The Best Places To Live In India For Expats in 2026
Some of the best places to live in India for expats include Delhi, Mumbai, Pune, Bangalore, and Goa. These cities offer diverse lifestyles, strong expat communities, international schools, and modern amenities, ranging from fast-paced business hubs to relaxed coastal destinations.
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It can be hard for expats to narrow down which city to live in India. We’ve put together a list of the best places to live in India for expats in this Pacific Prime article, and why it’s essential to secure a comprehensive international health insurance plan while you’re there.
Top Cities in India for Expats to Live and Work
Mumbai, Delhi, and Bangalore are just some great places for expats to consider moving to for a variety of reasons. Firstly, the cities are incredibly diverse, with countless languages, religions, and traditions, making them a fascinating and exciting place to live.
Another great thing about India is that the cost of living is relatively low compared to many other countries. This means that you can enjoy a comfortable lifestyle without breaking the bank.
Moving on to the food! India is famous for its diverse and delicious cuisine, with so many different dishes to try that will surely satisfy your taste buds.
Undoubtedly, India is a unique and exciting place for expats to consider moving to. Without further ado, here are some of the best cities to live in India for expats:
Living in Mumbai as an Expat
Mumbai is also well-known as the City of Dreams and is home to a thriving and ever-growing expat community. The entertainment scene here is vibrant, with plenty of options for people of all ages and interests. Whether you’re into music or theater, the city has something for everyone.
One of the things that makes Mumbai so special is its unique culinary culture. The city is home to some of the best food and best street food in India, with an incredible variety of dishes to choose from.
Additionally, Mumbai also offers high-quality essential services that make a living in the city a joy, and the city also offers excellent public transportation and top-notch healthcare facilities. Simply put, Mumbai has everything you need to live a happy and fulfilling life.
The Pros of Living in Mumbai as an Expat
- Top-notch and affordable healthcare
- Large English-speaking and expat community
- Expats can find high-paying jobs here
The Cons of Living in Mumbai as an Expat
- The job market is highly competitive
- Traffic congestion and traffic jams in busy areas
- The cost of living is higher in Mumbai compared to other cities in India
Why Expats Love Bangalore
Statistically speaking, Bangalore has the highest number of English speakers in India, making it an ideal city for American expats. The city is also a popular tech hub in India, offering various kinds of job opportunities for people from all over the world.
As for the cost of living, you will be able to find home rents that are quite affordable, and you can find apartments ranging from double-bedroom flats to spacious villas. From healthcare to educational institutions, Bangalore has all the amenities you need as an expat.
Additionally, you will be pleased to know that the weather in Bangalore is pleasant throughout the year. Even during summer, the green city does not get too hot, unlike most other cities in India.
The Pros of Living in Bangalore as an Expat
- Pleasant weather all year long
- The city has a lot to offer in terms of nightlife, food, and outdoor activities
- The cost of living is not very expensive
The Cons of Living in Bangalore as an Expat
- The city is quite polluted, including the water and air
- The traffic moves very slowly
- It can be hard to meet new people or make new friends
Expat Life in Delhi
India’s capital city is another great city for expats, as there are a lot of English speakers. From the vibrant culture to various kinds of delicious food, you’ll find Delhi charming and welcoming. The city’s infrastructure is also well-planned, making it easy to commute from one place to another.
Delhi has some of the finest healthcare and educational institutions in the country, so if you’re planning to move here with your family, you can rest assured knowing that you will find everything you need to settle in without much effort.
The Pros of Living in Delhi
- Many opportunities for expats, as there are many MNCs in the city
- Delhi has world-class healthcare facilities
- Delhi has an excellent transportation system
The Cons of Living in Delhi
- Extreme air pollution, noise pollution, and water pollution across the city
- The summer can be very hot
- The traffic is slow-moving during the peak hours
Why Expats Choose Goa
With its stunning beaches, lush forests, and wildlife sanctuaries, Goa is ideal for nature lovers and digital nomads. You’ll find a blend of Portuguese, Indian, and Konkani cultures in the city’s architecture, food, music, and festivals, making it a vibrant and fascinating place to live.
Goa’s natural beauty, rich culture, and relaxed lifestyle make it ideal for expats escaping busy city life. Its warm climate and slow pace create a peaceful environment where newcomers can unwind and enjoy a calm, stress-free way of living.
Goa has a low cost of living, making it an affordable place for expats to live comfortably. The state offers a range of housing options, from modern apartments to traditional houses, making it easy for expats to find a home that suits their needs.
The Pros of Living in Goa
- The weather is warm and tropical
- Easy access to fresh seafood and local cuisine
- Vibrant music and festival scene
The Cons of Living in Goa
- Limited career opportunities in specific fields
- Limited access to high-quality healthcare facilities
- Poorly developed infrastructure in some areas
- The city can get crowded during tourist seasons
Living in Kolkata as an Expat
Kolkata is great for expats as it offers an affordable cost of living, delicious cuisine, and a booming job market. The city has a rich cultural heritage, with a blend of British, Indian, and Bengali influences, reflected in its architecture, food, music, and festivals.
Kolkata has a vibrant cultural scene with theaters, museums, and creative hubs across the city. Expats will also find a large English-speaking community that makes settling easier. If you want a culturally rich place to live in India, Kolkata is an excellent choice.
The Pros of Living in Kolkata
- The cost of living is affordable compared to many other cities in India
- The city offers some of the best dishes in the country
- The city is very lively all year long with cultural festivities
The Cons of Living in Kolkata
- Air pollution can be high at times, especially during the winter months
- Public transportation is not very accessible in some areas
- Kolkata faces water scarcity during the summer months
Kolkata is an appealing city for expats, offering vibrant culture, affordable living, great food, quality education, and a growing job market. While traffic and limited public transport can be drawbacks, the city’s many advantages make it a rewarding place to call home.
Why Pune is a Great City for Expats
If you are an expat looking for great food, an affordable cost of living, and pleasant weather all year round, Pune is the best city for you to live in India. You will be able to call Pune home in no time, thanks to the large English-speaking community!
Pune boasts a vibrant cultural scene; it is a hub for art, music, and literature, with many cultural events and festivals taking place throughout the year. Pune is also home to many multinational companies and has a thriving IT industry, making it a great place for expats to advance their careers.
Pros of Living in Pune:
- Good schools, colleges, and universities
- Pleasant climate throughout the year, with mild winters and moderate summers
- Compared to other major cities in India, Pune has a relatively low cost of living
Cons of Living in Pune:
- The roads can be congested during peak hours, leading to long commutes
- Pune’s air quality can be poor at times, especially during the winter months
- The public transportation system can be limited in certain areas
What to Expect Living in Chennai
Chennai, the capital of Tamil Nadu, is an excellent choice for expats who appreciate a mix of modernity and tradition. Known as India’s cultural capital, Chennai offers a unique blend of heritage, arts, and contemporary urban life.
Chennai stands out for its strong infrastructure and reliable transport options, including the metro, local trains, and buses that make commuting easy. The city also offers excellent healthcare facilities and international schools, making it ideal for expat families in the wider area, too.
Chennai’s cost of living is lower than in cities like Mumbai and Bangalore, allowing expats to enjoy a comfortable lifestyle without excessive expenses. Additionally, Chennai’s coastal location means you get to experience pleasant sea breezes and a more moderate climate compared to inland cities.
The Pros of Living in Chennai as an Expat
- Affordable compared to Mumbai and Delhi
- Home to excellent healthcare facilities
- The city has a rich cultural and arts scene
The Cons of Living in Chennai as an Expat
- Summers can be extremely hot and humid
- Traffic congestion in major areas
- Not as many nightlife options compared to Bangalore or Mumbai
Expat Guide to Hyderabad
Hyderabad, the City of Pearls, is a fast-growing metropolis that has quickly become a hub for expats, especially those in the tech industry. The city is home to several multinational companies, making it a great place for career opportunities.
Hyderabad boasts a lower cost of living than most major Indian cities while still offering a high quality of life. Housing is relatively affordable, and the city is known for its excellent public services, including well-maintained roads, metro rail, and modern amenities.
Food lovers will find Hyderabad to be a dream destination. The city is famous for its biryani, kebabs, and rich Mughlai cuisine. Moreover, Hyderabad has a vibrant expat community, ensuring you’ll always find people to connect with.
The Pros of Living in Hyderabad as an Expat
- Lower cost of living compared to Mumbai or Bangalore
- Rapidly growing IT and business sector with job opportunities
- Excellent public transport and infrastructure
The Cons of Living in Hyderabad as an Expat
- Summers can be scorching hot
- Limited entertainment options compared to Mumbai or Delhi
- Air pollution levels can be high at times
Living in Ahmedabad as an Expat
Ahmedabad, Gujarat’s largest city, is a hidden gem for expats seeking a high standard of living at an affordable price. Known for its economic growth and business-friendly environment, Ahmedabad is a great place for entrepreneurs and professionals alike.
The city boasts modern infrastructure, well-maintained roads, and reliable public transportation. Moreover, Ahmedabad is one of the safest cities in India, making it an excellent choice for expats with families.
Ahmedabad is also famous for its vibrant culture, delicious vegetarian cuisine, and colorful festivals like Navratri. Expats who enjoy exploring history and culture will love the city’s numerous heritage sites and bustling markets.
The Pros of Living in Ahmedabad as an Expat
- One of the safest cities in India
- Affordable cost of living and real estate
- Strong business and start-up ecosystem
The Cons of Living in Ahmedabad as an Expat
- Alcohol prohibition laws are strict
- Summers can be extremely hot
- Fewer nightlife and entertainment options compared to Mumbai or Bangalore
Expat Lifestyle in Kochi
Kochi, also known as Cochin, is a coastal city in Kerala that offers a peaceful and laid-back lifestyle for expats. It is known for its scenic beauty, backwaters, and rich cultural heritage.
Kochi has a strong presence of expats, particularly from Europe and the Middle East, thanks to its booming trade, IT sector, and tourism industry. The cost of living in Kochi is relatively low, and the city provides good healthcare facilities, excellent seafood, and a relaxed atmosphere.
Kochi’s location along the Arabian Sea means you get to enjoy a tropical climate, stunning beaches, and fresh seafood daily. It’s an ideal city for digital nomads and retirees looking for a slower pace of life.
The Pros of Living in Kochi as an Expat
- Coastal city with great weather and scenic views
- Affordable cost of living and real estate
- Rich culture, history, and excellent seafood
The Cons of Living in Kochi as an Expat
- Fewer international job opportunities compared to Mumbai or Bangalore
- Humid climate year-round
- Limited public transport options
Why Expats Enjoy Living in Chandigarh
Chandigarh, India’s first planned city, is widely regarded as one of the most livable places in the country. With its clean streets, well-organized layout, and lush greenery, Chandigarh is an expat-friendly city that offers a high quality of life.
As the capital of both Punjab and Haryana, Chandigarh has excellent infrastructure, low crime rates, and a relatively pollution-free environment compared to other major cities. The city also boasts excellent healthcare facilities, shopping centers, and entertainment options.
Chandigarh is particularly appealing to those who love an active lifestyle, as it has many parks, cycling tracks, and nearby access to the Himalayas for weekend getaways.
The Pros of Living in Chandigarh as an Expat
- Clean, green, and well-organized city
- Low crime rates and high safety standards
- Close to hill stations like Shimla for weekend getaways
The Cons of Living in Chandigarh as an Expat
- Fewer international job opportunities compared to Bangalore or Mumbai
- Higher cost of living than in other smaller cities
- Limited nightlife options
India Expat Living FAQs
Where do most expats or foreigners live in India?
India is a huge country with many developing states attracting a lot of expats from all over the world. You will find the largest number of English speakers and foreigners in Delhi, Mumbai, and Kolkata.
Should I consider moving to India?
India is a great place to live for expats! Thanks to the favorable climate, delicious food, vibrant culture, and affordable cost of living. In addition, you also have access to some of the world’s best education and health organizations.
Where do American expats live in India?
Most American expats choose to live in bigger and more developed cities for many reasons, such as easy transportation, infrastructure, and access to educational and health institutions. That being said, you will find American expats in Mumbai, Bangalore, Kolkata, and Delhi.
Which is the safest city to live in India?
Kolkata, the capital of West Bengal and a flourishing metropolitan city, has ranked first on NCRB’s list of India’s safest cities for the fourth time in a row. It registered the lowest number of cognizable offenses per lakh population among metropolises.
Which city is the cheapest to live in India?
The most economical city to live in India is Thiruvananthapuram, the capital of the serene state of Kerala. With its low cost of living, it provides an ideal setting for those looking to retire and lead a tranquil life.
Conclusion
India is an excellent place for expats to move to. You’ll find some of the best educational institutions in the world, healthcare facilities, delicious food, as well as a large expat community in most major cities, making it easy for you to settle down.
To make it even easier for you to settle down in India, we recommend you seek comprehensive expat health insurance from Pacific Prime. Having medical insurance will offer you peace of mind and help cover medical bills anywhere in Asia.
As a leading international health insurance brokerage for over 20 years, our expert advisors are adept at crafting health plans tailored to your needs and budgets, all with impartiality.
Contact us to get started on your next expat journey, or get a free quote now before anyone else!
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After obtaining his Bachelor’s Degree in Social Sciences, International Relations from Mahidol University International College, Veerabhatr has forged his career as a content writer in the travel, lifestyle, and real estate industries, writing in both English and Thai. He now continues to hone his skills as a writer at Pacific Prime, looking to engage and educate the audience by simplifying insurance.
Writer by day, and a DJ by night, Veerabhatr is a staunch music lover, and listens to all spectrums of genres available. He also loves to drink beer (moderately), eat all types of food, go to the beach, and learn about different cultures across the globe. He is also a die-hard fan of football and motorsports.
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How can expats in India best navigate the local banking system and manage their finances efficiently?
Expats in India can navigate the local banking system by opening a Non-Resident External (NRE) or Non-Resident Ordinary (NRO) account, which allows for easy international fund transfers and currency management. To manage finances efficiently, it’s recommended to use digital payment platforms like UPI, which are widely accepted, and familiarize yourself with local tax regulations. Additionally, monitoring currency exchange rates and maintaining a mix of local and international bank accounts can help optimize financial management.
For added peace of mind during your stay, securing international health insurance ensures access to high-quality healthcare. Reach out to Pacific Prime today for expert advice on tailored health plans!
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