The 13 Best Places For Expats To Live In Indonesia
Our selected 13 best places to live in Indonesia include major expat destinations like Jakarta, Bali, and Surabaya, as well as growing regional hubs like Flores, Semarang, Makassar, Yogyakarta, Bandung, Lombok, Medan, Manado, Batam, and Balikpapan.
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1. Jakarta

The capital and largest city of Indonesia, Jakarta, is a bustling and vibrant city that offers a unique blend of traditional Indonesian culture and modern amenities, making it an ideal place to live for those who want to experience a new culture while still enjoying the comforts of home.
With its long list of attractions, including the National Monument, the National Museum of Indonesia, and the Istiqlal Mosque, you will never feel bored in Jakarta. The city also has plenty of parks and green spaces, including Suropati Park and Menteng Park.
Jakarta offers a vibrant lifestyle with diverse choices of restaurants, bars, and nightclubs. The city also features art galleries and museums showcasing the country’s rich cultural heritage.
Being the economic center of Indonesia, Jakarta offers job opportunities across multiple industries, particularly in finance, technology, and healthcare. Some of the top employers in Jakarta include Bank Mandiri, Telkom Indonesia, and Unilever.
Jakarta offers housing options ranging from luxury apartments to more affordable units. Popular expat areas include Menteng, Kemang, and Pondok Indah. The city also has several international schools, such as Jakarta International School, British School Jakarta, and Jakarta Intercultural School.
2. Bali

Bali, one of the most popular islands in Indonesia, is not only a great tourist destination but also a great place to live. The island offers a tropical climate, beautiful beaches, and lush greenery, making it an ideal place for those who love nature.
Known for its beaches and natural landscapes like Mount Agung, Tegalalang’s rice terraces, and Tanah Lot, Bali is ideal for nature lovers. The island’s cultural heritage shows in its dances, ceremonies, and festivals. Its welcoming community also makes it easy for expats to settle in.
The island offers plenty of activities for expats, including yoga, surfing, and hiking, as well as a thriving food and nightlife scene. Accommodation options range from luxury villas to more affordable apartments and guesthouses. Popular expat areas include Seminyak, Canggu, and Ubud.
While generally more expensive than other parts of Indonesia, Bali is still more affordable than many other popular expat destinations, making it an attractive option for those seeking a laid-back lifestyle, particularly those with a focus on wellness, spirituality, and eco-consciousness.
3. Surabaya

The second-largest city in Indonesia and a popular destination for expats, Surabaya has a rich culture, a vibrant lifestyle, diverse work opportunities, quality education options, and affordable housing.
Surabaya is a bustling metropolis with abundant entertainment options ranging from shopping centers to restaurants, cinemas, and parks. The city is home to several iconic landmarks, including the Submarine Monument, House of Sampoerna, and Tugu Pahlawan (the Heroes Monument).
Being the cultural hub of East Java, Surabaya offers numerous attractions, such as historical sites, scenic landmarks, museums, and theaters. Examples include Kampung Kapasan and Ampel Mosque. Expats can explore these places and learn about Indonesia’s history and culture.
Surabaya is a fast-growing economic hub with job opportunities across finance, banking, engineering, tourism, and education. Corporations, start-ups, and government institutions often hire expats for skilled roles.
The city is home to top universities like the Institut Teknologi Surabaya (ITS) and the Universitas Airlangga. It also has several international schools with global curricula for expat children, including the Surabaya European School, Singapore National Academy, and Cita Hati Christian School.
Surabaya has a variety of housing options, ranging from modern apartments to traditional Indonesian-style homes. Most expats find housing affordable in comparison to other Southeast Asian cities. The cost of living, including accommodation, transport, and food, is also relatively inexpensive.
4. Flores
Flores is a beautiful island located in eastern Indonesia that has become increasingly popular among expats looking for a unique and adventurous place to live. There are several reasons for that, namely its natural beauty, varied accommodation options, schools, laid-back lifestyle, and more.
The island is home to several stunning national parks, including Komodo National Park, where expats can see the famous Komodo dragons. Additionally, Flores has plenty of beautiful beaches, waterfalls, and hiking trails for expats to explore.
Accommodation in Flores is varied and affordable, with many expats choosing to live in the city center of Labuan Bajo, known for its stunning views of the ocean and nearby islands.
Expats with children will be happy to learn that there are a number of international schools in Flores offering high-quality education. These schools often follow international curricula and offer a range of extracurricular activities.
Flores’ climate is another major draw. The dry season from April to September offers the best conditions for hiking, snorkeling, and island ferries. Cities at sea level, such as Labuan Bajo, Ende, and Maumere, stay warm year-round, making the island a comfortable place to live.
Flores, being a great destination for tourists, is also a great place to start a business or find employment. Plus, the culture of Flores is unique and welcoming, making it a great place to settle down and make new friends.
5. Semarang
Located in the central part of Indonesia, Semarang is the capital of the province of Central Java. It has a unique blend of traditional and modern features. With its affordable cost of living, diverse work opportunities, and high quality of life, Semarang is a darling for expats everywhere.
Semarang’s main attractions include its Old Town, a historical district featuring Dutch colonial architecture; a vibrant Chinatown, known as Kampung Pelangi, famous for its colorful houses and street food; and Sam Poo Kong Temple, a Chinese temple dedicated to the explorer Admiral Zheng He.
Semarang offers a wide range of housing options, from luxurious apartments to affordable units. The city has several international schools and universities for expat children and a growing economy with opportunities in manufacturing, logistics, and tourism.
The lifestyle in Semarang is laid-back and relaxed, with a friendly and welcoming community. The city offers a wide range of recreational activities such as water sports, golf courses, and parks. The city also has modern hospitals and clinics, providing quality healthcare for expats.
The cost of living in Semarang is relatively low compared to other Indonesian cities like Jakarta and Bali. If you don’t plan on driving, you’ll be pleased to know that the city has a well-developed public transportation system that makes it easy for expats to get around.
6. Makassar
Makassar, in the South Sulawesi province, is a bustling metropolis that has a unique blend of tradition and modernity. Its rich diversity and culture, affordable cost of living, plenty of work opportunities, and top-notch schools are certain to impress all who have spent time there.
You haven’t truly experienced Makassar without visiting Fort Rotterdam, a historic site dating back to the 16th century. Another must-see is the Losari Beach, known for its beautiful sunsets. For entertainment, Trans Studio Makassar offers indoor and outdoor rides, water attractions, and live shows.
Accommodation in Makassar ranges from budget-friendly options to luxury condos. For expat families, the city has international schools like Makassar International School. Job opportunities are plentiful, especially in tourism, with many hotels and resorts looking for English-speaking staff.
Makassar offers a vibrant lifestyle with traditional Buginese culture, which includes dances, music, and festivals. The cost of living in Makassar is relatively low compared to other Indonesian cities, which are generally not expensive places to begin with.
7. Yogyakarta (Jogja)
Yogyakarta, often called Jogja, is in the central region of Java Island. It is a great place to live due to its unique blend of traditional Javanese culture and modern amenities. Another big draw of Jogja is its affordability, with a low cost of living compared to other cities in Indonesia.
If you’re into history, you must visit the Borobudur Temple, a UNESCO World Heritage site that dates back to the 9th century. Another must-see is the Prambanan Temple, a famous Hindu temple complex. The city also offers cultural performances, including traditional Javanese dances and gamelan music.
Jogja is also known for its vibrant arts and music scene, with galleries, art centers, and festivals throughout the year. Locals are known to be welcoming towards visitors. The city is also well-connected to other parts of Indonesia, with easy access to Jakarta and Bali via air and train.
Accommodation in Jogja is affordable, and the city has a number of international schools, such as Yogyakarta Independent School and Yogyakarta International School. Work opportunities in Jogja are abundant if you speak good English, especially in the tourism industry.
With its high quality of life, rich cultural experiences, and affordable living, Yogyakarta is an excellent place to call home.
8. Bandung
Known as the “Paris of Java” for its beautiful colonial architecture and serene atmosphere, Bandung, the capital of West Java province, is a vibrant and bustling metropolis with a vibrant economy, world-class universities, and a diverse population.
Surrounded by verdant hills, tea plantations, and strawberry fields, the natural beauty of Bandung is breathtaking. Other popular tourist destinations include the Tangkuban Perahu volcano, the Ciater hot springs, and the majestic Kawah Putih crater lake.
Accommodation in Bandung is affordable and varied, with options ranging from modern apartments to traditional villas. Many expats choose to live in the Dago and Ciumbuleuit areas, which offer stunning views of the city and easy access to popular restaurants, cafes, and shops.
For expats with children, Bandung has numerous international schools that offer high-quality education in English. The city also has a thriving business community, with many opportunities for employment in industries such as technology, manufacturing, and hospitality.
The city has numerous parks and green spaces, making it easy to enjoy outdoor activities such as hiking and cycling. Healthcare in Bandung is both affordable and high-quality, with many modern hospitals and clinics offering medical services at inexpensive prices.
Bandung is relatively affordable compared to other major Indonesian cities such as Jakarta and Bali. With its unique and attractive blend of modern city living and traditional culture, Bandung is an excellent choice for those looking to live in Indonesia.
9. Lombok
Lombok, an island just east of Bali, offers expats an alluring mix of pristine beaches, dramatic volcanic landscapes, and a tranquil way of life.
Known for Mount Rinjani, a majestic volcano with challenging hikes and breathtaking views, Lombok is a haven for nature lovers and adventure seekers alike.
The island’s peaceful vibe is enhanced by charming coastal towns like Senggigi and Kuta, where you can enjoy vibrant local markets, seaside cafes, and a growing expat community.
Whether you’re looking to explore secluded beaches, surf crystal-clear waves, or immerse yourself in the local Sasak culture, Lombok provides an affordable and relaxed lifestyle away from the typical tourist destinations.
10. Medan
As the capital of North Sumatra, Medan is a bustling metropolis that seamlessly blends modern urban comforts with a rich cultural history.
Medan’s culinary scene is renowned across Indonesia, from spicy soto and flavorful nasi goreng to the unique tastes of local Malay and Batak cuisine. The city also boasts historic landmarks such as the grand Maimun Palace and a vibrant market scene reflecting its multiethnic heritage.
Expats will appreciate the city’s wide range of accommodation options, modern shopping malls, and a growing number of international schools. With lively streets and a warm community, Medan offers both dynamic business opportunities and a rich cultural experience.
11. Manado
Nestled in North Sulawesi, Manado is best known for its unparalleled diving spots and striking natural beauty.
With the world-famous Bunaken National Marine Park just off its coast, Manado attracts underwater enthusiasts eager to explore vibrant coral reefs teeming with marine life.
Beyond its aquatic wonders, the city offers a friendly atmosphere, affordable living, and a laid-back lifestyle that’s perfect for expats seeking respite from the hustle of larger cities. For watersports enthusiasts, Manado stands out as a unique destination for both adventure and comfort.
12. Batam
Located in the Riau Islands and just a short ferry ride away from Singapore, Batam is an emerging hub for expats seeking modern conveniences with an island twist.
With its rapid economic development, Batam boasts modern shopping centers, efficient transportation, and a vibrant nightlife scene.
The city’s strategic coastal location offers excellent opportunities for business and employment, particularly in the manufacturing and hospitality sectors. Its friendly community and relaxed pace of life truly capture the spirit of urban island living.
13. Balikpapan
Situated on the eastern coast of Borneo in East Kalimantan, Balikpapan is a dynamic city known for its thriving business environment and lush natural surroundings.
As a key center for the oil and gas industry, Balikpapan offers abundant career opportunities while maintaining an affordable cost of living. Expats can enjoy a modern lifestyle with access to quality healthcare facilities, international schools, and a variety of dining and entertainment options.
Beyond its urban conveniences, the city is surrounded by stunning beaches, green parks, and tranquil coastal areas. Balikpapan combines economic vibrancy with a relaxed, nature-infused way of life, making it an ideal destination for expats ready to embrace a new adventure in Indonesia.
Frequently Asked Questions
Is English commonly understood in Indonesia?
English is commonly understood in Indonesia. The Indonesian government has declared English as a compulsory subject to be taught to students from elementary school to university level.
Can you live off $1,000 a month in Bali?
You can live off $1,000 a month in Bali, but it requires a fairly frugal lifestyle. Many backpackers and digital nomads manage on this budget by choosing to stay at inexpensive guesthouses, eating mostly at local warungs, using a scooter for transport, and living outside of tourist areas.
Is Indonesia a safe country to live in?
Indonesia is generally a safe country to live in, but like any other country, there are certain risks that expats should be aware of. Natural disasters such as earthquakes, volcanic eruptions, and floods are common in Indonesia due to its location in the Pacific Ring of Fire.
Conclusion
Indonesia stands out for its cultural diversity, natural beauty, and growing opportunities. The 13 places featured—Jakarta, Bali, Surabaya, Flores, Semarang, Makassar, Yogyakarta, Bandung, Lombok, Medan, Manado, Batam, and Balikpapan—each offer different appeal and ways of life.
If you decide to make Indonesia your new home, remember to secure international health insurance for peace of mind. With over 20 years of experience, Pacific Prime can help you find a plan that fits your needs and budget at no extra cost compared to buying directly from insurers.
Contact us for a plan comparison or a free quote today.
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What are the healthcare facilities like in smaller cities and rural areas in Indonesia? Are there any specific local customs or etiquette that expats should be aware of when living in Indonesia?
Healthcare facilities in Indonesia’s smaller cities and rural areas can be limited compared to urban centers like Jakarta or Bali. Rural areas often rely on public hospitals and clinics that may not meet international standards or offer specialized services, making access to comprehensive healthcare more challenging for expats. Additionally, expats should be mindful of local customs, such as showing respect for cultural practices and dressing modestly in certain areas, especially when visiting religious or traditional sites.
If you’re considering relocating to Indonesia and want to ensure access to quality healthcare, Pacific Prime can help you find a suitable health insurance plan. Feel free to reach out on our contact page for more information or a free quote.
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