Dental Cover
Insufficient dental cover can prove to be very expensive as the cost of dental treatment in most countries is very high. Some employers do offer a dental cover plan to their employees, but this is usually at a very low level and not appropriate for most expats.
Insurance Companies normally have a waiting period before they will accept any claims for treatments. This period can vary between individual insurance companies and it is important to check the specific conditions when considering dental coverage.
Almost all Insurance Companies accept pre-existing dental problems. The majority of individuals are likely to have undergone treatments such as simple fillings, tooth cleaning and root treatment. It is therefore extremely rare for the individual not to have any pre-existing conditions. This is why the insurance company will cover the pre-existing conditions after a period of time.
Insurance companies normally offer two levels of dental cover to enable the client to select the most suitable plan.
Routine Dental Treatment
Dental cover under this option includes:
- Consultations& Examinations
- Tooth Cleaning
- X-rays
- Local anesthesia
- Simple Fillings
- Root Canal Treatment
- Emergency Treatment
- Occlusion bar
Major Dental Treatment
Almost all major dental problems are covered under this option, including but not limited to, the following treatments:
- Tooth Adjustment
- Periondontitis Treatment
- Gingivitis Treatment
- Bridgework and Repairs
- Temporary Crowns, Porcelain Crowns and Gold Jackets
- Membrane Treatment
- Root Scaling
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Recent Questions / Comments:
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| Hello. I am currently in the us military stationed in the United Kingdom, Currently my fiance who visits from the United States is currently 14 weeks pregnant with no health insurance. While here she has been able to get some health checkups from the British midwives, but it has been our concern how long it will last. Our goal is for her to have our child here in england while we are together , but the only problem is my insurance will not cover her until we are married. What options are there if any, so that i may be able to purchase coverage for her to maintain and have our child here. | |
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| I am an Indian living in Indonesia. I would like to have a medical health insuarnce for me and my wife. I travel to USA and Canada quite often. We do not have any health insurance of our own except for the group insurance from my company applicable to me only. I am looking for a long term insurance which will be applicable in Indonesia, India and other countires. | |
Questions and Comments about this Page:
| Greg Hill: | |
Question: Please could you tell me if I could take out the Routine Dental Treatment by iteslf and what the premium is ... Thank you Greg Hill Answer: The international health insurance dental plans that we can offer will always be attached to a full health insurance policy as an additional benefit. The premiums for international health insurance plans will always be calculated based on your age and the area in which you require coverage. A premium based solely on the policyholder’s age and area of coverage means that your claims history will never be taken into account when purchasing or renewing an international health insurance plan, and you are always assured that you will be paying the same premium as everyone else in your age group. Read more about "Can you offer stand alone dental plans?" |
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Edited: 2007-08-02 10:46:31 |
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