The 12 Best Places to Live in the Philippines

Manila, Cebu, Davao, Makati, Subic, Dumaguete City, Palawan, and more are the top 12 places in the Philippines for expats. They are all charming in their own unique way, leaving you spoilt for choice.

The Philippines offers an incredible mix of cultures, breathtaking landscapes, and warm-hearted people. However, remember to secure international health insurance or expat health insurance for peace of mind and protection before you begin a new chapter of your life.

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Manila: Perfect for Expats

Manila is the capital city of the Philippines and has over 12 million people. Manila is known for its vibrant nightlife, diverse culinary scene, and rich history. Expats can find everything they need, from world-class hospitals and international schools to luxury shopping and entertainment.

Why Should You Consider Moving to Manila as an Expat?

1. Rich Cultural Heritage: Expats can explore the city’s rich historical landmarks dating back to the Spanish colonial era.
2. Wide Range of Accommodation Options: From luxury apartments to affordable rentals, expats have a wide range of accommodation options to choose from according to their lifestyle and budget.
3. Access to Quality Healthcare: Manila has some of the best healthcare facilities in the country, with world-class accreditation ensuring the quality of healthcare expats can receive.

Cebu: Ideal for English Speakers

Cebu is an island province in the Visayas region of the Philippines. It’s a popular destination for expats who want to enjoy island life while still having access to modern amenities. Cebu is known for its white sand beaches, turquoise waters, and rich history.

What Makes Cebu Attractive to Expats?

1. Stunning Natural Beauty: Cebu has some of the most beautiful beaches and landscapes in the country. With its warm climate and tropical setting, expats have plenty to explore and enjoy.
2. Modern Infrastructure: The island has a modern and well-maintained infrastructure, including an international airport, making it easy for expats to travel to and from Cebu.
3. Affordable Cost of Living: Cebu has a lower cost of living compared to other major cities, making living well on a budget easy.

Davao: The Safe City

Davao is the largest city in Mindanao and is considered one of the safest cities in the Philippines. The city has strict laws and regulations, ensuring a peaceful environment and low crime rates. This makes Davao a great place to live for expats who value safety and security.

What Makes Davao Expat Friendly?

1. Friendly and Welcoming People: Davao is known for its friendly and hospitable people, making it easy for expats to settle in and feel at home.
2. Lively Infrastructure: Davao is well-developed and has a lot to offer, from modern shopping malls and theaters to stunning beaches and islands.
3. Ideal for Entrepreneurs: The city has a vibrant economy for expats who want to start a business or work in Davao, with agriculture, tourism, and manufacturing industries.

Makati: Ideal for Expat Families

When it comes to the hustle and bustle and busy nightlife, Makati city can be compared to New York. Makati can be perfect for expats and their families, from high-rise buildings to well-reputed educational institutions.

Here’s Why Makati is a Good Choice for Expats

1. Amazing Infrastructure: Makati has excellent and modern infrastructure as well as a ton of shopping centers, restaurants, and entertainment facilities.
2. International Community: With a thriving international community and English widely spoken, expats can easily make friends and feel more at home.
3. Vibrant Culture: Makati has a high living standard, including vibrant nightlife, cultural events, recreational activities, and top-quality healthcare services.

Subic: Perfect For Outdoorsy Expats

If you’re considering moving to the Philippines, consider putting Subic Bay on your list of potential destinations. This former US Naval base has a lot to offer expats looking for a new home.

Here are some of the reasons why you should consider moving to Subic as an expat:

1. Ideal Location: Located on the west coast of Luzon, Subic is easily accessible from Manila, which is just a two-and-a-half-hour drive away, ensuring access to all the amenities and services you need.
2. Beautiful Landscape: Subic Bay is surrounded by lush forests and offers plenty of outdoor activities, including swimming, sunbathing, and water sports.
3. Affordable Cost of Living: Subic Bay is relatively affordable, especially in housing. Expats can find comfortable rentals and food at relatively reasonable costs.

Dumaguete City: Ideal for Laid-back Expats

Dumaguete City should be high on your list of potential destinations because its location on the southeastern coast of the island of Negros offers a laid-back lifestyle. The city offers a welcoming community and plenty of amenities, making it a great place for expats to call home.

Dumaguete City is good for expats because:

1. Welcoming City: Dumaguete City is friendly and hospitable, known for the locals’ warmth and welcoming nature. Plus, English is widely spoken, making communicating and getting around easy.
2. Low Cost of Living: Dumaguete City has a relatively low cost of living, meaning expats can enjoy a comfortable lifestyle without breaking the bank.
3. Convenient Location: Dumaguete City is close to other popular destinations, including Cebu and Bohol, allowing expats to explore more without too much hassle.  

Palawan: Perfect for Beach-Loving Expats

Palawan is a fantastic city for expats looking to move to a tropical paradise with a rich cultural heritage, crystal-clear waters, and a welcoming local community. Palawan is home to several world-class beaches and some of the most beautiful natural scenery in the world.

Why should you consider moving to Palawan as an expat?

1. Vibrant Culture: Palawan is known for its vibrant local culture and welcoming community. Expats can find plenty of opportunities to learn more about Filipino cuisine or get involved in local celebrations.
2. Economical Cost of Living: Palawan offers a lower cost of living without sacrificing the quality of life, with housing, food, and entertainment reasonably priced.
3. Home for Expats:  Palawan has a thriving expat community, so you’ll have plenty of support as you settle into your new home.

Baguio: A Cool Retreat for Nature Lovers

Baguio, often dubbed the “Summer Capital of the Philippines,” is nestled in the cool highlands of Luzon. With its pine-scented breezes and panoramic mountain views, it’s an ideal escape for expats seeking a break from the tropical heat.

What Makes Baguio Attractive to Expats?

1. Refreshing Climate: The cool weather offers a pleasant contrast to the lowland tropical heat, making it perfect for year-round outdoor activities.
2. Vibrant Arts and Culture: The city is renowned for its thriving art scene, local crafts, and annual festivals that celebrate indigenous culture.
3. Quality of Life: From cozy bungalows to modern apartments, Baguio offers a diverse range of accommodation options, providing easy access to quality healthcare and education.

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Tagaytay: Scenic Escape for Urban Dwellers

Just a short drive from Metro Manila, Tagaytay is a haven for expats craving a serene yet well-connected lifestyle. Known for its stunning views of Taal Volcano and Lake, Tagaytay offers a peaceful retreat without sacrificing convenience.

Why Consider Tagaytay?

1. Breathtaking Vistas: The picturesque landscapes make every day feel like a getaway, ideal for both photography enthusiasts and nature lovers.
2. Relaxed Ambiance: Enjoy a laid-back atmosphere that blends rural charm with urban amenities, including modern malls, restaurants, and healthcare facilities.
3. Proximity to the Capital: Its close distance to Manila ensures that expats can easily tap into the city’s dynamic business and cultural scene while coming home to a tranquil environment.

Iloilo City: A Cultural Gem for Expats

Iloilo City, located in the heart of the Visayas, is celebrated for its rich heritage and warm, welcoming community. With colonial architecture and a burgeoning food scene, it offers a balanced mix of old-world charm and modern comforts.

Highlights for Expats in Iloilo City:

1. Historic Charm: Stroll along heritage streets and marvel at the beautifully preserved Spanish-era buildings that tell the story of a storied past.
2. Culinary Delights: The city’s reputation as a gastronomic hub ensures that foodies will have endless opportunities to savor both traditional Filipino and international cuisines.
3. Community Spirit: Iloilo’s close-knit community and lively festivals make it easy for expats to integrate and enjoy a fulfilling social life.

Bacolod: The City of Smiles

Bacolod, known affectionately as the “City of Smiles,” is renowned for its friendly locals, vibrant festivals, and delicious cuisine. This dynamic city offers an inviting lifestyle that combines modern amenities with a rich cultural tapestry.

What Draws Expats to Bacolod?

1. Warm Hospitality: The locals’ genuine warmth creates a welcoming environment that helps expats feel at home quickly.
2. Festive Atmosphere: Bacolod is renowned for its MassKara Festival, where lively street parades and colorful displays of creativity enliven the city every year.
3. Modern Conveniences: With a developing infrastructure, Bacolod provides excellent healthcare, shopping, and leisure facilities, making it a practical choice for a comfortable lifestyle.

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Vigan: A Glimpse into the Past

Step back in time with Vigan, a UNESCO World Heritage Site that offers expats an immersive cultural experience. With its cobblestone streets and well-preserved Spanish colonial architecture, Vigan provides a serene setting steeped in history.

Why Vigan is Perfect for Expats:

1. Historical Ambiance: Wander through the town’s heritage sites and antique-filled streets that tell tales of centuries past, making everyday life feel like a living museum.
2. Charming Lifestyle: The relaxed pace of life, combined with local craftsmanship and culinary traditions, offers expats a unique blend of nostalgia and modern living.
3. Accessible Amenities: While Vigan prides itself on its historical character, modern conveniences like quality healthcare, dining, and leisure activities are never far away.

Frequently Asked Questions

Which city has the most expats in the Philippines?

You will find a large expat community in Manila, especially in Makati City. This is because Makati City is home to many multinational companies and is also the heart of the country’s diplomatic community.

Which city in the Philippines is safe for expats?

Davao City in the Philippines perfectly balances out the beach and corporate life, and is also one of the safest cities for expats to live in. It is also a great choice for those who love the great outdoors.

Is USD $3,000 enough to live on monthly in the Philippines?

USD $3,000 a month can earn you a comfortable living and a good lifestyle in the Philippines, even in a prime area like Metro Manila. However, expats should be mindful of costs around schooling and healthcare, especially for expats with family members.

What’s a good monthly salary in the Philippines?

A good monthly salary in the Philippines should cover the estimated monthly costs of living as well as rent. The average monthly cost of living in Manila is around USD $611.2 for a single person, with an average monthly rent for a one-bedroom apartment in the city center at USD $514.82.

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Conclusion

The Philippines offers a diverse range of options for expats to choose from. Whether you’re looking for a bustling city or a tranquil beach town, you will find your ideal home. Each of these seven places has its unique charm and appeal, so be sure to explore them all to find your perfect fit.

While you are thinking about moving to Asia, you could also consider Thailand. The land of Smiles also houses a large expat community. However, if you want to keep looking, we suggest you explore our extensive guide, Best Places for Expats to Move to in Asia.

Another important thing to remember is your international health insurance or expat health insurance. If you are unsure where to find the right health plan for your needs, you can always talk to the seasoned experts at Pacific Prime.

With over 20 years of experience and a robust global presence, Pacific Prime has helped thousands of expats secure comprehensive health insurance plans. So, you can also find a plan that meets your requirements and budget with Pacific Prime.