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Geoblue: The Best Travel Insurance Plans

Geoblue: The Best Travel Insurance

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Geoblue sells the best travel insurance you can find. Their comprehensive and affordable travel medical plans are perfect for expats, digital nomads, single trip travelers, students, teachers, groups, maritime crew members, travelers with multi-trips annually, corporations, and more!

Geoblue offers Worldwide Insurance Services as an independent licensee of the Blue Cross Blue Shield Association. They have exceptional international insurance, well beyond what other providers can give you.

They cooperate with local Blue Cross and Blue Shield companies, they have an elite network of doctors and specialists, and they have translation tools to interpret your communication with foreign healthcare professionals.

Geoblue also travels with you through member-exclusive apps so you always have the power of healthcare and travel insurance one swipe away.

This guide will simply break down Geoblue’s travel insurance plans so you can decide which plan is right for you. If you don’t find what you’re looking for, check out the 5 best travel insurance companies.

Geoblue has quite a few travel insurance plans, categorized as General Plans and Specialty Plans. These cover short and long-term trips with a powerful emphasis in Travel Medical coverage. You are sure to find the right plan for you whether as an expat, digital nomad, or a short-term traveler.

Geoblue’s General Travel Insurance Plans

Geoblue has 3 general plans. The Voyager – Single-Trip plan, the Trekker – Multiple Trips plan, and the Xplorer – Long-term/expatriate plan. Each of these is designed to meet your needs as a traveler around the world. Below are the plan highlights.

Geoblue Voyager Choice Plan:

Geoblue’s Voyager Choice travel insurance plan is perfect for leisure, business, or missionary travel. It is the perfect supplement for health coverage for a single-trip. It covers COVID-19 testing and treatment.

The breakdown: 

  • Includes transportation benefits for post-departure trip interruption up to $1,000
  • Includes quarantine benefits for 10 days up to $50 a day
  • Has a selection of medical limits and deductibles
  • If your trip takes you outside the U.S., you’ll be covered for up to 6 months for individuals 95 years or younger
  • If you have a current U.S. health insurance plan, you’ll be covered for medical services and evacuations for pre-existing conditions
  • Voyager requires you to have a primary health plan (though it does not have to be Blue Cross and/or Blue Shield)
  • Has no hospital pre-certification penalty
  • Includes 24/7 phone, web, mobile, and telemedicine support

Voyager Choice is the most popular and comprehensive plan. Read the full Voyager Choice plan description here or get a quote now.

Geoblue: best travel insurance
Insurance concept. Businessman with protective gesture and insurance icons: car, travel, family and life, financial and health insurance.

Geoblue Trekker Choice Plan:

Geoblue’s Trekker Choice travel insurance plan gives affordable, excellent Travel Medical coverage for a multi-trip traveler who travels multiple times each year. It includes a $1,000,000 medical limit and a $500,000 medical evacuation benefit.

The breakdown:

  • Includes coverage of COVID-19 testing and treatment
  • Includes coverage for medical services and evacuation for pre-existing conditions
  • Includes coverage for unlimited number of trips outside of the U.W. within a 12 month period (there is a 70 consecutive day max per trip)
  • Trekker Choice requires a primary health plan (though it does not have to be Blue Cross and/or Blue Shield)
  • Includes luggage protection up to $100 for each bag or personal effect
  • Does not cover medical testing that is not necessary and/or a prerequisite for work, school, or entry into a country
  • Has no hospital pre-certification penalty
  • Includes 24/7 phone, web, mobile, and telemedicine support

Read the full Trekker Choice plan description here or get a quote now.

Geoblue Xplorer Premier Plan:

Geoblue’s Xplorer Premier plan is a worldwide, comprehensive USA coverage plan that gives complete health insurance anywhere on the globe. This is an annual plan for individuals and families who will be away from their home country for a minimum of 3 months each year.

The breakdown:

  • This is customizable to suit your medical needs
  • Includes unlimited annual and lifetime medical coverage
  • Has immediate coverage of pre-existing conditions with proof of previous coverage
  • Offers access to the Blue Cross Blue Shield PPO network in the U.S. and lets you choose any healthcare provider outside of the U.S.
  • Your deductive will be waived for prescriptions, office visits, preventative care, and more
  • Includes prescription converge and your choice of extra prescription benefits
  • Includes coverage for dental and vision if you select it
  • Includes telemedicine services with no limit
  • In the event the subscriber dies, it guarantees continuous coverage for spouse and dependents 

Read the full Xplorer Premier plan description here or get a quote now.

Geoblue: best travel insurance

Geoblue’s Specialty Travel Insurance Plans

Geoblue has five specialty travel insurance plans that beat their competition. They have their Voyager – Single Trip for Groups plan, Navigator – Long Term/Education plan, Navigator – Long Term/Crew plan, Navigator Long Term/Missionary plan, and Corporate – Long and Short Term plan.

Geoblue Voyager Choice Group Plan:

The Voyager Choice Group plan offered by Geoblue grants a 10% discount for groups of 5 or more. It has a selection of medical limits and deductibles and includes coverage for individuals 95 or younger for up to 6 months outside of the U.S.

The breakdown:

  • Includes coverage of COVID-19 testing and treatment
  • Includes transportation benefits up to $1,000 for post-departure trip interruptions
  • Includes quarantine benefits up to 10 days with $50 max per day
  • Includes coverage for medical services and evacuation for pre-existing conditions
  • Voyager Choice Group requires a primary health plan
  • Has no hospital pre-certification penalty
  • Includes 24/7 phone, web, mobile, and telemedicine support

Read the full Voyager Choice Group plan description or get a quote now.

Geoblue Navigator for Student Plan:

The Navigator for Student plan by Geoblue is affordable, complete worldwide coverage created with students, teachers, and faculty in mind. This is an annual plan for individuals and their families planning to be away from their home country for a minimum of 3 months a year.

The breakdown:

  • It covers the dependants and families of the subscriber (only the subscriber must be a teacher, student, or faculty)
  • Includes flexible options for the plan length
  • Has plan options that meet the requirements of F1 and J1 Visa
  • Includes annual and lifetime medical maximum with no limit
  • Includes coverage for contraceptives and supplies
  • Includes comprehensive mental health care
  • Offers access to the Blue Cross Blue Shield PPO network in the U.S. and lets you choose any healthcare provider outside of the U.S.
  • With proof of previous coverage, it includes coverage for pre-existing conditions
  • Includes coverage for illnesses and injuries related to terrorism
  • Includes prescription coverage
  • Includes coverage for dental, vision, and maternity if selected
  • Has no limit on telemedicine services
  • Includes coverage for medically necessary COVID-19 testing and treatment

Read the full Navigator for Student plan description or get a quote now.

Geoblue Navigator for Crew Plan:

Geoblue has a Navigator for Crew plan that is an affordable, complete worldwide coverage created with maritime crew members in mind. This is an annual plan for those who plan to be away from their home country for at least 3 months a year.

The breakdown:

  • Includes coverage for dependants and families of the subscriber (only the subscriber must be in a crew profession)
  • Includes coverage for sailboat racing and alcohol-related injuries
  • Coverage is primary to protection & indemnity (P&I) insurance
  • Includes immediate coverage for pre-existing conditions with proof of previous coverage
  • Offers access to the Blue Cross Blue Shield PPO network in the U.S. and lets you choose any healthcare provider outside of the U.S.
  • Includes coverage for contraceptives and supplies
  • Includes prescription coverage
  • Includes coverage for dental and vision if selected
  • Has no limit on telemedicine services
  • Includes coverage for medically necessary COVID-19 testing and treatment
  • Includes coverage for SCUBA diving up to 20 meters in depth with diver is PADI or NAUI certified or with a certified instructor

Read the full Navigator for Crew plan description or get a quote now.

Geoblue Navigator for Missionary Plan:

The Navigator for Missionary plan by Geoblue is an affordable, complete worldwide coverage plan for NGOs, missionaries, and those doing humanitarian work. It includes annual coverage for individuals and families who plan to be away from their home country for a minimum of 3 months a year.

The breakdown:

  • Includes coverage for dependents and families of the subscriber (only the subscriber must be an NGO or part of a charitable organization)
  • Includes unlimited annual and lifetime medical maximum
  • Includes immediate coverage of pre-existing conditions with proof of previous coverage
  • Includes coverage for illnesses and injuries related to terrorism
  • Offers access to the Blue Cross Blue Shield PPO network in the U.S. and lets you choose any healthcare provider outside of the U.S.
  • Includes prescription coverage
  • Includes coverage for dental and vision if selected
  • Has no limit on telemedicine services
  • Includes coverage for medically necessary COVID-19 testing and treatment
  • In the event the subscriber dies, it guarantees continuous coverage for spouse and dependents 

Read the full Navigator for Missionary plan description or get a quote now.

Geoblue Employee Group Health Insurance Plans:

Geoblue’s group health insurance plans offer comprehensive medical coverage for six months or more for expats and supplemental medical coverage for short-term travelers. They also have medical coverage for non-U.S. citizens who don’t need the same level of coverage as the typical expat.

To see a breakdown of their employee plans for expats, short-term travelers and third-country nationals (TCN), check out their Geoblue page on Group Health Insurance Plans.

Conclusion

Geoblue is one of the best international health insurance and travel insurance companies. They have a wide variety of plans from single trips to multi-trips a year, to living abroad as an expatriate. They have plans for individuals, families, groups, crew members, students, teachers, and corporations.

No matter which plan you select, you are sure to get the best customer support and healhcare available. Learn more about Geoblue so you’re ready for your best trip yet.

We also recommend looking into IMG Globehopper and MSH International since it’s always wise to shop around between companies before you commit. You should compare travel insurance quotes from the best companies out there.

After that, you’ll be set to make your own adventure!

Senior Content Creator at Pacific Prime
Serena Fung is a Senior Content Creator at Pacific Prime, a global insurance brokerage and employee specialist serving over 1.5 million clients in 15 offices across the world. With 2+ years of experience writing about the subject, she aims to demystify the world of insurance for readers with the latest updates, guides and articles on the blog.

Serena earned her Bachelor’s Degree in Psychology from the University of British Columbia, Canada. As such, she is an avid advocate of mental health and is fascinated by all things psychology (especially if it’s cognitive psychology!).

Her previous work experience includes teaching toddlers to read, writing for a travel/wellness online magazine, and then a business news blog. These combined experiences give her the skills and insights she needs to explain complex ideas in a succinct way. Being the daughter of an immigrant and a traveler herself, she is passionate about educating expats and digital nomads on travel and international health insurance.
Serena Fung