Insufficient dental cover can prove to be very expensive as the cost of dental treatment in most countries is very high. Some employers do offer a dental cover plan to their employees, but this is usually at a very low level and not appropriate for most expats.
Insurance Companies normally have a waiting period before they will accept any claims for treatments. This period can vary between individual health insurance foreign companies and it is important to check the specific conditions when considering dental coverage.
Almost all Insurance Companies accept pre-existing dental problems. The majority of individuals are likely to have undergone treatments such as simple fillings, tooth cleaning and root treatment. It is therefore extremely rare for the individual not to have any pre-existing conditions. This is why the health insurance foreign company will cover the pre-existing conditions after a period of time.
Insurance companies normally offer two levels of dental cover to enable the client to select the most suitable plan.
Routine Dental Treatment
Dental cover under this option includes:
Major Dental Treatment
Almost all major dental problems are covered under this option, including but not limited to, the following treatments: