Dental Cover

Insufficient dental cover can prove to be very expensive as the cost of dental treatment in most countries is very high. Some employers do offer a dental cover plan to their employees, but this is usually at a very low level and not appropriate for most expats.

Insurance Companies normally have a waiting period before they will accept any claims for treatments. This period can vary between individual insurance companies and it is important to check the specific conditions when considering dental coverage.

Almost all Insurance Companies accept pre-existing dental problems. The majority of individuals are likely to have undergone treatments such as simple fillings, tooth cleaning and root treatment. It is therefore extremely rare for the individual not to have any pre-existing conditions. This is why the insurance company will cover the pre-existing conditions after a period of time.

Insurance companies normally offer two levels of dental cover to enable the client to select the most suitable plan.

Routine Dental Treatment

Dental cover under this option includes:

• Consultations& Examinations
• Tooth Cleaning
• X-rays
• Local anesthesia
• Simple Fillings
• Root Canal Treatment
• Emergency Treatment
• Occlusion bar

Major Dental Treatment

Almost all major dental problems are covered under this option, including but not limited to, the following treatments:

• Tooth Adjustment
• Periondontitis Treatment
• Gingivitis Treatment
• Bridgework and Repairs
• Temporary Crowns, Porcelain Crowns and Gold Jackets
• Membrane Treatment
• Root Scaling

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