American International Group, Inc. (AIG) is a leading global insurance provider that provides travel insurance in over 70 countries. AIG has a strong presence in the Americas, Europe, Asia Pacific, the Middle East, and Africa. Their plans are geared to individuals, families, businesses, and more.

AIG’s wealth of insurance products helps diverse individuals, businesses, and communities prepare for and respond to times of uncertainty. In addition to travel insurance, AIG has products for life insurance, personal accident & health insurance, property insurance, cyber insurance, and more.

This page will introduce you to the main travel insurance plans offered by AIG, some of the other products they offer, and why purchasing insurance through a broker is in your best interest, and we’ll answer some FAQs about AIG.

Be sure to explore more of Pacific Prime’s top-tier insurance partners as well.

You can also explore more about your insurance options for international health insurance, short-term health insurance, insurance for pre-existing conditions, and maternity insurance abroad.

AIG Travel Insurance Highlights

American International Group’s purpose is to “discover new potential by reimagining what AIG can do for you.” Some of this insurer’s highlights and attractions for clients are its customer focus, claims specialization, global reach, 24/7 customer service, and customized program solutions.

• Customer Focus: AIG partners with its clients and brokers to deliver differentiated service and consistent technical excellence for its members.

• Claims Specialization: AIG’s claims professionals have specialized expertise in their products and are able to resolve claims efficiently and quickly.

• Global Reach: AIG supports its clients all around the world! They have a presence in over 70 countries and jurisdictions and have written $25.5 billion general insurance net premiums.

• 24/7 Customer Service: AIG’s Travel Assistance Services can help even the most remote individuals get quality intelligence and care 24/7.

• Customized Program Solutions: AIG doesn’t sell only one-size-fits-all, particularly in their business packages. Their specialists uniquely tailor their programs to each client’s niche needs.

AIG Travel Guard Travel Insurance Plans

The three main Travel Guard travel insurance plans offered by AIG are Essential, Preferred, and Deluxe. Each of these is available in all states and the District Of Columbia. The Pack N’ Go plan is for unplanned trips and adventures, and the Annual plan is for year-round coverage.

The following sections detail the benefits of each of these plans and the optional add-ons available for each.

It is essential to know your policy inclusions and exclusions before purchasing a travel plan. Benefits may differ depending on your state of residence. Reach out with the questions you have about the AIG plans.

AIG Travel Guard Insurance: Essential Plan

The Essential Travel Guard plan by AIG offers travel insurance geared toward a budget-minded traveler who wants the essential trip cancellation, interruption, delay, lost and stolen baggage, delayed baggage, emergency evacuation and repatriation of remains, and medical benefits.

For a detailed display of the Essential benefit amounts, see the chart further down.

Enhancement options for the Essential plan are the following:

• Pre-Existing Medical Condition Exclusion Waiver
• Trip Cancellation and Interruption due to Financial Default $150 Missed Connection
• Medical Bundle
• Security Bundle
• Rental Vehicle Damage Coverage

These are some assistance services the Essential Travel Guard plan includes:

• Travel Medical Assistance
• Emergency Travel Assistance
• Worldwide Travel Assistance
• Concierge Services

AIG Travel Guard Insurance: Preferred Plan

The Preferred Travel Guard plan by AIG offers travel insurance geared toward travelers who want comprehensive coverage from start to finish. This plan includes the benefits of the Essential plan with additional trip saver, trip exchange, missed connection, travel inconvenience benefits, and more.

For a detailed display of the Preferred benefit amounts, see the chart further down.

Enhancement options for the Preferred plan are the:

• Pre-existing Medical Condition Exclusion Waiver
• Cancel for Any Reason
• Adventure Sports Bundle
• Name Your Family Bundle
• Medical Bundle
• Inconvenience Bundle
• Baggage Bundle
• Pet Bundle
• Security Bundle
• Rental Vehicle Damage Coverage
• Wedding Bundle

These are some assistance services the Preferred Travel Guard plan includes:

• Travel Medical Assistance
• Worldwide Travel Assistance
• Emergency Travel Assistance
• Concierge Services
• Identity Theft Assistance

AIG Travel Guard Insurance: Deluxe Plan

The Deluxe Travel Guard plan by AIG offers travel insurance geared toward travelers who want top-of-the-line, comprehensive coverage. This plan includes all the benefits of the Preferred plan with higher monetary limits plus flight guard and security evacuation coverage.

Enhancement options for the Deluxe plan are the following:

• Pre-Existing Medical Condition Exclusion Waiver
• Cancel for Any Reason
• Adventure Sports Bundle
• Name Your Family Bundle
• Pet Bundle
• Rental Vehicle Damage Coverage
• Wedding Bundle

These are some assistance services the Deluxe Travel Guard plan includes:

• Travel Medical Assistance
• Worldwide Travel Assistance
• Emergency Travel Assistance
• Concierge Services
• Identity Theft Assistance
• Up to $50 Roadside Assistance per Car

Below is a chart with a detailed comparison of each of the benefit allotments for the Essential, Preferred, and Deluxe travel insurance plans.

AIG Main Travel Guard Insurance Plans: A Comparison
Benefits	Essential	Preferred	Deluxe
Trip Cancellation	Up to 100% Insured Trip Cost	Up to 100% Insured Trip Cost	Up to 100% Insured Trip Cost
Trip Interruption	Up to 100% Insured Trip Cost	Up to 150% Insured Trip Cost	Up to 150% Insured Trip Cost
Trip Exchange	✗	Up to 50% Insured Trip Cost	Up to 50% Insured Trip Cost
Trip Interruption - Return Transportation Only	Up to $500	Up to $750	Up to $1,000
Trip Saver	✗	Up to $2,500	Up to $2,500
Trip Delay	Up to $500	Up to $800	Up to $1,000
Missed Connection	✗	Up to $1,000	Up to $1,000
Baggage Coverage	Up to $750	Up to $1,000	Up to $2,500
Baggage Delay	Up to $200	Up to $300	Up to $500
Travel Medical	Up to $15,000/ $500	Up to $50,000/ $500	Up to $100,000/ $500
Expense/ Dental Expense
Emergency Evacuation and Repatriation of Remains	Up to $150,000	Up to $500,000	Up to $1,000,000
Non-Flight Accidental Death & Dismemberment	Up to $30,000	Up to $30,000	Up to $30,000
Flight Guard	✗	✗	$100,000
Security Evacuation	✗	✗	Up to $100,000
Travel Inconvenience	✗	$750 (aggregate), $250 limit per coverage	$750 (aggregate), $250 limit per coverage
Ancillary Evacuation	✗	Up to $5,000	Up to $5,000

To learn more about the benefits and quotes of AIG’s Travel Guard plans, reach out to our insurance experts today. You can also compare AIG quotes with other top-notch travel insurance companies.

AIG Travel Guard Insurance: Pack N’ Go Plan

The AIG Pack N’ Go travel insurance plan is for unexpected trips and adventures. This Travel Guard plan is for spur-of-the-moment trips that don’t need trip cancellation coverage but do need post-departure coverage AIG’s exclusive 24-hour emergency travel services.

For a detailed display of the Pack N’ Go benefit amounts, see the chart further down.

This plan is not available for residents of Montana state.

AIG Travel Guard: Annual Travel Insurance Plan

The AIG Annual Travel Insurance Plan is for travelers who need year-round coverage of their travel investments. This plan includes coverage for trip interruption, trip delay, missed connection, baggage coverage/delay, travel medical expenses, emergency evacuation and repatriation, and more.

This plan is not available for residents of Washington State.

Below is a chart with a detailed comparison of each of the benefit allotments for the Pack N’ Go and Annual Travel Insurance plans.

AIG Travel Guard Insurance Plans Comparison
Benefits	Pack N’ Go Plan	Annual Plan
Trip Cancellation	✗	✗
Trip Interruption	Up to 100% Insured Trip Cost ($1,000 maximum)	Up to 100% Insured Trip Cost
Trip Exchange	✗	✗
Trip Interruption - Return Transportation Only	✗	✗
Trip Saver	✗	✗
Trip Delay	Up to $1,000 ($200 per day maximum)	Up to $1,500
Missed Connection	Up to $500	Up to $500
Baggage Coverage	Up to $1,000	Up to $2,500
Baggage Delay	Up to $200	Up to $1,000
Travel Medical Expense/ Dental Expense	Up to $25,000/ $500	Up to $50,000 / $500
Emergency Evacuation and Repatriation of Remains	Up to $500,000	Up to $500,000
Non-Flight Accidental Death & Dismemberment	✗	Up to $50,000(Includes flight accidents)
Flight Guard	✗	✗
Security Evacuation	✗	Up to $100,000
Travel Inconvenience	✗	✗
Ancillary Evacuation	✗	✗

To learn more about the benefits and quotes of AIG’s Travel Guard plans, reach out to our insurance experts today. You can also compare AIG quotes with other top-notch travel insurance companies.

AIG Insurance Products for Individuals and Families

Some additional types of insurance products AIG offers expats, individuals, and families worldwide include accident and health insurance, life insurance, private client groups, and products in many more areas of investments and retirement services.

We will highlight a few of these below. To learn more about the specifics of any of the international insurance products offered by AIG, contact our insurance experts to get a free plan comparison and quote.

AIG Personal Accident and Health

AIG personal accident and health insurance is designed to supplement existing insurance coverage by paying cash benefits for covered losses.

AIG Life Insurance

Life insurance by AIG for individuals and families is designed to protect your loved ones by adding more security to your financial future.

AIG Private Client Group

AIG’s Private Client Group is designed to protect your property, family, and lifestyle via a flexible, customizable package.

AIG Insurance Products for Businesses and Enterprises

AIG’s wide range of insurance products for businesses and enterprises helps reduce emerging risks. This includes traditional insurance, highly specialized solutions, excess and surplus lines of insurance, cyber insurance, captive solutions, warranties, specialty risks, commercial property, and more.

We will highlight a few of these below. To learn more about the specifics of any of the international insurance products offered by AIG, contact our insurance experts to get a free plan comparison and quote.

AIG Property Insurance

Commercial property insurance by AIG for businesses is designed to meet the unique exposures of professional service providers in today’s litigious environments.

AIG Cyber Insurance

Businesses and enterprises that purchase AIG’s cyber insurance invest in a plan that is designed to help organizations understand their cyber risks and address their vulnerabilities proactively.

AIG Management and Professional Liability

The corporate management and professional liability insurance by AIG is designed to meet the unique exposures of professional service providers in today’s litigious environments.

Using a Broker to Get AIG Insurance

When expats use an insurance broker to get AIG health insurance, they gain an intermediary who negotiates with the insurance provider on their behalf, who knows the international insurance market, who can compare AIG plans with other top providers, and who works with them at no charge to them.

Pacific Prime is a leading global insurance broker that has helped over one million global travelers secure health insurance.

We know insurance, and we know expats.

Learn more about how Pacific Prime can benefit you and help you secure the best insurance for your needs and budget.

Compare AIG International Insurance Quotes

As you search for the best international travel insurance plan for your needs, use our insurance quote comparison tool. Our experts can answer any questions you have about the plans available in your country of residence.

Frequently Asked Questions

Does AIG have good travel insurance?

AIG’s Deluxe travel insurance plan offers 150% coverage for trip interruption, up to $2,500 trip saver coverage, up to $100,000 in travel medical expenses, up to $1,000,000 in emergency evacuation and repatriation, and $100,000 of both flight guard and security evacuation.

What coverage do AIG travel plans offer?

AIG travel insurance plans include the expected trip cancellation, interruption, and delay benefits, as well as baggage, medical, and emergency evacuation coverage. On top of this, AIG plans have an adventure sports bundle, a travel inconvenience bundle, and much more!

Does AIG travel insurance cover pre-existing conditions?

You can add AIG’s optional Pre-Existing Medical Condition Exclusion Waiver to any travel insurance plan. This can waive the pre-existing conditions exclusion if it is purchased within 15 days of your initial trip payment and if the amount of coverage purchased equals all prepaid trip payments.

What optional benefits does AIG travel insurance have?

AIG’s optional enhancement benefits available to most Travel Guard plans include a Medical Bundle, Security Bundle, Rental Vehicle Damage Coverage, Cancel for Any Reason, Adventure Sports Bundle, Name Your Family Bundle, Inconvenience Bundle, Pet Bundle, Security Bundle, Wedding Bundle, and more!

Are minors covered in an AIG travel insurance plan?

AIG’s Essential, Preferred, and Deluxe travel insurance plans include family coverage for one child, age 17 and under. This child must be booked to travel with and be related to the primary adult named on the insurance policy. This child’s coverage is included in the rates of each paying adult.