Dental Cover

Insufficient dental cover can prove to be very expensive as the cost of dental treatment in most countries is very high. Some employers do offer a dental cover plan to their employees, but this is usually at a very low level and not appropriate for most expats.

Insurance Companies normally have a waiting period before they will accept any claims for treatments. This period can vary between individual health insurance foreign companies and it is important to check the specific conditions when considering dental coverage.

Almost all Insurance Companies accept pre-existing dental problems. The majority of individuals are likely to have undergone treatments such as simple fillings, tooth cleaning and root treatment. It is therefore extremely rare for the individual not to have any pre-existing conditions. This is why the health insurance foreign company will cover the pre-existing conditions after a period of time.

Insurance companies normally offer two levels of dental cover to enable the client to select the most suitable plan.

Routine Dental Treatment

Dental cover under this option includes:

• Consultations& Examinations
• Tooth Cleaning
• X-rays
• Local anesthesia
• Simple Fillings
• Root Canal Treatment
• Emergency Treatment
• Occlusion bar

Major Dental Treatment

Almost all major dental problems are covered under this option, including but not limited to, the following treatments:

• Tooth Adjustment
• Periondontitis Treatment
• Gingivitis Treatment
• Bridgework and Repairs
• Temporary Crowns, Porcelain Crowns and Gold Jackets
• Membrane Treatment
• Root Scaling

Can you offer individual health insurance plans in the US and the Philippines?
Pacific Prime can offer Individual Health Insurance plans to members residing in any area of the world, including the United States and the Philippines. At Pacific Prime, we have a number of health insurance companies that offer a range of International Individual Health Insurance plans, with various coverage options available to suit your individual needs. International Health Insurance plans we provide typically include worldwide coverage as well as being guaranteed renewable for life. This means you are entitled to medical coverage in any area of the world. Whether you’re traveling overseas on a holiday or are visiting your home country, our Expat Health insurance plans will protect you everywhere you go. In addition to this, plans which we provide are often globally portable, ensuring that you receive continuing coverage even if you should relocate or return to your home nation. 2011-01-25 15:10:35
Category: Coverage , Family , Hospital , Emergency Evacuation , USA , Individual , in-patient , out-patient	Read Answer Here
Do you recommend malaria vaccinations for traveling to China?
There are some areas in China that are considered to present a high risk of malaria. Urban city areas are normally considered malaria free, whereas areas closer to flood plains and rivers have an increased risk. Vaccinations against Malaria are not generally recommended for those visiting urban populated areas in China. However saying this, anti-malaria vaccinations are recommended for 'long stay' visitors to Hangzhou and other areas in China. As such, a malaria vaccination would be suitable for your travel group to China reduce the risk of malaria. While Malaria vaccinations are not needed by every visitor in the country, travelers who intend on staying China for more than three months should consult with a medical professional prior to departing on their journey to asses the need for such preventative healthcare measures. 2011-08-02 17:17:53
Category: China , Group	Read Answer Here