Allianz Philippines: Insurance Solutions
Allianz PNB Life offers health insurance in the Philippines for expats and locals. Plans range from critical illness protection to global healthcare, giving flexible coverage to safeguard health and finances while living in the country.
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Whether relocating or already in the Philippines, Allianz PNB Life connects you to trusted providers and facilities. With multiple options, you can find coverage that fits your budget and medical needs, ensuring quality preventive care, diagnostics, and emergency services.
This guide explores Allianz PNB Life’s health and life insurance options in the Philippines, covering plan features, sample pricing, key benefits for expats and locals, and FAQs, helping you choose coverage that fits your needs and budget.
Health and Life Insurance Options from Allianz PNB Life
Allianz PNB Life is Allianz’s health and life insurance in the Philippines, offering a range of plans designed to meet specific healthcare needs while fitting different financial situations.
With these plans, you gain access to accredited healthcare providers and can use your coverage to seek appropriate treatment when needed.
Allianz PNB Products
- Allianz eAZy Health: An affordable, renewable 5-year insurance plan designed to give you peace of mind while safeguarding your health.
- Allianz Well!: A comprehensive health plan with a PHP100,000,000 (USD $1,702,287) limit, offering annual medical coverage and the flexibility to choose a preferred doctor or healthcare facilities.
- Health Dynamics: A versatile health insurance plan that provides multi-stage critical illness coverage.
Allianz eAZy Health: Affordable 5-Year Insurance Plan
Allianz PNB Life’s Allianz eAZyHealth is a 5-year insurance plan that is not only affordable but also ensures peace of mind by allowing buyers to safeguard their health efficiently. What sets this apart is that it is the only critical illness coverage, allowing buyers to also future-proof their health.
The renewable plan ensures buyers that any potential illness, even before formal diagnosis and before it affects physical and functional abilities, is comprehensively covered.
What’s more, no medical checkup is needed before the coverage effective date, allowing buyers to get protected by the health insurance policy for five years without undergoing medical examinations.
Allianz Well!: Premium Coverage with Global Access
Allianz PNB Life’s Allianz Well! is an additional health insurance coverage that adds to one’s HMO (Health Maintenance Organization) coverage. Through this additional health insurance plan, buyers can check health risks through early detection and diagnosis to increase the chances of finding a cure.
Allianz Well! also allows buyers to choose their preferred doctor or hospital to seek the treatment they need. Another benefit, in addition to health screening and dental services, is that the coverage also includes perks like gym membership or dietary counseling.
Health Dynamics: Multi-Stage Critical Illness Insurance
Allianz PNB Life’s Health Dynamics is a flexible regular-pay health insurance plan featuring multi-stage critical illness coverage. Among the critical illnesses covered under Health Dynamics are Alzheimer’s, stroke, kidney failure, heart disease, and cancer.
This plan also allows you to supplement your existing health insurance coverage, allowing you to enjoy superior health insurance protection and rest easy knowing your health and well-being are in good hands. Aside from paying in Philippine Pesos, expats living in the Philippines can also pay in USD.
Thanks to its flexibility, buyers can choose to pay either on a monthly or annual basis, depending on their financial convenience.
Allianz Philippines Health Insurance: Sample Pricing Guide
Your exact cost of Allianz Philippines health insurance will depend on the specific plan you choose. Below are examples of the cost of health insurance plans under Allianz PNB Life.
Allianz eAZy Health
- Blue Plan: PHP 8,000 (approx USD $136.11) annually
- Silver Plan: PHP 10,300 (approx USD $175.27) annually
- Gold Plan: PHP 12,800 (approx USD $217.82) annually
- Platinum Plan: PHP 15,100 (approx USD $256.96) annually
For more information on benefits under Allianz eAZy Health, please click here.
Allianz Well!
Below are examples of annual premiums for a 100M Allianz Well! plan.
150,000 Deductible
| Age | Worldwide (excluding the US) | Worldwide |
| Age 20-45 | PHP 29,300-48,500 (approx USD $498.60-$825.45) | PHP 58,600-97,000 (approx USD $997.34-$1,650.90) |
| Age 50-70 | PHP 55,800-131,000 (approx USD $949.69-$2,229.45) | PHP 111,600-262,000 (approx $1,899.28-$4,458.90) |
50,000 Deductible
| Age | Worldwide (excluding the US) | Worldwide |
| Age 20-45 | PHP 37,700-62,400 (approx USD $641.83-$1,062.34) | PHP 75,400-124,800 (approx $1,283.67-$2,125.01) |
| Age 50-70 | PHP 71,800-168,600 (approx USD $1,222.56-$2,870.81) | PHP 143,600-337,200 (approx $2,445.13-$5,741.62) |
No Deductible
| Age | Worldwide (excluding the US) | Worldwide |
| Age 20-45 | PHP 43,000-71,300 (approx USD $732.18-$1,214.07) | PHP 86,000-142,000 (approx USD $1,463.31-$2,416.21) |
| Age 50-70 | PHP 82,000-192,000 (approx USD $1,395.27-$3,266.99) | PHP 164,000-385,200 (approx USD $2,790.98-$6,555.42) |
Click here for more information on Allianz Well!
Key Reasons to Choose Allianz PNB Life Insurance
Allianz PNB Life provides both expats and locals with access to a wide network of healthcare providers and facilities across the Philippines, ensuring reliable treatment when needed. Below are key reasons why Allianz PNB Life is highly recommended.
Protect Your Finances with Comprehensive Coverage
Healthcare in the Philippines can be costly, and falling ill or getting injured may result in overwhelming expenses. Allianz PNB Life offers health insurance plans that cover a wide range of medical procedures, reducing the need for out-of-pocket payments and protecting your finances.
Access Quality Care and Trusted Providers
With an Allianz health insurance plan, you gain access to numerous healthcare providers and specialists to ensure your well-being is in good hands. The Allianz Well! The plan even lets you freely choose preferred doctors or hospitals.
Coverage also includes preventive care and diagnostic tests, helping you stay healthy long-term.
Manage Rising Healthcare Costs with Allianz Plans
As medical technology advances, healthcare costs continue to rise. Allianz health insurance plans help manage these expenses by covering necessary procedures and treatments, so you don’t have to shoulder overwhelming out-of-pocket costs.
This allows you to focus on maintaining coverage through manageable premiums.
Why Expats in the Philippines Need Health Insurance
If you’re an expat living in or planning to relocate to the Philippines, securing a health insurance plan that fits both your budget and healthcare needs should be a top priority.
Living overseas means you face the same risks of illness and injury as in your home country, but medical costs can be high and often require significant out-of-pocket payments.
In addition, expats may encounter unfamiliar health risks, as their bodies are not yet adapted to local pathogens in the same way as residents’ are.
For these reasons, having adequate health insurance in the Philippines is essential. It ensures financial protection, access to trusted healthcare providers, and peace of mind while adjusting to life abroad.
Frequently Asked Questions
Is Allianz a good company?
Allianz assures its customers that they can offer guaranteed, secure health insurance coverage from not only a trustworthy but reputable health insurance company.
What are the three types of health insurance in the Philippines?
The three types of health insurance programs available in the Philippines include PhilHealth, Health Maintenance Organizations (HMOs, such as Maxicare, Medicard, or Intellicare), and private insurance companies.
What are the key benefits of Allianz PNB Life’s Allianz eAZy Health plan?
Allianz eAZy features critical illness, life, accident, and disability benefits to lessen your financial burden. The plan is not only affordable but also renewable.
Conclusion
In conclusion, Allianz PNB Life’s various health insurance plans not only offer suitable health insurance plans that match your specific healthcare needs but also your budget.
From the renewable Allianz eAZy Health, allowing you to future-proof your health to Allianz Well! allowing early detection and diagnostics as well as free specialist and healthcare facility selection, staying healthy in the Philippines for both expats and locals is no longer a far-fetched dream.
Known as a leading international health insurance broker, Pacific Prime has 25+ years of experience in matching both expats living overseas and local citizens to the health insurance plan that matches both their comfortable budget as well as their specific healthcare needs.
Whether you’re an expat living in the Philippines or you’re a local Filipino citizen yourself, Pacific Prime and our team of experts are more than happy to help you find the right health insurance plan you need to safeguard not only your finances but also your health and well-being.
If you have any further questions, please don’t hesitate to get in touch with us.
Serena earned her Bachelor’s Degree in Psychology from the University of British Columbia, Canada. As such, she is an avid advocate of mental health and is fascinated by all things psychology (especially if it’s cognitive psychology!).
Her previous work experience includes teaching toddlers to read, writing for a travel/wellness online magazine, and then a business news blog. These combined experiences give her the skills and insights she needs to explain complex ideas in a succinct way. Being the daughter of an immigrant and a traveler herself, she is passionate about educating expats and digital nomads on travel and international health insurance.
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