Best Travel Insurance Plans for Greece in 2026
The best travel insurance plans for a trip to Greece are AXA’s Gold Plan, IMG’s iTravelInsured Choice, IMG’s Patriot Platinum, BCBS Global Solutions’ Single Trip Coverage, and AIG Travel Guard’s Preferred Plan.
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In this Pacific Prime article, we’ll discuss five of the best travel insurance plans on the market and explain when travelers visiting Greece are mandated by law. By the end of this article, you should feel more prepared to pick the plan that works for you.
It may also be helpful for you to better understand how the healthcare system works in Greece and to read our core article introducing the 5 Best Travel Insurance Companies before you choose.
Top 5 Travel Insurance Plans for Greece

The top travel insurance plans for travelers to Greece are AXA’s Gold Plan, IMG’s iTravelInsured Choice, IMG’s Patriot Platinum, BCBS Global Solutions’ Single Trip Coverage, and AIG Travel Guard’s Preferred Plan. Each feature has different benefits and levels of coverage.
We’ve taken one or two plans by each provider to compare, though most providers offer numerous plans with varying tiers of coverage. For travelers who need a Schengen Visa, our selected plans meet the criteria and help guarantee access to medical care when you are in Greece.
To compare the plans below, we will use a scenario of a thirty-year-old female traveling to Greece for 10 days in July. Her estimated trip cost total is USD $2,000. All monetary values are in US dollars (USD).
AXA Gold Plan
AXA’s Gold Travel Protection plan is a single-trip insurance plan featuring trip and mishap coverage. Benefits include trip cancellation and interruption, emergency medical benefits, baggage loss and delay, and more. A 10-day trip to Greece for a 30-year-old woman can cost USD $87.
Another Schengen-eligible plan from AXA is Platinum Travel Protection, which offers increased coverage and benefits. It is their most popular and comprehensive policy and includes adventure sports coverage.
AXA has more than 65 years of experience in the travel insurance industry. They are well known for their comprehensive long-term health insurance plans for expats and global citizens, while also offering short-term health insurance plans for less than a year for travelers and businesses.
| AXA Gold Plan Key Benefits | |
| Benefit Description | Covered by Plan |
| Trip Mishap Benefits | |
| Plan Cost for a 10 Day Trip | USD $87 |
| Lost Baggage | USD $1,500 |
| Baggage Delay | USD $300 |
| Sporting Equipment Rental | USD $0 |
| Missed Connection | USD $1,000 |
| Trip Interruption | 150% of Trip Cost |
| Trip Cancellation | 100% of Trip Cost |
| Travel Delay | USD $200/day (USD $1,000 max) |
| 24/7 Global Hotline and Support | Included |
| Concierge Services | Included |
| Identity Theft Services | Included |
| Medical Benefits | |
| Medical Emergency Plan Maximum | USD $100,000 |
| Dental Care Due to Emergency | USD $5,000 |
| Emergency Medical Evacuation | USD $500,000 |
| Repatriation of Remains | USD $500,000 |
| Accidental Death & Dismemberment | USD $25,000 |
| Hospital Companion | USD $10,000 |
Get a quote for this travel insurance plan online or by contacting our insurance experts.
IMG iTravelInsured Choice Plan
IMG’s iTravelInsured Choice is a single-trip travel insurance plan ideal for those seeking coverage for common travel mishaps like trip cancellation, interruption, delay, lost baggage, and emergency care. A 10-day trip to Greece for a 30-year-old American woman can cost $67.01.
iTravelInsured Choice is IMG’s most popular plan, but the iTravelInsured series also has a Lite plan with lower coverage and the SE and LX, which have more comprehensive coverage.
| IMG – iTravelInsured Choice Plan Benefits | |
| Benefit Description | Covered by Plan |
| Trip Mishap Benefits | |
| Plan Cost for a 10 Day Trip | USD $67.01 |
| Lost Baggage | USD $1,000 |
| Baggage Delay | USD $300 |
| Sporting Equipment Rental | USD $250 |
| Missed Connection | USD $500 |
| Trip Interruption | 150% of Trip Cost |
| Trip Cancellation | 100% of Trip Cost |
| Travel Delay | USD $150/day (USD $1,000 max/person) |
| 24/7 Global Hotline and Support | Included |
| Medical Benefits | |
| Medical Emergency Plan Maximum | USD $100,000 |
| Dental Care Due to Emergency | USD $750 |
| Emergency Medical Evacuation | USD $500,000 |
| Repatriation of Remains | Included above |
| Accidental Death & Dismemberment | USD $10,000 |
| Political or Personal Security Evacuation | USD $100,000 |
| Natural Disaster Evacuation | Included above |
| Emergency Prescription Replacement | Covered |
| Pre-Existing Conditions Coverage | Available |
Get a quote for this travel insurance plan online or by contacting our insurance experts.
IMG Patriot Platinum Plan
IMG’s Patriot Platinum travel medical insurance plan is for international travelers wanting the most comprehensive short-term medical coverage. This plan offers extensive inpatient, outpatient, dental, and more benefits. A 10-day trip to Greece for a 30-year-old woman can cost USD $26–$42.
This short-term medical insurance plan covers travelers from as short as 5 days up to 12 months. If you want less comprehensive coverage, you can consider IMG’s Patriot Lite and Patriot Plus plans.
| IMG – Patriot Platinum Coverage Highlights | |
| Benefit Description | Covered by Plan |
| Medical Benefits | |
| Medical Maximum Plan Limit | USD $1,000,000; USD $2,000,000; USD $5,000,000; or USD $8,000,000 |
| Plan Cost for a 10 Day Trip | USD $26.63–$41.75 |
| Surgery, Anesthesia | 100% |
| Assistant Surgeon | 20% of the primary surgeon’s eligible fee |
| Reconstructive Surgery | 100% |
| Hospitalization / Room and Board; ICU | 100% |
| In-Hospital Doctor Visits | 100% |
| Diagnostic X-Ray and Labs | 100% |
| Inpatient Medical Emergency | 100% (USD $250 deductible in the U.S. only) |
| Ambulatory Services | 100% |
| Outpatient Prescription Drugs | 100% |
| Outpatient Surgery | 100% |
| Chemotherapy/ Radiation Therapy | 100% |
| Physical Therapy | 100% |
| Chiropractic Care | 100% |
| Home Nursing Care | 100% |
| Dental Care Due to Injury | USD $300 |
| Emergency Eye Examination | USD $150 |
| Pre-Existing Conditions | Covered |
| Durable Medical Equipment | 100% |
| Accidental Death and Dismemberment | USD $50,000 |
| Repatriation of Remains | Up to the maximum limit |
| Emergency Medical Evacuation | Up to the maximum limit |
| Political Evacuation and Repatriation | USD $100,000 |
| Terrorism | USD $50,000 |
| Return of Minor Children | USD $100,000 |
| Natural Disaster Evacuation | USD $25,000 |
| Natural Disaster | USD $250/day up to 5 days |
| Adventure Sports | Optional add-on for USD $8.35 |
| Telemedicine Virtual Visits | Included |
| Travel Intelligence | Included |
| Trip Mishap Benefits | |
| Lost Baggage | USD $50 per item, USD $500 per trip |
| Personal Liability | USD $25,000 |
| Pet Return | USD $1,000 |
| Return Travel | USD $10,000 |
| Identity Theft | USD $500 |
| Common Carrier Accidental Death | USD $25,000/injured child; USD $100,000/injured adult; USD $250,000/family |
Get a quote for this travel insurance plan online or by contacting our insurance experts.
Blue Cross Blue Shield Global Solutions Single Trip Coverage
BCBS Global Solutions offers Single Trip Platinum and Single Trip Gold, which boast comprehensive inpatient, emergency, dental, and prescription coverage. Travelers in Greece can select their medical maximum from USD $50,000 to USD $1,000,000, costing between USD $20 and USD $27 for a 10-day trip.
BCBS Global Solutions also offers annual Multi-Trip plans and long-term expat medical insurance plans. With a network of providers in more than 180 countries, travelers can feel at ease being protected by their reliable, experienced, and comprehensive coverage.
| BCBS Global Solutions – Single Trip Gold Coverage Details | |
| Benefit Description | Covered by Plan |
| Medical Benefits | |
| Medical Maximum Plan Limit | USD $50,000; USD $100,000; USD $500,000; or USD $1,000,000 |
| Medical Deductible Options | USD $0; USD $100; USD $250; or USD $500 |
| Plan Cost for a 10 Day Trip | USD $20.10–$22.60 |
| Plan Cost for a 10 Day Trip With Pre-Existing Conditions | USD $21.80–$26.90 |
| Surgery, Anesthesia | 100% |
| In-Hospital Doctor Visits | 100% |
| Diagnostic X-Ray and Labs | 100% |
| Inpatient Medical Emergency | 100% |
| Ambulatory Services | 100% |
| Outpatient Prescription Drugs | 100% |
| Physical and Occupational Therapy | 6 Visits, USD $100/visit |
| Dental Care Due to Injury | 100% up to USD $500 |
| Dental Care Due to Pain | 100% up to USD $250 |
| COVID-19 Tests, Diagnoses, and Treatments | Covered |
| Pre-Existing Conditions | Covered in the Platinum plan |
| Accidental Death and Dismemberment | USD $50,000 |
| Repatriation of Remains | USD $25,000 |
| Emergency Medical Evacuation | USD $500,000 |
| Hazardous Activities (Downhill Skiing and Scuba Diving) | USD $25,000 |
| 24/7 Global Health Access and Support | Included |
| Telemedicine Virtual Visits | Included |
| Emergency Family Travel Arrangements | USD $2,500 for one round-trip flight |
| Trip Mishap Benefits | |
| Lost Baggage | USD $500 per trip |
| Post-Departure Trip Interruption Transportation | USD $1,000 |
| Post Departure Trip Interruption Quarantine Lodging and Incidentals | USD $50/day up to 10 days |
Get a quote for this travel insurance plan online or by contacting our insurance experts.
Best option: AIG Travel Guard Preferred Insurance
Travel Guard’s Preferred Plan is a coverage plan for travel mishaps on single trips. This is suitable for vacation travel and families who need comprehensive travel coverage with a variety of add-ons. A 10-day trip to Greece for a 30-year-old woman can cost USD $156.35.
Optional add-ons include:
- Cancel for Any Reason
- Adventure Sports Bundle
- Name Your Family Member Bundle
- Medical Bundle
- Inconvenience Bundle
- Baggage Bundle
- Pet Bundle
- Security Bundle
- Rental Car Damage Coverage
- Wedding Bundle
Travel Guard also offers, in this core travel insurance series, the Essential plan (for less coverage) and the Deluxe plan (for more coverage). If you have a spontaneous trip, you may want the Pack N’ Go plan, and if you plan to travel multiple times this year, the Annual plan is your go-to choice.
| Preferred Plan Coverage Breakdown | |
| Benefit Description | Covered by Plan |
| Trip Mishap Benefits | |
| Plan Cost for a 10 Day Trip | USD $156.35 |
| Lost Baggage | USD $1,000 |
| Baggage Delay | USD $300 |
| Missed Connection | USD $1,000 |
| Trip Interruption | 150% of Trip Cost |
| Trip Interruption – Return Transportation Only | USD $750 |
| Trip Cancellation | 100% of Trip Cost |
| Travel Delay | USD $200/day (USD $800 max) |
| Trip Exchange | Up to 50% Trip Cost |
| Trip Saver | USD $2,500 |
| Travel Inconvenience Benefits | USD $750 |
| 24/7 Global Hotline and Support | Included |
| Concierge Services | Included |
| Identity Theft Services | Included |
| Medical Benefits | |
| Medical Emergency Plan Maximum | USD $50,000 |
| Dental Care Due to Emergency | USD $500 |
| Emergency Medical Evacuation | USD $500,000 |
| Repatriation of Remains | Included above |
| Accidental Death & Dismemberment | USD $30,000 |
| Ancillary Evacuation | USD $5,000 |
| Pre-Existing Conditions Coverage | Included if the plan is purchased within 15 days of the Initial Trip Payment |
Get a quote for this travel insurance plan online or by contacting our insurance experts.
When Travel Insurance Is Required in Greece

Non-EU visitors to Greece who need to apply for a Schengen Visa are required by law to carry adequate travel insurance. Citizens from the United States are exempt from needing a Schengen Visa to enter the Schengen Area. Consult the list of countries to see if your country is exempted.
Schengen Visa: Who Must Apply
The Schengen Visa is a short-term travel visa that allows non-EU citizens to enter the Schengen Area for a temporary visit of up to 90 days within any 180-day period. Applications must be sent at least 15 days before travel begins, but not earlier than 6 months before your trip.
Citizens of any of the following countries are exempt from needing a Schengen Visa (though this is not a comprehensive list):
- United States
- Canada
- Japan
- United Kingdom
- Australia
- Israel
- Mexico
- Ukraine
- United Arab Emirates
If your country is not exempt from Schengen Visas, you will not be able to enter Greece without one. Read here to learn where to apply for a Schengen Visa.
Travel Insurance Rules for Schengen Visa
The Schengen Visa application process requires applicants to show proof of having travel insurance with the following minimum benefits:
- At least €30,000 (about USD $35,950) in medical expenses
- Valid coverage across all Schengen Area member states
- Coverage for medical repatriation and emergency medical care
- The policy must be active for the entire duration of your trip
- The policy must have a $0 deductible with 100% coverage
When purchasing your travel insurance for your trip to Greece, make sure your plan meets these requirements. If you’re not sure, consult our broker team.
Why Use a Broker for Greece Travel Insurance
Brokers can save travelers time and money by aiding in the research and comparison process, using their market knowledge to find you the best deals. Travelers heading to Greece should purchase their insurance plans through a broker instead of directly from the insurance company.
Here are some benefits travelers get from using an insurance broker:
- You get access to more insurance choices.
- You get experienced insurance experts researching your situation for you.
- You get access to the most cost-effective plans available.
- You get assistance when submitting claims for reimbursement.
- You get expert advice designed to help you find the right plan for you, not to be led to the plan an insurance agent wants you to choose.
There are many more benefits to using a broker, and Pacific Prime is your broker of choice. Let us help you find the right Greece travel insurance plan for your budget and needs. Contact us to learn more!
Travel Insurance FAQ for Greece
What travel insurance is required for a Greece trip?
Schengen visa applicants travelling to Greece are required to have travel insurance with at least €30,000 (about USD $35,950) in medical coverage. Policies also must cover medical emergencies, trip cancellations, lost baggage, and emergency evacuation. Get coverage for a rental car if applicable.
How much is travel insurance for Greece?
Travel insurance for Greece typically costs USD $20–$200 per person, depending on the plan, provider, your age, trip length, and coverage level. Basic medical-only plans are cheaper, while comprehensive policies covering cancellation, baggage, and higher medical limits cost more.
Is healthcare free in Greece for tourists?
Non-EU tourists without an EHIC card are ineligible for free public healthcare in Greece. Still, emergency medical care in public hospitals is free for all tourists, regardless of nationality. Travel insurance is recommended to protect against travel mishaps and medical emergencies in Greece.
Conclusion
The best travel insurance plans for travelers heading to Greece for a single trip include plans from AXA, IMG, Blue Cross Blue Shield Global Solutions, and AIG Travel Guard. Our charts compare the coverage offered by each provider to help you find the one that best suits your needs.
If you’re ready to begin comparing travel insurance quotes, we recommend contacting one of our insurance brokers.
If you’re not set on traveling to Greece or want to tour other countries, read our articles Top Travel Insurance Providers for Italy in 2026: Compare Plans and The Best Travel Insurance Providers for Spain in 2026.
Greek travelers may also want to read these articles:
- Top 10 Insurance Companies for Expats in Greece
- Top Hospitals in Greece for Expats and Health Insurance Tips
- Guide For Living Abroad In Europe
- The 2026 Guide to Living in Greece for Expats
- Jobs In Greece For Americans in 2026
- Top 12 Places to Live in Greece for Expats
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