The Best Places To Live In Bali for Digital Nomads
Canggu, Ubud, and Uluwatu are undoubtedly some of the best areas to live in Bali for expats and digital nomads. With its welcoming locals, affordable cost of living, and laid-back lifestyle, Bali has become a popular destination for expats from all over the world.
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In this article, we will cover the best places in Bali for digital nomads to live, what makes each place special, and some of the best international health insurance plans for digital nomads starting a new chapter of their lives in Bali.
Best Places In Bali For Expats

From Ubud to Seminyak and Canggu, you will find the most charming towns with a laid-back vibe, surrounded by lush green rice paddies, tropical forests, and white-sand beaches. Bali is the perfect place for those seeking peace and quiet while still having access to modern amenities.
Here are some of the best places in Bali for expats:
Ubud
Ubud houses a large number of expats, from tourists to retired folks to digital nomads; you will be able to find all kinds of expats here. This is because Ubud offers a lively scene with a lot of different cuisines, cozy cafes, and a very happening nightlife.
Ubud is also renowned for its breathtaking views of lush green rice fields, and guess what? You can take it up a notch by staying right in the middle of rice fields.
Getting around Ubud is easy, thanks to their reasonably priced taxi services. And if you’re feeling adventurous, renting a motorcycle is a cheap and fun way to explore the area!
In addition, Ubud is also well-known as the cultural heart of Bali and is home to numerous art galleries, museums, and traditional Balinese dance performances. It also boasts a thriving wellness scene, with yoga studios and spas aplenty.
Seminyak
If you love the beach and want to live by it, Sminyak is your place! Expats can find different kinds of high-end restaurants, boutiques, and cafes around this area. Mind you, this location is a bit on the more expensive end compared to other areas of Bali.
If you’re a beginner at surfing, Seminyak is a great spot for you, and if you’re looking for a fun night out, there are plenty of bars and clubs to choose from. Seminyak is also perfect for those who want to enjoy the sun, go shopping, and indulge in some delicious food all in one place.
Canggu
Another area that has become popular among expats is Canggu. Located just north of Seminyak, Canggu offers a more laid-back lifestyle while still being close to the action. It has a thriving surf scene, with some of the best waves in Bali, and is home to many trendy cafes and restaurants.
Canguu is definitely more for the free-spirited hipster in you, with its healthy cafes, yoga, and mindful retreats. From beer pong tournaments to flea markets, there is always something happening here.
Moreover, you will see a lot of young students sharing large, beautiful villas, so if you are a student, you will find a lot of like-minded people here.
Kuta
Kuta is an amazing place for expats to live in and call home. One of the biggest advantages of living here is the cost of living. It is quite affordable, so expats can enjoy a comfortable lifestyle without breaking the bank.
For those who love the outdoors, Kuta has plenty of opportunities for beach activities like surfing, swimming, and soaking up the sun. You can also explore the natural beauty of the island through hiking and cycling.
If you’re the type of person who loves to socialize and enjoy the nightlife, Kuta has a vibrant scene with many restaurants, bars, and nightclubs catering to all tastes and budgets. You’ll never be short of options to relax and unwind after a busy day.
Kerobokan
Kerobokan is a lovely neighborhood situated near Seminyak, offering a calm atmosphere. If you’re an expat who enjoys the hustle and bustle of the busy beaches during the day but prefers a peaceful night’s sleep, Kerobokan is the perfect spot for you!
Not only can you find luxurious villas and beautifully decorated homes within your budget in this area, but you’ll also be able to escape the noise of the busier areas nearby.
It’s important to note that driving from Seminyak or Canggu to Kerobokan may not always be completely safe. So, if you plan to travel by car, it’s best to take the necessary precautions to ensure your safety on the road.
Sanur
Sanur is the ideal blend of serene beachfront living and a tight-knit expat community. Its long stretch of calm, sandy shores and gentle waves provides the perfect setting for relaxed living.
In addition, Sanur offers a balanced lifestyle where modern amenities meet a laid-back pace. Whether you’re cycling along its scenic coastal paths or dining at a seaside café at sunset, you’ll quickly discover that Sanur is a haven for those seeking both tranquility and community spirit.
Nusa Dua
Nusa Dua stands out as a pristine enclave for expats who crave a touch of luxury amid Bali’s tropical charm. This meticulously maintained area is known for its upscale resorts, manicured gardens, and pristine beaches that provide a secure and sophisticated environment.
Beyond the luxurious offerings, Nusa Dua still embraces the natural beauty and warm cultural spirit of Bali. Its peaceful ambiance makes it easy to relax after a day of exploring or engaging in vibrant community events, ensuring that both comfort and authenticity are never in short supply.
Jimbaran
Jimbaran is a coastal retreat that artfully balances indulgence with community warmth. Famous for its sunset seafood feasts on the beach, Jimbaran invites you to savor the simple pleasures of life—from dining under the stars to enjoying the serene sound of ocean waves.
Jimbaran’s quiet streets and close proximity to luxury resorts allow you to retreat to a peaceful sanctuary after lively evenings by the ocean. Here, expats can relish the best of both worlds: a bustling culinary scene and a tranquil, home-like setting that captures the essence of Bali living.
Lovina
Lovina offers an affordable escape without compromising on the charm and beauty of Bali. Known for its unique black sand beaches and laid-back ambiance, Lovina is perfect for those looking for a peaceful retreat away from the hustle and bustle to enjoy nature’s simplicity.
The relaxed atmosphere here is further enhanced by opportunities for early morning dolphin sightings and visits to natural hot springs. Lovina combines budget-friendly living with a genuine sense of community, making it an appealing choice for expats who value both affordability and a slower pace.
Amed
Amed is a hidden gem that caters to those drawn to quieter coastal towns and the magic of the underwater world. This charming area is renowned for its vibrant coral reefs and clear blue waters, making it a magnet for divers, snorkelers, and marine enthusiasts.
Living in Amed means embracing a more laid-back way of life where local culture and community are at the forefront. With modest yet comfortable living spaces, you’ll find that Amed provides the ideal mix of authenticity, adventure, and tranquility—a true escape into Bali’s serene coastal vibe.
Staying Insured in Bali as a Digital Nomad
While Indonesia offers universal healthcare to citizens and permanent residents through the public healthcare and their public health insurance (BPJS Kesehatan), Digital nomads are not eligible and must rely on the private sector.
Some of the top insurance companies for expats in Indonesia include AXA, AIA, Bupa, Allianz, Cigna, IMG Global, Blue Cross Blue Shield Global Solutions, and VUMI. These companies offer a variety of flexible plans that digital nomads can choose from to suit their needs and budget.
If you’re looking for comprehensive coverage during your stay in Bali, check out our article on the top insurance providers for expats in Indonesia.
Frequently Asked Questions
What is the cheapest place to live in Bali?
Bali is a beautiful island with many amazing places to call home, but if you’re looking for the cheapest place to live, Lovina, Sanur, and Uluwatu offer the most cost-effective and budget-friendly stays and experiences.
Is Bali safe for expats?
If you were not aware, Bali still houses active volcanoes hence, if you are planning to move here, choose the southern parts of the city, such as Sanur, Kuta, and Seminyak, as these are about 40 miles away, and you will be safe from any volcano threats.
Where do the retired expats live in Bali?
Most retired expats live in Ubud and Seminyak. However, as you may already know, Bali is home to a lot of young travelers, digital nomads, and retired expats from all over the world, you will find expats in almost all areas of the city.
Conclusion
Overall Bali is the perfect place for expats looking for a peaceful and culturally-rich lifestyle. With its stunning natural beauty, thriving art scene, and delicious food options, it’s no wonder why Bali has been a popular destination for expats from around the world.
If you’re looking for a place to call home in Indonesia, Bali must be at the top of your list! We also want to remind you to secure a comprehensive health insurance plan before you move.
Pacific Prime has helped thousands of people secure health insurance over the past 20 years. So, you can always reach out to one of the insurance experts to find out more about health insurance policies in Bali.
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What are the healthcare options like for expats in Bali, and how do they compare to those in Western countries?
Healthcare options for expats in Bali include a mix of public hospitals, private clinics, and international-standard facilities such as BIMC and Siloam Hospitals. While the cost of healthcare is significantly lower than in Western countries, the quality of care varies widely, with public hospitals often being less equipped and private facilities offering higher-quality services but at a higher cost. Many expats opt for private international health insurance to access top-tier care and ensure coverage for medical evacuation in emergencies, as Bali’s healthcare infrastructure may not match Western standards for complex procedures.
For assistance in securing a health insurance plan that provides comprehensive coverage in Bali and beyond, contact Pacific Prime for a free consultation and expert advice. Visit our Contact Us page to get started!
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