Policy ConditionsOn your policy document four important pieces of information can be found which help you to understand your coverage.
Who is covered?
The insurance will cover the policy holder. This is the person whose name appears on the policy documents. The insured can have dependants whose names will also appear in the policy conditions.
Where are you covered?
The area of coverage will be specified in the policy conditions. This may be ‘worldwide' or ‘worldwide excluding the USA ' or otherwise stated in your policy document.
What is covered?
Your cover is outlined in the Table of Benefits and will include, waiting periods (if any), exclusions, in-patient and out-patient benefits and any other additional cover requested by the policy holder.
When is the coverage?
The commencement date and duration of the plan will be listed in the policy conditions.
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| Hello. I am currently in the us military stationed in the United Kingdom, Currently my fiance who visits from the United States is currently 14 weeks pregnant with no health insurance. While here she has been able to get some health checkups from the British midwives, but it has been our concern how long it will last. Our goal is for her to have our child here in england while we are together , but the only problem is my insurance will not cover her until we are married. What options are there if any, so that i may be able to purchase coverage for her to maintain and have our child here. | |
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| I am an Indian living in Indonesia. I would like to have a medical health insuarnce for me and my wife. I travel to USA and Canada quite often. We do not have any health insurance of our own except for the group insurance from my company applicable to me only. I am looking for a long term insurance which will be applicable in Indonesia, India and other countires. | |