AXA has five main international health insurance plans for expats: Foundation, Standard, Comprehensive, Prestige, and Prestige Plus. AXA also offers an Islands Health Plan in the Channel Islands, a short-term health plan for less than a year, and business plans for small and large corporations.

AXA - Global Healthcare, also known as AXA Group or simply AXA, is an expert when it comes to international health insurance for expats, digital nomads, businesses, those working abroad, and more. With more than 55 years of experience, AXA serves more than 95 million clients in 50 countries.

AXA operates as a conglomerate of independently run businesses around the globe, including AXA Gulf (now known as GIG Gulf), AXA Asia, and AXA Sun Life.

This page will detail the core five international health plans offered by AXA, give an overview of other plans also offered by AXA, introduce you to why buying global insurance through a broker is in your best interest, and answer frequently asked questions about AXA.

To get an AXA quote, contact us. Expats can also compare AXA plans and quotes with other top insurance providers with our free online insurance quote generator.

• Experienced Personal Support 24/7
• Easy Online Access
• Virtual Doctor Service
• Mind Health Support
• Maximum Annual Benefit Limit up to USD $8,000,000

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AXA Global Health Insurance Plan Highlights

Some of the highlights of the international health insurance plans by AXA -Global Healthcare are the second medical opinion service they offer, the reality that evacuation and repatriation coverage is standard, the virtual doctor service available anywhere in the world, and the mind health support.

Here are some more of the global insurance plan highlights:

1. Experienced Personal Support 24/7: Every AXA member can receive 24/7, personalized support from a multilingual team.
2. Claims are Repaid Promptly: Over 80% of AXA’s eligible claims that have submitted all required information are paid to the client within 48 hours.
3. Second Medical Opinion: Every plan includes the option to seek a second medical opinion by highly ranked medical professionals.
4. Evacuation and Repatriation: It is standard for evacuation and repatriation coverage to be included in your AXA health plan.
5. Virtual Doctor Service: Day or night, anywhere in the world, you can speak to a real doctor for a virtual consultation by video or phone.
6. Mind Health Support: AXA offers its clients a Mind Health support platform that can connect them with qualified psychologists anywhere in the world.
7. Easy Online Access: AXA provides easy online access to policy benefits and claims details.

AXA Global Health Coverage: Insurance Plans for Expats

AXA’s core global insurance plans are the Foundation, Standard, Comprehensive, Prestige, and Prestige Plus plans. The annual plan limit amounts range from USD $160,000 to USD $8,000,000. The comprehensive plans include maternity, chronic conditions, and vision care, in addition to essential benefits.

The following sections will explain in detail the benefits included in each AXA plan.

AXA plans do not provide coverage for pre-existing conditions, so if you have a need for this type of coverage, learn more about your pre-existing conditions options here.

All monetary values below are in USD.

AXA International Insurance: Foundation Plan

AXA’s international medical insurance Foundation plan has an annual limit of $160,000. It provides coverage for:

• Inpatient Hospital Charges and Surgeries
• Emergency Care
• Medical Evacuation and Repatriation
• Wide Range of Cancer Treatments
• Ambulance Transport
• CT, PET, and MRI Scans
• Outpatient Treatment, Tests, and Vaccinations (optional)
• Outpatient Drugs and Dressings (optional)

AXA International Insurance: Standard Plan

AXA’s international medical insurance Standard plan has an annual limit of $1,600,000. This plan includes all the coverage of the Foundation plan with an increased total annual limit as well as added dental care benefits. It provides coverage for:

• Inpatient Hospital Charges and Surgeries
• Emergency Care
• Medical Evacuation and Repatriation
• Wide Range of Cancer Treatments
• Ambulance Transport
• CT, PET, and MRI Scans
• Dental Care (not check-ups)
• Outpatient Treatment, Tests, and Vaccinations (optional)
• Outpatient Drugs and Dressings (optional)

• Hospital charges and surgery
• Virtual doctor service
• Mind Health service
• Emergency coverage
• Medical evacuation and repatriation
• Wide range of cancer treatment
• Ambulance transport
• CT, PET, and MRI scans

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AXA International Insurance: Comprehensive Plan

AXA’s international medical insurance Comprehensive plan has an annual limit of $2,400,000. This plan includes all the coverage of the Standard plan with an increased total annual limit as well as added outpatient, chronic conditions, and vision benefits. It provides coverage for:

• Inpatient Hospital Charges and Surgeries
• Emergency Care
• Medical Evacuation and Repatriation
• Wide Range of Cancer Treatments
• Ambulance Transport
• CT, PET, and MRI Scans
• Dental Care (not check-ups)
• Outpatient Treatment, Tests, and Vaccinations
• Outpatient Drugs and Dressings
• Chronic Conditions
• Eye Tests and Prescription Glasses

AXA International Insurance: Prestige Plan

AXA’s international medical insurance Prestige plan has an annual limit of $3,200,000. This plan includes all the coverage of the Comprehensive plan with an increased total annual limit as well as added maternity and annual health check benefits. It provides coverage for:

• Inpatient Hospital Charges and Surgeries
• Emergency Care
• Medical Evacuation and Repatriation
• Wide Range of Cancer Treatments
• Ambulance Transport
• CT, PET, and MRI Scans
• Dental Care (not check-ups)
• Outpatient Treatment, Tests, and Vaccinations
• Outpatient Drugs and Dressings
• Chronic Conditions
• Eye Tests and Prescription Glasses
• Routine Pregnancy Care
• Annual Health Checks

AXA International Insurance: Prestige Plus Plan

AXA’s international medical insurance Prestige Plus plan has an annual limit of $8,000,000. This plan has the most comprehensive coverage offered by AXA. It includes all the coverage of the Prestige plan with an increased total annual limit. It provides coverage for:

• Inpatient Hospital Charges and Surgeries
• Emergency Care
• Medical Evacuation and Repatriation
• Wide Range of Cancer Treatments
• Ambulance Transport
• CT, PET, and MRI Scans
• Dental Care (not check-ups)
• Outpatient Treatment, Tests, and Vaccinations
• Outpatient Drugs and Dressings
• Chronic Conditions
• Eye Tests and Prescription Glasses
• Routine Pregnancy Care
• Annual Health Checks

AXA International Medical Insurance

• Annual benefit limit up to USD $8,000,000
• Medical evacuation and repatriation
• Outpatient drugs and dressings
• Chronic conditions coverage

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AXA’s Global Insurance Plans Comparison

While all of AXA’s core global insurance plans include coverage for hospital charges and surgeries, emergency care, medical evacuation and repatriation, cancer treatments, ambulance transportation, amd CT, PET, and MRI Scans, the comprehensive Prestige and Prestige Plus plans offer even more benefits.

The following chart compares the benefits for AXA’s 5 core plans side by side.

To get insurance quotes for these plans by AXA for your individual situation and to get a more comprehensive understanding of all benefits included, please contact our Pacific Prime insurance experts.

You can also compare plans yourself online.

Other AXA Medical Insurance Products

The AXA Group offers an Islands Health Plan, a short-term international health plan, top-tier maternity insurance plans, and business insurance plans, in addition to their 5 core expat health insurance plans. Let’s discuss each additional product below.

To learn more about any of the following products and their coverage benefits, contact our AXA insurance experts.

AXA’s Islands Health Plan

AXA’s Islands Health Plan is designed to provide international health coverage for individuals living in the Channel Islands, including Guernsey and Jersey. It grants expats peace of mind to know they can get fast, private care locally as well as treatment in a UK or European hospital if needed.

The Islands Health Plan includes a virtual doctor service so you can speak to an experienced doctor on the phone or by video anywhere in the world.

AXA’s Short-Term International Insurance Plan

AXA’s short-term international health insurance plan gives you the flexibility to get coverage anywhere from 3 - 11 months. This package includes the exact same coverage, support, and expert global customer services as offered in the yearly Standard plan. Outpatient coverage is an optional add-on.

This plan is different from a general travel insurance plan because it not only covers emergency medical needs but general health costs as well. This plan is available for worldwide coverage including or excluding the USA.

AXA’s Top-Tier Maternity Coverage Benefits

AXA’s Prestige and Prestige Plus global medical insurance plans provide some of the best maternity coverage on the market. These plans can offer up to $16,000 (Prestige) or $19,200 (Prestige Plus) of routine maternity care coverage. There is an 18 month waiting period before the benefits begin.

Read more about the AXA maternity benefits and other top maternity providers here.

AXA’s Business Insurance Plans

AXA offers business group insurance plans for companies of 1-74 employees, 75-149 employees, and over 150 employees. Depending on your needs, there are medical evacuation and repatriation, out-patient, in-patient, pregnancy, expat professional, and more coverage options available.

Using a Broker to Get AXA Insurance

When expats use an insurance broker to get AXA health insurance, they gain an intermediary who negotiates with the insurance provider on their behalf, who knows the international insurance market, who can compare AXA plans with other top providers, and who works with them at no charge to them.

Pacific Prime is a leading global insurance broker that has helped over one million global travelers secure health insurance.

We know insurance, and we know expats.

Learn more about how Pacific Prime can benefit you and help you secure the best insurance for your needs and budget.

• Hospital charges and surgery
• Virtual doctor service
• Mind Health service
• Emergency coverage
• Medical evacuation and repatriation
• Wide range of cancer treatment
• Ambulance transport
• CT, PET, and MRI scans

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Compare AXA International Insurance Quotes

As you search for the best international health insurance plan for your needs, use our insurance quote comparison tool. It is a unique resource that allows global expats to compare a number of insurance providers and their plans side by side with estimated quotes.

You can save your favorite quotes and plans on this tool for later reference, and our experts can answer any questions you have about the plans available in your country of residence.

Frequently Asked Questions

Does AXA offer international health insurance?

AXA - Global Healthcare is an international insurance provider that sells individual, family, and business health insurance plans around the globe. Plans can have coverage worldwide including or excluding the USA.

How many places is AXA insurance offered?

AXA Insurance is present in 51 countries around the globe. AXA has 1.9 million healthcare facilities worldwide with coverage in all of the locations expats would expect.

Does AXA international insurance cover outpatient fees?

Unlike some other insurance providers, AXA international medical insurance does provide coverage for outpatient expenses. This is a standard benefit in the Comprehensive, Prestige, and Prestige Plus plans. Outpatient benefits are optional for the Foundation and Standard plan levels.

Does AXA insurance cover dental?

Unlike some other insurance providers, AXA international medical insurance does provide coverage for dental expenses. This is a standard benefit in the Standard, Comprehensive, Prestige, and Prestige Plus plans. Dental care is included in this coverage but not check-up expenses.

Did AXA and GIG Gulf merge?

In 2022, AXA Gulf in Dubai and GIG Gulf merged, rebranding as one company: GIG Gulf. AXA Gulf plans are still available through GIG Gulf, and you can learn more about the merger here and GIG Gulf’s plans here.