AXA Insurance in Mexico

AXA Global is a prominent global insurance provider with a range of comprehensive international health insurance with flexible coverage options to suit your needs and requirements when relocating or traveling to Mexico.

Discover the world's top health insurers.
Compare quotes with a click of the button.

Are you looking to secure an AXA insurance plan in Mexico? In this guide, we will go through international health insurance from AXA, key benefits, premiums costs, and why they are a great option for expats in Mexico.

Start by Comparing
Insurance Plans Online

Browse and Compare 50,000+
International Health Plans

Benefits of Choosing AXA Insurance in Mexico

Image of Insurance And Policy News Headline On A Newspaper with text overlay of "Benefits of Choosing AXA Insurance"

AXA Global is a leading worldwide insurance known for their comprehensive international health insurance plans. AXA’s international health insurance plans are highly customizable, allowing expats in Mexico to design and tailor a plan according to their needs and requirements.

Here are some AXA Global Healthcare insurance plan highlights:

Personal Support 24/7: Every member can access 24/7, personalized support from a multilingual team.
Claims are Repaid Promptly: Over 80% of AXA’s eligible claims that have submitted all required information are paid to the client within 48 hours.
Second Medical Opinion: Every plan features options to seek a second medical opinion by highly ranked medical professionals.
Evacuation and Repatriation: It is standard for evacuation and repatriation coverage to be included in your AXA health plan.
Virtual Doctor Service: Whenever and wherever you need to, you can speak to a real doctor via virtual consultation by video or phone.
Mind Health Support: AXA offers its clients a Mind Health support platform that can connect them with qualified psychologists from anywhere in the world.
Easy Online Access: AXA policyholders can access the online portal for policy benefits and claims details.

AXA International Health Insurance Plans for Expats in Mexico

For expats in Mexico, AXA’s international health insurance plans are available in five different tiers including Foundation, Standard, Comprehensive, Prestige, and Prestige Plus. The Prestige and the Prestige Plus are the more comprehensive options and offer more benefits.

Every tier of AXA’s core global insurance plans offers coverage for hospital charges and surgeries, emergency care, medical evacuation and repatriation, cancer treatments, ambulance transportation, PET, and MRI scans.

The Foundation and Standard tiers among the most basic of the available options. The key difference between the two is the annual plan limit. Whilst outpatient coverages are not available by default for these two options, they are available as optional benefits for those who require them.

The Comprehensive tier offers outpatient coverage for services such as outpatient treatment, tests, vaccinations, and outpatient drugs and dressings covered. Expats who opt for the Comprehensive tier will also be able to benefit from vision coverage.

The Prestige and Prestige Plus tiers offer the most benefits. In addition to outpatient benefits, these options also include vision coverage, routine pregnancy care, as well as annual health checks for those looking for preventative care options.

It is worth noting that although AXA International Health Insurance plans offer a strong comprehensive medical coverage, they do not provide coverage for pre-existing conditions.

AXA International Health Insurance Annual Plan Limits Comparison:

Tier	Foundation	Standard	Comprehensive	Prestige	Prestige Plus
Annual Limit	USD $160,000	USD $1,600,000	USD $2,400,000	USD $3,2,00,000	USD $8,000,000

AXA International Health Insurance Benefits Comparison:

Benefits	Foundation	Standard	Comprehensive	Prestige	Prestige Plus
Second Medical Opinion Service	✓	✓	✓	✓	✓
Virtual Doctor Service	✓	✓	✓	✓	✓
Mind Health Service	✓	✓	✓	✓	✓
Inpatient Hospital Charges and Surgeries	✓	✓	✓	✓	✓
Emergency Care	✓	✓	✓	✓	✓
Medical Evacuation and Repatriation	✓	✓	✓	✓	✓
Wide Range of Cancer Treatments	✓	✓	✓	✓	✓
Ambulance Transport	✓	✓	✓	✓	✓
CT, PET, and MRI Scans	✓	✓	✓	✓	✓
Dental Care (not check-ups)	✗	✓	✓	✓	✓
Outpatient Treatment, Tests, and Vaccinations	Optional	Optional	✓	✓	✓
Outpatient Drugs and Dressings	Optional	Optional	✓	✓	✓
Chronic Conditions	✗	✗	✓	✓	✓
Eye Tests and Prescription Glasses	✗	✗	✓	✓	✓
Routine Pregnancy Care	✗	✗	✗	✓	✓
Annual Health Checks	✗	✗	✗	✓	✓

AXA Short-Term International Insurance Plans

AXA’s short-term international insurance plans offer policyholders more flexibility compared to traditional policies. The coverage duration can be anywhere from three months to 11 months. The short-term plan offers the same benefits and coverage as the Standard International plan.

What makes this plan beneficial to travelers visiting Mexico is that it allows you to enjoy comprehensive medical coverage for a flexible duration. The coverage it provides is superior to that of your typical travel insurance, allowing travelers to fully enjoy their stay with peace of mind.

AXA Maternity Coverage for Expats in Mexico

Image of Pregnant Couple Holding Hands During Daytime Maternity Photoshoot with text overlay of "AXA Maternity Coverage for Expats"

For Maternity coverage, expats in Mexico can consider the Prestige and Prestige Plus options in AXA International Health Insurance plans. Both options are considered to be one of the best maternity coverage available in the market.

The Prestige and Prestige Plus options offer up to USD $16,000 and USD $19,200 of routine maternity care coverage after an 18 month waiting period, making them a great option for expats looking to start a family in Mexico.

If you are planning to start a family in Mexico, you can learn more about giving birth in Mexico in our article which covers more on the cost and services available for mothers-to-be in Mexico.

How to Choose a Plan Right for You?

In order to choose an international health insurance plan that is right for you, you must first determine your needs and requirements and do sufficient research into different plans and insurance providers. Don’t forget to take into consideration key factors such as cost, coverage, and your budget.

There are other factors you should consider outside of the plan’s benefits when choosing a health insurance plan. It is important to look for a reputable insurer and check the list of network health services, especially if you have a preferred hospital or doctor.

Cost & Budget

One of the key factors to finding the right plan is the cost of premiums. An expensive health insurance plan may cover everything you need and more but if you can’t afford to stay insured, you are opening yourself to unnecessary risks.

Be sure to check for any deductible or copayment options when selecting a plan to effectively manage your premium costs. This can allow you to find a plan with the most coverage whilst still staying within your budget.

Coverage

Finding a plan with the right coverage you need is vital when looking for the right insurance plan for you. Make sure that your plan has the coverage you want and check for any optional benefits and coverage the plan offers to give yourself a well-rounded protection.

Exclusions

International health insurance plans, like many other insurance plans, often come with a list of exclusions, these are things that your insurer won’t cover. Pre-existing chronic conditions are common exclusions in health insurance plans.

Other common health insurance exclusions include:

Conditions developed due to misuse of drugs or alcohol
Experimental or unproven Care
Fertility treatment or testing
Plastic and cosmetic surgery
Treatment of psychological conditions
Termination of pregnancy unless medically prescribed
AIDS or HIV related diseases.
Contraception, including sterilization
Epidemics that are under the direction of the authorities
Obesity treatments
Sexual dysfunction
Injuries inflicted whilst committing a terrorist act

Frequently Asked Questions

Does international health insurance cover pre-existing conditions?

Pre-existing conditions are a common health insurance exclusion, meaning they are typically not covered. There are plans that cover pre-existing conditions but you can expect the premiums to be higher than those that don’t cover them.

Is it possible to cancel my international health insurance plan when I leave Mexico?

Generally, you will be able to cancel your plan during the renewal process when your insurance policy is reaching the end of its duration. With AXA’s short-term international insurance plans, you can select a duration that revolves around the duration of your stay in Mexico.

How do I find healthcare providers in my international health insurance network in Mexico?

To find an in-network healthcare provider, you can reach out to your insurer and ask for a complete list of network providers in Mexico. Alternatively, you can also check through your insurer’s online portal.

Conclusion

Whether you’re an expat relocating to Mexico or just traveling to the country, AXA’s international health insurance plans offer comprehensive coverage with flexible options for expats and travelers to choose from for their stay in Mexico.

AXA Global Healthcare is among the top international insurance companies in Mexico for expats alongside other major insurance providers such as Vumi and Allianz, So in addition to comprehensive coverage, policyholders can also benefit from superior services the brand provides.

Finding the right insurance plan can be a daunting task, that is why there are insurance brokers like Pacific Prime, who can help do the research for you and present you with tailored plan options based on your criterias.

As a global insurance broker with over 20 years of experience in the industry, Pacific Prime’s team of expert advisors can help you sort through countless plans from different insurers to help you find the best international insurance plans for you wherever you are.

Author
Recent Posts

Vista Nip

Content Creator at Pacific Prime

Vista is a content creator at Pacific Prime. With over 8 years of writing experience for online platforms on various topics such as luxury lifestyle and digital entertainment. He enjoys diving into complex and otherwise confusing topics, and creating easy-to-understand content for the readers to help them navigate through the topic - something that’s perfectly aligned with Pacific Prime’s motto of ‘simplifying insurance’.

Born and raised in the cultural melting pot that is Hong Kong, and having studied at an international school, Vista has developed a multicultural perspective that he uses in his writing and strives to connect to people of different backgrounds.

In his free time, Vista enjoys immersing himself in different worlds, from video games to light novels and movies. His hobbies help him expand his writing style by putting himself in the point-of-view of different people and characters.