Now Health International Medical Insurance in Dubai 2026

Now Health International offers comprehensive health coverage for expats living in Dubai through flagship products, WorldCare Advance, WorldCare Excel, and WorldCare Apex. 

Whether you’re an expat planning to live in Dubai for only a few years or making it your new home permanently, you’ll want to secure medical coverage from a reliable insurer to access high-quality healthcare while living there.  

In this Pacific Prime article, we will discuss medical insurance plans from Now Health International—a Hong Kong insurer with a regional office in Dubai. We will explain coverage details for each plan, its services, and why you should use an insurance broker to keep you well-protected in Dubai. 

Kickstart Your Search for the Perfect Insurer

Compare over
50,000 Plans
from Top Insurers

Compare NOW

About Now Health International 

Now Health International offers health insurance plans in the UAE. The company strives to offer customers an exemplary experience, aligned with its mission of innovation, excellence, empathy, and winning for everyone.

Now Health International’s core values mean that the company:

• Continually strives to find new and better ways of working to innovate
• Pursues excellence in everything they do
• Treats everyone with compassion and respect to show empathy
• Creates a culture of winning for customers, partners, and employees

Now Health International Plans in Dubai

Now Health International offers three different coverage tiers to customize for your needs and budget in Dubai: WorldCare Advance, WorldCare Excel, and WorldCare Apex. Each plan has a different maximum annual benefit limit, but all cover the following:

• In-patient and day-patient care
• Organ transplant
• Cancer treatment
• Rehabilitation
• Emergency evacuation and repatriation
• Wellness, optical, and vaccinations

Within each plan, there is flexibility to select your own annual deductible up to USD $15,000. The best deductible for you depends on your expected medical needs and ability to cover a higher deductible in an emergency.

If you have questions about plans and pricing, don’t hesitate to contact an insurance expert from Pacific Prime.

Want an overview of some of your other medical insurance options in Dubai? See Pacific Prime’s website dedicated to helping expats in Dubai and the UAE find the right insurance plan and compare insurance quotes.

For a more detailed comparison, read The Best Medical Insurance in Dubai.

Now Health’s WorldCare Advance 

Now Health International’s WorldCare Advance covers inpatient and outpatient expenses. Outpatient expenses may include general practitioner (GP) visits, specialist appointments, and therapies like physiotherapy and alternatives. The annual benefit limit is USD $3,500,000.

With WorldCare Advance, you can keep premiums lower by choosing a higher copay (coinsurance/excess) for each visit.

Now Health’s WorldCare Excel

WorldCare Excel through Now Health International covers the same inpatient and outpatient treatments as WorldCare Advance, but the benefit levels with WorldCare Excel are higher. The annual benefit limit of WorldCare Excel is USD $4,000,000.

You can also obtain dental coverage on this plan after a nine-month waiting period. Dental Coverage includes routine and complex dental care.

Outpatient treatments include the following:

• General Practitioner (GP) visits
• Specialists
• Physiotherapy
• Alternative therapies

With WorldCare Excel, you can still opt for a higher coinsurance with every visit to keep your premiums lower.

Now Health’s WorldCare Apex

Now Health International’s WorldCare Apex plan has the most comprehensive coverage and the highest benefit levels. This plan covers routine maternity care and dental coverage. It’s the best plan from Now Health International for expats who want to start or grow their family in Dubai.

Maternity care is covered after a waiting period of twelve months. The waiting period for maternity coverage is waived in Dubai and Abu Dhabi in the UAE. For more information about maternity insurance coverage in the UAE, keep reading here.

Other outpatient benefits include everything covered by the WorldCare Advance and WorldCare Excel plans, but at higher benefit limits.

Customers who select WorldCare Apex still have the flexibility to choose an annual deductible and copay based on their needs and budget.

Now Health’s Value-Added Benefits

Now Health International offers some extra benefits outside of traditional insurance coverage. These include the following services:

• Second medical opinion
• Global concierge service
• Member assistance program
• Digital tools

Now Health’s Second Medical Opinion Benefit

Now Health International policyholders are able to contact the local customer service team to get a second medical opinion about diagnosis and treatment options. This can be used for acute and long-term conditions. 

Now Health’s Global Concierge Service

Getting medical care in your current location isn’t always the best option, so Now Health International will assist you in seeking medical treatments away from home. Simply contact the customer service team to utilize this service.

The Global Concierge Service through Now Health International includes

• Recommendations on where to get treatment
• Support with booking appointments
• Reminders about appointments
• Arranging payment guarantees with the hospital
• Support with getting the required medical visas

Now Health’s Member Assistance Program

Now Health International’s Member Assistance Program aims to help customers with their overall mental wellness. The program includes videos, audio advice, and articles about well-being and personal development.

Members are also eligible for up to five video/telephone short-term counseling sessions per year with a social worker, psychologist, or other human services specialist.

Now Health International’s Digital Tools

Now Health International offers both an app and a website to make submitting and tracking claims easier. You can also search for doctors and view and download documents. Your online portfolio is available 24/7 and includes plan details and handbooks.

Now Health International Service Promise

Now Health International wants customers to rest easy knowing that they will do their part in a timely manner. They know everyone’s time is valuable, so they offer six guarantees about their service timeline in their Service Promise.

1. Claims processed within five working days
2. Pre-authorization within five working days
3. Underwriting response within two working days
4. Documents dispatched within five working days
5. Inquiry response within one working day
6. 24/7 customer support availability

Using a Broker to Get Insurance from Now Health

Using a broker to purchase health insurance in the UAE instead of directly buying from Now Health comes with many benefits, including free advice, the ability to easily compare quotes from multiple insurers, and support with filing claims—all at no extra cost. 

Insurance brokers, like Pacific Prime, partner with insurance companies to help them sell their insurance products to customers. The insurance companies compensate the broker for their services. This means that customers don’t have to pay for a broker’s services.

Insurance brokers rely on customer loyalty for their business model, so an insurance broker will always make sure that you are as happy as possible. Since brokers partner with multiple insurers, they will ensure you get the best medical insurance plan for your needs in Dubai.

Best Insurance Broker in Dubai

Pacific Prime is one of the best insurance brokers in Dubai, as we offer a dedicated claims team, have regional offices in Dubai, and operate on more than two decades of experience in the international health insurance market.

Pacific Prime has a goal to help clients understand and compare their insurance options. When you work with us to purchase health insurance through Now Health International, you will receive impartial advice with your best interest in mind. 

Frequently Asked Questions

How good is Dubai’s healthcare?

Healthcare in Dubai meets or exceeds standards in other developed countries around the world. Dubai offers public, private, and non-profit hospitals and clinics. All of these facilities are held to rigorous standards.

How much is a doctor visit without insurance in the UAE?

A doctor visit in the UAE without insurance typically costs AED 200–350 (USD $54–$95) for a GP and up to AED 700 (USD $190) for a specialist, depending on the facility. However, as an expat in Dubai, having health insurance is mandatory regardless of these costs.

Can tourists see a doctor in Dubai?

Tourists can see doctors in Dubai at public or private hospitals and clinics, but tourists are responsible for all medical expenses. To have coverage for medical expenses, purchase a travel insurance policy with medical benefits in Dubai.

Does my health insurance from the USA cover me in Dubai?

Domestic health insurance plans from the United States will not cover you abroad in places like Dubai. You must purchase an international health insurance policy with coverage in the desired region(s).

Start by Comparing
Insurance Plans Online

Browse and Compare 50,000+
International Health Plans

Compare NOW

Conclusion

The WorldCare Advance, WorldCare Excel, and WorldCare Apex from Now Health International are some of the best health coverage options for Dubai. Every plan has an annual benefit limit of over USD $3 million, covers inpatient and outpatient care, and covers emergency evacuation and repatriation.

You’ll get the best deals and advice when you compare and purchase health insurance plans from Now Health International through an insurance broker like Pacific Prime.

Interested in other insurance options in Dubai? Read more about Cigna’s insurance options in the UAE.

You can also discover more family-friendly plans in Pacific Prime’s blog post about UAE Health Insurance for Expat Families.

Are you interested in the quality of medical care in Dubai? Consider reading one of the following articles about the quality of hospitals and healthcare in the UAE.

• Does Dubai Have Good Hospitals?
• Where Does Dubai Rank in Healthcare?

We have additional resources for expats researching a move or living abroad in the UAE. 

• Living in Dubai–What to Expect
• What Is the Average Rent in Dubai?
• Finding a Job in Dubai as an Expat

• About
• Latest Posts

Palida Weerawat

Palida is a passionate writer who is now creating content at Pacific Prime Thailand. She recently earned a bachelor’s degree in English from the Faculty of Arts, Chulalongkorn University, where she received formal training to write clearly and effectively. While studying, Palida had experiences publishing social and cultural features on social media platforms and working as an English tutor, where she refined her skills in breaking down complex ideas and explaining them in a simple, straightforward manner—skills that she has transitioned into delivering insurance-related content.

With her background as an avid traveler and as an exchange student in Spain, Palida values the benefits of insurance and understands the frustrations that may come with making the best decisions for your health and safety in an unknown environment. Here at Pacific Prime, she aspires to create content that will help expats and travelers understand international health insurance with ease.

In her spare time, Palida enjoys reading short stories as much as binging on sitcoms. She is also a self-proclaimed "foodie" with the goal of trying as many cuisines from all over the world as possible. Combining her passion for writing with her love for food, she is an aspiring Google Local Guide reviewer.

Latest posts by Palida Weerawat (see all)

• Pediatric Healthcare in Mexico for Expat Families  (2026 Guide) - August 25, 2026
• LUMA Thailand Insurance Guide for Expats in 2026 - July 29, 2026
• GIG Gulf Insurance for Dubai Expats in 2026 - April 27, 2026