questions

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Does Cigna offer health insurance for expats?

Cigna Global offers international health insurance to expat individuals, families, and businesses in more than 200 countries and territories around the globe. Cigna’s core health plans abroad are their Silver, Gold, Platinum, and Close Care plans.

How much does a Cigna Global health insurance plan cost?

Cigna Global health insurance premiums for the Silver plan can cost as low as $125 a month if you select a high deductible and cost share. Selecting a deductible and cost share more in the middle can raise the monthly premium to $196. Compare Cigna plans or contact us for a more accurate quote.

Does Cigna offer worldwide coverage for health insurance?

All of Cigna’s health insurance plans offer an option to have worldwide coverage; you can choose to include coverage in the US or not. The exception is the Close Care plan which is an affordable option to only get health coverage in your country of residence.

Is Cigna only available in the US?

Cigna Global is available to expats living worldwide.

Is Cigna a good health insurance provider?

Cigna is a leading international provider around the globe and one of the largest insurance carriers. Cigna has received many awards, including the Top Marks for Disability Inclusion award, Top Employer for New Graduates award, and Top Honors for LGBTQ Equality award.

Interested in a Cigna plan?

Our experts can provide you with a personalized quote based on your needs and requirements.

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