Allianz Group Insurance in Hong Kong
Allianz offers four group health insurance plans for companies and organizations in Hong Kong: Summit 1750, Summit 2500, Summit 4000, and Summit 5000. Each plan provides your Hong Kong group inpatient care, cancer care, emotional wellness services, and more depending on your tier of coverage.
Discover the world's top
health insurers.
Compare quotes with
a click of the button.
Are you an employer or group leader in Hong Kong looking to find medical coverage for your team? Do you want to learn if Allianz group insurance is the right provider for your needs?
This Pacific Prime article will compare the benefits of Allianz’s four Summit Hong Kong insurance plans, list some additional services and features that come with all Allianz group plans, and suggest why using a broker to get your insurance will save you time and money.
You also won’t want to miss our webpages that explain how the healthcare system in Hong Kong works and what international health insurance options expats have there.
If by the end of the article you aren’t sure if Allianz is the right provider for you, read our core article Group Medical Insurance in Hong Kong to find all the articles in our miniseries about the best group insurance options in Hong Kong.
All monetary values in this article are in USD.
Hong Kong Group Health Insurance Plans From Allianz
Allianz’s four Summit health insurance plans are designed specifically for small- to mid-sized groups residing in Hong Kong that need medical coverage. These plans cover groups with three to 100 employees or members and include benefits for inpatient, outpatient, maternity, and daycare treatments.
Employers and organization directors can design a unique group health insurance package in just three simple steps.
- Step 1: Choose your core plan and then pick your copayment and deductible limits. The payment options you select will directly affect your premium costs. Your options range from no copayment to one of 30% up to USD $5,000 and no deductible up to USD $4,000.
- Step 2: Enhance your group medical package with any of the optional add-ons such as dental, optical, or repatriation coverage.
- Step 3: Select the area of coverage you need from worldwide to worldwide excluding the U.S. or a more tailored fit. Getting coverage in all the countries your employees regularly travel is essential if you have expats and/or traveling business professionals in your group.
Let’s take a closer look at each of the four tiers of Summit medical coverage Allianz offers groups in Hong Kong. When you’re ready, begin comparing insurance quotes now.
Hong Kong Summit 1750
The Hong Kong Summit 1750 plan by Allianz offers groups in Hong Kong medical coverage up to the annual maximum limit of USD $1,750,000. This bare minimum health insurance plan covers:
- A private hospital room
- Inpatient and day patient care
- Oncology
- Nursing at home
With an upgrade, you can add health and wellness checks.
Hong Kong Summit 2500
The Hong Kong Summit 2500 plan by Allianz offers groups in Hong Kong medical coverage up to the annual maximum limit of USD $2,500,000. This plan covers:
- A private hospital room
- Inpatient and day patient care
- Oncology
- Nursing at home
- Outpatient fees up to $5,000
- Complications of pregnancy and childbirth up to $15,000 per pregnancy
You can ask to see what other maternity insurance options are available for this plan.
With an upgrade, you can add health and wellness checks.
Hong Kong Summit 4000
The Hong Kong Summit 4000 plan by Allianz offers groups in Hong Kong medical coverage up to the annual maximum limit of USD $4,000,000. This plan covers:
- A private hospital room
- Inpatient and day patient care
- Oncology
- Nursing at home
- Outpatient fees up to $15,000
- Complications of pregnancy and childbirth up to $15,000 per pregnancy
- Preventative surgery up to $40,500
- Health and wellbeing checks up to $500
You can ask to see what other maternity insurance options are available for this plan.
Hong Kong Summit 5000
The Hong Kong Summit 5000 plan by Allianz offers groups in Hong Kong medical coverage up to the annual maximum limit of USD $5,000,000. This plan covers:
- A private hospital room
- Inpatient and day patient care
- Oncology
- Nursing at home
- Outpatient fees paid in full
- Complications of pregnancy and childbirth up to $50,000 per pregnancy
- Preventative surgery up to $40,500
- Health and wellbeing checks up to $1,000
- Infertility treatment up to $16,2000 per lifetime
- Accidental death benefit up to $13,500
You can ask to see what other maternity insurance options are available for this plan.
To see a more detailed outline of the benefits of all Summit Hong Kong plans view this PDF.
Why Allianz is an Excellent Group Insurance Provider
Employers choose Allianz as their group health insurance provider because Allianz is a stable and reliable company, they are a sustainable global leader in the insurance industry, they offer benefits that support employee’s work and life balance, and they promote an open and ethical workplace.
In addition to the many medical care benefits included in the Summit plans for groups in Hong Kong, Allianz offers several services that take their coverage to the next level.
Emotional Wellness
Allianz is committed to the emotional wellbeing of their insured clients. They offer holistic care through numerous health and wellness tools such as an Expat Assistance Program (EAP), a Telehealth Hub, a fitness coaching app, a symptom tracker, a health library, a Wysa mind coaching app, and more!
Digital for Convenience
With the MyHealth app, Allianz provides their insured members 24/7 digital access to their policy, claims, benefits, a health assistant, and a treatment provider finder. The Telehealth Hub makes seeking medical care as easy as talking to a doctor via phone, video, or chat anytime, anywhere.
The app also grants access to:
- Telehealth Hub
- Emergency Services
- Medical Term Translator
- Health & Wellness Hub
- Pharmacy Aid
- Symptom Checker
Global Telehealth Services
Through MyHealth, Allianz members can talk to an experienced medical team 24/7 anywhere in the world through a phone call, video chat, or messenger system.
24/7 Support Team
The employees in your group will have access to Allianz’s 24/7 insurance support team so that you can get answers and make claims whenever you need without delay.
How a Broker Can Help Your Group Get Insurance in Hong Kong
Groups who purchase their insurance plans through a broker instead of directly from the insurance company can save time and money. Brokers save you time by aiding in the research and comparison process, and they save you money by using their market knowledge to find you the best deals available.
Here are some benefits groups get from using an insurance broker:
- You get access to more insurance choices.
- You get experienced insurance experts researching your situation for you.
- You get access to the most cost-effective plans available.
- You get assistance when submitting claims for reimbursement.
- You get expert advice designed to help you find the right plan for you, not to be led to the plan an insurance agent wants you to choose.
There are many more benefits to using a broker, and Pacific Prime is your broker of choice. Let us help you find the right Hong Kong insurance plan for your budget and needs. Contact us to learn more!
If you’re not sure the difference between an insurance broker and an insurance agent, read our article that explains it.
Frequently Asked Questions
What types of coverage does Allianz offer in Hong Kong?
Allianz provides a variety of insurance solutions in Hong Kong, including health insurance for individuals and families, travel insurance for short-term and long-term trips, and business insurance tailored to corporate needs. They also offer comprehensive international health plans.
Is Allianz’s medical insurance accepted widely in Hong Kong?
Allianz’s medical insurance is widely accepted at Hong Kong’s leading private hospitals and clinics, making it convenient for policyholders to access high-quality medical services. Their network of healthcare providers ensures comprehensive care, and many plans offer direct billing.
How can I file a claim with Allianz Hong Kong?
Allianz policyholders can submit claims through their user-friendly online portal or via their customer service team. The process typically involves uploading relevant documents like receipts and medical reports, with clear instructions provided to ensure efficient claims handling.
Does Allianz offer expat-focused insurance?
Allianz offers global health insurance plans specifically designed for expats in Hong Kong. These plans provide extensive international coverage, including access to medical care in Hong Kong and abroad. They are ideal for expats who require flexibility and seamless healthcare access when traveling.
Conclusion
We’ve now learned about the four Hong Kong Summit group insurance packages and their corresponding benefits. You also have a better idea of the unique services and features that make Allianz one of the leading international insurance companies around the globe.
If you’d like to compare Allianz with another highly reputable provider, we recommend looking into Generali’s group health insurance in Hong Kong. Once you’ve picked your carrier, you can learn how to get group medical insurance in Hong Kong and insure your organization.
To begin comparing Allianz health insurance plans today, check out our completely free insurance quote generator that contains over 50,000 insurance plans! You can also speak with one of our insurance experts and get answers to all your questions.
If you found value in this article, you may also want to read:
- Top 10 Insurance Companies in Hong Kong for Expats
- International Health Insurance for Expats in Hong Kong
- Employee Benefits Consulting – Strategy and Broking
- How to Design Employee Benefits Plans
Serena earned her Bachelor’s Degree in Psychology from the University of British Columbia, Canada. As such, she is an avid advocate of mental health and is fascinated by all things psychology (especially if it’s cognitive psychology!).
Her previous work experience includes teaching toddlers to read, writing for a travel/wellness online magazine, and then a business news blog. These combined experiences give her the skills and insights she needs to explain complex ideas in a succinct way. Being the daughter of an immigrant and a traveler herself, she is passionate about educating expats and digital nomads on travel and international health insurance.
- The Best Places To Live In New Zealand For Expats - March 17, 2025
- The Best Travel Insurance for the Dominican Republic - March 15, 2025
- Meet the Best Travel Insurance Providers in Jamaica - March 15, 2025
Comments
Comments for this post are closed.
We'll notify you
when our team replies!