Allianz Insurance in Mexico
Allianz provides comprehensive health insurance plans to locals and foreigners in Mexico. These health insurance plans can be purchased for individuals and families and offer flexible and customizable coverage.
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Are you looking for an international insurance provider to cover you while you’re abroad in Mexico? Would you like to know more about Allianz’s plans and their coverage details? This article will give a comprehensive overview of the insurance solutions Allianz offers in Mexico.
We will discuss the different health insurance plans offered by Allianz and their coverage limits and details. We will also offer key information about Allianz and its products. Keep reading to learn more!
Allianz Health Insurance Plans in Mexico
Allianz offers health insurance plans in Mexico through their GlobalPass plans, which were designed for those who live in Latin America or the Caribbean. These plans are available in three categories: Individual Choice 1, Individual Choice 2, and Connect.
These plans can be purchased for individuals and families and offer extensive coverage in Mexico and other countries included in the member’s geographical area of coverage.
In addition to their coverage benefits, Allianz health insurance plans include other attractive features like 24/7 member support and more.
Why Choose Allianz Health Insurance for Mexico
Some of the key features that make Allianz a popular choice for those living in Mexico are its 24/7 multilingual support system, Expat Assistance Programme, ease of submitting claims, and customizable and comprehensive benefits.
- 24/7 Multilingual Support System for Members: Allianz members can expect 24/7 assistance from a multilingual members support team that can help locate nearby doctors in your network and more.
- Expat Assistance Programme: The Expat Assistance Programme offers valuable help to expats relocating to Mexico through counseling services, legal and financial assistance, career services, and more. This program may be subject to geographical restrictions and may not be available in every region.
- Easy Claim Submission: Claims are easy to submit with Allianz, as they can all be done digitally through your member portal. These claims are processed within 48 hours, getting you the money you need as quickly as possible.
- Customizable and Comprehensive Benefits: Allianz offers core plans with standard benefits that can be customized with further optional benefits, such as dental or outpatient coverage. This flexibility allows members to tailor their plans how they see fit.
Allianz International Health Insurance Plans in Mexico
Allianz designed their GlobalPass international health insurance plans specifically for their members in Latin America and the Caribbean. These plans are available in three core categories, Individual Choice 1, Individual Choice 2, and Connect, with optional plans available.
When choosing a plan, you will follow three primary steps. We will discuss these steps further below.
1. Choose a Plan
You will choose your GlobalPass international health insurance core plan first, with the choices being Individual Choice 1, Individual Choice 2, and Connect. After you’ve chosen your core plan, you can choose to add an optional plan. The optional plans are Outpatient and Dental.
The GlobalPass Individual Choice 2 plan is only available as a core plan and does not allow the add-on of an optional plan.
2. Select Your Deductible
The next step in getting covered by an Allianz health insurance plan in Mexico is choosing your desired deductible option for your plan. The deductibles can be selected to be per person or family each insurance year.
The deductible options available with the GlobalPass plans will be illustrated in the table below.
|
Allianz GlobalPass Deductible Options |
|
|
Per person per Insurance Year |
Per family per Insurance Year |
| USD$ 500/USD$ 1,000/USD$ 2,000/USD$ 5,000/USD$ 10,000/USD$ 20,000 | USD$ 750/USD$ 1,500/USD$ 3,000/USD$ 6,000/USD$ 9,000/USD$ 15,000 |
To keep your insurance monthly or annual premiums down, you can choose a plan with a higher deductible. Lower deductible plans will raise your premiums.
3. Choose Your Geographical Area of Cover
There are three different geographical areas of cover available with GlobalPass plans: Worldwide, Worldwide excluding USA, Hong Kong, China, Canada, Singapore, Switzerland, UK, and Brazil, and Latin America and the Caribbean only.
Allianz Core GlobalPass Health Insurance Plans in Mexico
The three core plans Allianz offers to its members in Mexico are Global Pass Individual Choice 1, Individual Choice 2, and Connect. These three plans offer different annual limits and benefits, though standard benefits like inpatient coverage are shared across all three plans.
Some benefits may include a waiting period, such as maternity service coverage. A 10-month waiting period for maternity services applies for a policy with two adults included in the plan. A policy with only one adult member will have a 24-month waiting period.
GlobalPass Individual Choice 1 Plan
A GlobalPass Individual Choice 1 plan offers different levels of coverage for inpatient treatments, with the option to add outpatient and dental coverage through Allianz’s optional plans. If you would like to save 5% on your premiums, you can choose not to buy the dental plan.
The benefits offered by this plan are:
- Maximum Annual Limit: USD $9,000,000
- Private Room for Hospitalization
- ICU coverage
- Prescription Drugs (Inpatient Only)
- Inpatient Diagnostic Tests
- Emergency Inpatient Dental Treatment
- Medical Evacuation Services
- Laser Eye Treatment Covered Up to USD $1,350
- Cancer Care
- Maternity Services Covered Up to USD $8,500
GlobalPass Individual Choice 2 Plan
The GlobalPass Individual Choice 2 Plan is the more affordable option than the Individual Choice 1 plan, while still covering basic medical services and inpatient treatments. This plan can not have any outpatient or dental optional plans added to it.
The benefits offered by this plan are:
- Maximum Annual Limit: USD $7,000,000
- Private Room for Hospitalization
- ICU coverage
- Prescription Drugs (Inpatient Only)
- Inpatient Diagnostic Tests
- Emergency Inpatient Dental Treatment
- Medical Evacuation Services
- Post Hospitalization Treatment
- Cancer Care
- Maternity Services Covered Up to USD $4,000
GlobalPass Connect Plan
The GlobalPass Connect Plan is the most economical of Allianz’s plans, offering basic coverage for inpatient treatments, with the option to add outpatient and dental coverage through Allianz’s optional plans. If you would like to save 5% on your premiums, you can choose not to buy the dental plan.
The benefits offered by this plan are:
- Maximum Annual Limit: USD $3,000,000
- Private Room for Hospitalization
- ICU coverage
- Prescription Drugs (Inpatient Only)
- Inpatient Diagnostic Tests
- Emergency Inpatient Dental Treatment
- Medical Evacuation Services
- Cancer Care
- Maternity Services Covered Up to USD $4,000
Allianz Optional Plans in Mexico
The optional plans offered by Allianz in Mexico are the Dental and Outpatient plans. These plans offer coverage for various outpatient and dental services and treatments and are only available for GlobalPass Individual Choice 1 and Connect plans.
We will compare the benefits offered by each optional plan below in this table.
Allianz Outpatient Plan |
||
|
Individual Choice 1 |
Connect |
|
| Prescription Drugs | Covered | Covered |
| Psychiatry and Psychotherapy | Covered with a maximum of 25 visits | Covered with a maximum of 15 visits |
| Second Medical Opinion Consultation | Covered | Covered |
| Diagnostic Tests | Covered | Covered |
| Dietician Fees | Covered with a maximum of 6 visits | Not covered |
| Health and Well-being Checks | Covered up to USD $650 | Covered up to USD $400 |
| Eye Exams and Prescribed Glasses or Lenses | Covered up to $250 | Not Covered |
For the psychiatry and psychotherapy outpatient benefit, a 10-month waiting period applies.
Allianz Dental Plan |
||
|
Individual Choice 1 |
Connect |
|
| Overall Maximum Limit: | USD $1,500 | USD $750 |
| Dental Treatment | 50% refund on cost | 50% refund on cost |
| Dental Surgery | 50% refund on cost | 50% refund on cost |
| Periodontics | 50% refund on cost | 50% refund on cost |
| Orthodontic Treatment | 50% refund on cost | 50% refund on cost |
| Dental Prostheses | 50% refund on cost | 50% refund on cost |
For dental prostheses or orthodontic treatment, a 10-month waiting period applies.
How To Apply for an Allianz Health Insurance Plan in Mexico
You can apply for an Allianz health insurance plan by reaching out to the insurance provider yourself or contacting an insurance broker like Pacific Prime to complete your application for you. An insurance broker can help you understand any confusing or unclear parts of the application.
If you choose to use an insurance broker, they will send your complete application form to Allianz’s underwriting team. The underwriting team will review your application and will let you know once you have been approved or denied.
If you have been approved, you will receive your membership information as well as an invoice that will include your monthly premium or your annual premium if you choose to pay yearly. Congratulations, you are now covered by Allianz!
Frequently Asked Questions:
Will my Allianz health insurance plan cover me internationally?
Your Allianz health insurance plan should cover you internationally. The geographical area that you will be covered in is determined when you choose your plan, so if you are choosing a plan with limited coverage in Latin America and the Caribbean you will not be covered outside of this area.
Does Allianz offer cover dental service costs?
Allianz offers coverage for dental services through their optional plans. The dental optional plan can be purchased in addition to a core health insurance plan and offers coverage for dental services like cleanings, surgery, and periodontal treatments.
Can I include dependents on my Allianz GlobalPass plan?
You can include your spouse or partner and any children you have under the age of 18 on your GlobalPass policy. Any adult children under the age of 26 can also be included as long as they are currently enrolled in a full-time education program.
Conclusion:
Allianz offers comprehensive health insurance coverage to individuals, families, and groups in Mexico. With three different core plans to choose from and a variety of optional benefits that can be added, expats and locals alike in Mexico can find the right plan for their needs.
Ready to find your international health insurance plan today? Reach out to an insurance expert from Pacific Prime! We can guide you through the process of comparing insurance quotes and selecting an insurance plan, and we will answer any questions you have.
We are an insurance broker, which is different than an insurance agent. While insurance agents have provider loyalty, we are not tied to one specific provider. This means we can help you shop around for the best fit for you among different providers, and our advice is free and unbiased.
If you’d like to see free quotes from Allianz health insurance plans in Mexico on your own, use our free quote tool on our website!
Interested in learning more about other insurance providers in Mexico? Read our articles on insurance companies like Bupa or AXA!
Serena earned her Bachelor’s Degree in Psychology from the University of British Columbia, Canada. As such, she is an avid advocate of mental health and is fascinated by all things psychology (especially if it’s cognitive psychology!).
Her previous work experience includes teaching toddlers to read, writing for a travel/wellness online magazine, and then a business news blog. These combined experiences give her the skills and insights she needs to explain complex ideas in a succinct way. Being the daughter of an immigrant and a traveler herself, she is passionate about educating expats and digital nomads on travel and international health insurance.
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