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Best Travel Insurance Plans for Greece in 2026

The best travel insurance plans for a trip to Greece are AXA’s Gold Plan, IMG’s iTravelInsured Choice, IMG’s Patriot Platinum, BCBS Global Solutions’ Single Trip Coverage, and AIG Travel Guard’s Preferred Plan

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In this Pacific Prime article, we’ll discuss five of the best travel insurance plans on the market and explain when travelers visiting Greece are mandated by law. By the end of this article, you should feel more prepared to pick the plan that works for you. 

It may also be helpful for you to better understand how the healthcare system works in Greece and to read our core article introducing the 5 Best Travel Insurance Companies before you choose.

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Top 5 Travel Insurance Plans for Greece

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The top travel insurance plans for travelers to Greece are AXA’s Gold Plan, IMG’s iTravelInsured Choice, IMG’s Patriot Platinum, BCBS Global Solutions’ Single Trip Coverage, and AIG Travel Guard’s Preferred Plan. Each feature has different benefits and levels of coverage. 

We’ve taken one or two plans by each provider to compare, though most providers offer numerous plans with varying tiers of coverage. For travelers who need a Schengen Visa, our selected plans meet the criteria and help guarantee access to medical care when you are in Greece. 

To compare the plans below, we will use a scenario of a thirty-year-old female traveling to Greece for 10 days in July. Her estimated trip cost total is USD $2,000. All monetary values are in US dollars (USD).

AXA Gold Plan 

AXA’s Gold Travel Protection plan is a single-trip insurance plan featuring trip and mishap coverage. Benefits include trip cancellation and interruption, emergency medical benefits, baggage loss and delay, and more. A 10-day trip to Greece for a 30-year-old woman can cost USD $87.

Another Schengen-eligible plan from AXA is Platinum Travel Protection, which offers increased coverage and benefits. It is their most popular and comprehensive policy and includes adventure sports coverage.

AXA has more than 65 years of experience in the travel insurance industry. They are well known for their comprehensive long-term health insurance plans for expats and global citizens, while also offering short-term health insurance plans for less than a year for travelers and businesses.

AXA Gold Plan Key Benefits
Benefit Description Covered by Plan
Trip Mishap Benefits
Plan Cost for a 10 Day Trip USD $87
Lost Baggage USD $1,500
Baggage Delay USD $300
Sporting Equipment Rental USD $0
Missed Connection USD $1,000
Trip Interruption 150% of Trip Cost
Trip Cancellation 100% of Trip Cost
Travel Delay USD $200/day (USD $1,000 max)
24/7 Global Hotline and Support Included
Concierge Services Included
Identity Theft Services Included
Medical Benefits
Medical Emergency Plan Maximum USD $100,000
Dental Care Due to Emergency USD $5,000
Emergency Medical Evacuation USD $500,000
Repatriation of Remains USD $500,000
Accidental Death & Dismemberment USD $25,000
Hospital Companion USD $10,000

Get a quote for this travel insurance plan online or by contacting our insurance experts.

IMG iTravelInsured Choice Plan

IMG’s iTravelInsured Choice is a single-trip travel insurance plan ideal for those seeking coverage for common travel mishaps like trip cancellation, interruption, delay, lost baggage, and emergency care. A 10-day trip to Greece for a 30-year-old American woman can cost $67.01.

iTravelInsured Choice is IMG’s most popular plan, but the iTravelInsured series also has a Lite plan with lower coverage and the SE and LX, which have more comprehensive coverage. 

IMG – iTravelInsured Choice Plan Benefits
Benefit Description Covered by Plan
Trip Mishap Benefits
Plan Cost for a 10 Day Trip USD $67.01
Lost Baggage USD $1,000
Baggage Delay USD $300
Sporting Equipment Rental USD $250
Missed Connection USD $500
Trip Interruption 150% of Trip Cost
Trip Cancellation 100% of Trip Cost
Travel Delay USD $150/day (USD $1,000 max/person)
24/7 Global Hotline and Support Included
Medical Benefits
Medical Emergency Plan Maximum USD $100,000
Dental Care Due to Emergency USD $750
Emergency Medical Evacuation USD $500,000
Repatriation of Remains Included above
Accidental Death & Dismemberment USD $10,000
Political or Personal Security Evacuation USD $100,000
Natural Disaster Evacuation Included above
Emergency Prescription Replacement Covered
Pre-Existing Conditions Coverage Available

Get a quote for this travel insurance plan online or by contacting our insurance experts.

IMG Patriot Platinum Plan

IMG’s Patriot Platinum travel medical insurance plan is for international travelers wanting the most comprehensive short-term medical coverage. This plan offers extensive inpatient, outpatient, dental, and more benefits. A 10-day trip to Greece for a 30-year-old woman can cost USD $26–$42.

This short-term medical insurance plan covers travelers from as short as 5 days up to 12 months. If you want less comprehensive coverage, you can consider IMG’s Patriot Lite and Patriot Plus plans.

IMG – Patriot Platinum Coverage Highlights
Benefit Description Covered by Plan
Medical Benefits
Medical Maximum Plan Limit USD $1,000,000; USD $2,000,000; USD $5,000,000; or USD $8,000,000
Plan Cost for a 10 Day Trip USD $26.63–$41.75
Surgery, Anesthesia 100%
Assistant Surgeon 20% of the primary surgeon’s eligible fee
Reconstructive Surgery 100%
Hospitalization / Room and Board; ICU 100%
In-Hospital Doctor Visits 100%
Diagnostic X-Ray and Labs 100%
Inpatient Medical Emergency  100% (USD $250 deductible in the U.S. only)
Ambulatory Services 100%
Outpatient Prescription Drugs 100%
Outpatient Surgery 100%
Chemotherapy/ Radiation Therapy 100%
Physical Therapy 100%
Chiropractic Care 100%
Home Nursing Care 100%
Dental Care Due to Injury USD $300
Emergency Eye Examination USD $150
Pre-Existing Conditions Covered
Durable Medical Equipment 100%
Accidental Death and Dismemberment USD $50,000
Repatriation of Remains Up to the maximum limit
Emergency Medical Evacuation Up to the maximum limit
Political Evacuation and Repatriation USD $100,000
Terrorism USD $50,000
Return of Minor Children USD $100,000
Natural Disaster Evacuation USD $25,000
Natural Disaster USD $250/day up to 5 days
Adventure Sports Optional add-on for USD $8.35
Telemedicine Virtual Visits Included
Travel Intelligence Included
Trip Mishap Benefits
Lost Baggage USD $50 per item, USD $500 per trip
Personal Liability USD $25,000
Pet Return USD $1,000
Return Travel USD $10,000
Identity Theft USD $500
Common Carrier Accidental Death USD $25,000/injured child; USD $100,000/injured adult; USD $250,000/family

Get a quote for this travel insurance plan online or by contacting our insurance experts.

Blue Cross Blue Shield Global Solutions Single Trip Coverage 

BCBS Global Solutions offers Single Trip Platinum and Single Trip Gold, which boast comprehensive inpatient, emergency, dental, and prescription coverage. Travelers in Greece can select their medical maximum from USD $50,000 to USD $1,000,000, costing between USD $20 and USD $27 for a 10-day trip.

BCBS Global Solutions also offers annual Multi-Trip plans and long-term expat medical insurance plans. With a network of providers in more than 180 countries, travelers can feel at ease being protected by their reliable, experienced, and comprehensive coverage.

BCBS Global Solutions – Single Trip Gold Coverage Details
Benefit Description Covered by Plan
Medical Benefits
Medical Maximum Plan Limit USD $50,000; USD $100,000; USD $500,000; or USD $1,000,000
Medical Deductible Options USD $0; USD $100; USD $250; or USD $500
Plan Cost for a 10 Day Trip USD $20.10–$22.60
Plan Cost for a 10 Day Trip With Pre-Existing Conditions USD $21.80–$26.90
Surgery, Anesthesia 100%
In-Hospital Doctor Visits 100%
Diagnostic X-Ray and Labs 100%
Inpatient Medical Emergency  100%
Ambulatory Services 100%
Outpatient Prescription Drugs 100%
Physical and Occupational Therapy 6 Visits, USD $100/visit
Dental Care Due to Injury 100% up to USD $500
Dental Care Due to Pain 100% up to USD $250
COVID-19 Tests, Diagnoses, and Treatments Covered
Pre-Existing Conditions Covered in the Platinum plan
Accidental Death and Dismemberment USD $50,000
Repatriation of Remains USD $25,000
Emergency Medical Evacuation USD $500,000
Hazardous Activities (Downhill Skiing and Scuba Diving) USD $25,000
24/7 Global Health Access and Support Included
Telemedicine Virtual Visits Included
Emergency Family Travel Arrangements USD $2,500 for one round-trip flight
Trip Mishap Benefits
Lost Baggage USD $500 per trip
Post-Departure Trip Interruption Transportation USD $1,000
Post Departure Trip Interruption Quarantine Lodging and Incidentals USD $50/day up to 10 days

Get a quote for this travel insurance plan online or by contacting our insurance experts.

Best option: AIG Travel Guard Preferred Insurance

Travel Guard’s Preferred Plan is a coverage plan for travel mishaps on single trips. This is suitable for vacation travel and families who need comprehensive travel coverage with a variety of add-ons. A 10-day trip to Greece for a 30-year-old woman can cost USD $156.35.

Optional add-ons include:

  • Cancel for Any Reason
  • Adventure Sports Bundle
  • Name Your Family Member Bundle
  • Medical Bundle
  • Inconvenience Bundle
  • Baggage Bundle
  • Pet Bundle
  • Security Bundle
  • Rental Car Damage Coverage
  • Wedding Bundle

Travel Guard also offers, in this core travel insurance series, the Essential plan (for less coverage) and the Deluxe plan (for more coverage). If you have a spontaneous trip, you may want the Pack N’ Go plan, and if you plan to travel multiple times this year, the Annual plan is your go-to choice.

Preferred Plan Coverage Breakdown
Benefit Description Covered by Plan
Trip Mishap Benefits
Plan Cost for a 10 Day Trip USD $156.35
Lost Baggage USD $1,000
Baggage Delay USD $300
Missed Connection USD $1,000
Trip Interruption 150% of Trip Cost
Trip Interruption – Return Transportation Only USD $750
Trip Cancellation 100% of Trip Cost
Travel Delay USD $200/day (USD $800 max)
Trip Exchange Up to 50% Trip Cost
Trip Saver USD $2,500
Travel Inconvenience Benefits USD $750
24/7 Global Hotline and Support Included
Concierge Services Included
Identity Theft Services Included
Medical Benefits
Medical Emergency Plan Maximum USD $50,000
Dental Care Due to Emergency USD $500
Emergency Medical Evacuation USD $500,000
Repatriation of Remains Included above
Accidental Death & Dismemberment USD $30,000
Ancillary Evacuation USD $5,000
Pre-Existing Conditions Coverage Included if the plan is purchased within 15 days of the Initial Trip Payment

Get a quote for this travel insurance plan online or by contacting our insurance experts.

When Travel Insurance Is Required in Greece

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Non-EU visitors to Greece who need to apply for a Schengen Visa are required by law to carry adequate travel insurance. Citizens from the United States are exempt from needing a Schengen Visa to enter the Schengen Area. Consult the list of countries to see if your country is exempted.

Schengen Visa: Who Must Apply

The Schengen Visa is a short-term travel visa that allows non-EU citizens to enter the Schengen Area for a temporary visit of up to 90 days within any 180-day period. Applications must be sent at least 15 days before travel begins, but not earlier than 6 months before your trip.

Citizens of any of the following countries are exempt from needing a Schengen Visa (though this is not a comprehensive list):

  • United States
  • Canada
  • Japan
  • United Kingdom
  • Australia
  • Israel
  • Mexico
  • Ukraine
  • United Arab Emirates

If your country is not exempt from Schengen Visas, you will not be able to enter Greece without one. Read here to learn where to apply for a Schengen Visa.

Travel Insurance Rules for Schengen Visa

The Schengen Visa application process requires applicants to show proof of having travel insurance with the following minimum benefits:

  • At least €30,000 (about USD $35,950) in medical expenses
  • Valid coverage across all Schengen Area member states
  • Coverage for medical repatriation and emergency medical care
  • The policy must be active for the entire duration of your trip
  • The policy must have a $0 deductible with 100% coverage

When purchasing your travel insurance for your trip to Greece, make sure your plan meets these requirements. If you’re not sure, consult our broker team.

Why Use a Broker for Greece Travel Insurance

Brokers can save travelers time and money by aiding in the research and comparison process, using their market knowledge to find you the best deals. Travelers heading to Greece should purchase their insurance plans through a broker instead of directly from the insurance company.

Here are some benefits travelers get from using an insurance broker:

  1. You get access to more insurance choices.
  2. You get experienced insurance experts researching your situation for you.
  3. You get access to the most cost-effective plans available.
  4. You get assistance when submitting claims for reimbursement.
  5. You get expert advice designed to help you find the right plan for you, not to be led to the plan an insurance agent wants you to choose.

There are many more benefits to using a broker, and Pacific Prime is your broker of choice. Let us help you find the right Greece travel insurance plan for your budget and needs. Contact us to learn more!

Travel Insurance FAQ for Greece

What travel insurance is required for a Greece trip?

Schengen visa applicants travelling to Greece are required to have travel insurance with at least €30,000 (about USD $35,950) in medical coverage. Policies also must cover medical emergencies, trip cancellations, lost baggage, and emergency evacuation. Get coverage for a rental car if applicable.

How much is travel insurance for Greece?

Travel insurance for Greece typically costs USD $20–$200 per person, depending on the plan, provider, your age, trip length, and coverage level. Basic medical-only plans are cheaper, while comprehensive policies covering cancellation, baggage, and higher medical limits cost more.

Is healthcare free in Greece for tourists?

Non-EU tourists without an EHIC card are ineligible for free public healthcare in Greece. Still, emergency medical care in public hospitals is free for all tourists, regardless of nationality. Travel insurance is recommended to protect against travel mishaps and medical emergencies in Greece. 

Conclusion

The best travel insurance plans for travelers heading to Greece for a single trip include plans from AXA, IMG, Blue Cross Blue Shield Global Solutions, and AIG Travel Guard.   Our charts compare the coverage offered by each provider to help you find the one that best suits your needs. 

If you’re ready to begin comparing travel insurance quotes, we recommend contacting one of our insurance brokers.

If you’re not set on traveling to Greece or want to tour other countries, read our articles Top Travel Insurance Providers for Italy in 2026: Compare Plans and The Best Travel Insurance Providers for Spain in 2026

Greek travelers may also want to read these articles:

Palida Weerawat