Tajikistan Health Insurance

Feeling comfortable in the knowledge that if something was to happen to a family member their medical costs will be taken care of, is important to us all. Our expert consultants can advise on the most suitable level of coverage for families, individuals, groups, travelers, and teachers expatriate health insurance.

Expatriate Health Insurance Tajikistan

Pacific Prime is an expatriate insurance broker specialising in providing overseas medical insurance for Tajikistan nationals living, working or holidaying abroad. If you are a non Tajikistan national and moving to Tajikistan we can also provide plans that meet your specific requirements.

Professional Service you can trust

Pacific Prime Insurance will be with you for the duration of your policy. We offer additional customer services that include claims advice, emergency contact numbers and medical advice lines. We also maintain a comprehensive list of Tajikistan hospitals/doctors. Most of our clients are expatriates so we maintain a list of Embassies in Tajikistan.

As a leading broker of medical insurance in Tajikistan we keep up on the latest insurance trends and Tajikistan Insurance News.

We can offer expatriates in Tajikistan dedicated international health insurance plans that will provide comprehensive coverage in the East and around the world. Plans that we can offer will usually have a number of benefits that a policyholder is able to tailor to suit their specific requirements. With coverage options including out-patient, dental, maternity, and emergency evacuation, you will be assured of receiving the highest levels of quality treatment anywhere in the world.

Tajikistan Medical Insurance

The Republic of Tajikistan, formerly known as Tajik, a Soviet Socialist Republic, is one of the most mountainous countries in the world, situated in Central Asia. It shares borders with Uzbekistan to the West, China to the East, Afghanistan to the South, and Kyrgyzstan to the North. Tajikistan's territory covers an area of 143,100 square kilometers. The capital, Dushanbe, is in the West, near the Uzbekistan border. Tajikistan became independent in 1991 following the breakup of the Soviet Union, and experienced a civil war between regional factions from 1992-97.

Tajikistan's climate, like all mountainous countries, varies dramatically depending on the elevation. Conditions are quite dry in the subtropical Southwestern lowlands. The summer high temperature here reaches about 27°C, while winter temperatures are near freezing. In the Eastern and Northern mountains, summer highs approach 10°C, while winter lows near -32°C are the norm; temperatures below -43°C are not uncommon. Tajikistan tourism offers many adventure sports to tourists, like trekking, mountaineering and rock climbing. The country still preserves the remains of the Sogdian (Zoroastrian), Hindu, Buddhist and Christian civilizations. It also houses some extraordinary specimens of Islamic architecture and art from Central Asia. The majestic statue of Lenin and the Nurek Hydroelectric Dam, which is the tallest artificial dam built in the world, still reminds visitors of the Soviet period of the 20th century.

The healthcare system in Tajikistan is mainly comprised of the public health sector, but the private health sector is also present. The structure of the current healthcare system in Tajikistan has evolved from the Soviet model with a few structural changes. Under the Soviet Union, the socialist system provided high quality free medical services to the whole population. Healthcare was state owned, centrally managed, and focused on curative medicine, rather than on primary care and promotion of preventative healthcare. Since the collapse of the Soviet Union, the health system has undergone an alarming deterioration with severe cuts in healthcare expenditures and large deterioration of infrastructure and services. According to WHO’s ranking of the world’s healthcare systems, Tajikistan is ranked 154 out of 190 countries.

Under the present Tajikistan healthcare system, the State remains the main provider of healthcare services and funding, through taxes collected by the National Government. Other sources of healthcare income include private out-of-pocket payments that have increasingly filled the health financing gap and resources from international development assistance.

The delivery of healthcare services in Tajikistan is divided between four administrative levels namely national (republican), regional/provincial (oblast), district (rayon) and village (kishlak). The Ministry of Health (MOH) is responsible for the health policy of the country, but has no control over the overall health budget, and directly manages only national level health services, while local authorities administer most regional and local (oblast and rayon) healthcare services.

The quality of Tajikistan’s medical infrastructure is significantly below Western standards, with severe shortages of basic medical supplies, including disposable needles, anesthetics, prescription drugs, and antibiotics. During the civil war, thousands of highly experienced doctors and teachers of medical schools left the country, resulting in a shortage of professional medical personnel in Tajikistan.

In recent years, the Government and the President of Tajikistan have aimed to promote the development of the private health sector. They have progressively legalised private ownership of health facilities, introduced private sources to cover health expenditures and allowed the private provision of services. However, the development of the private sector in delivering healthcare has been slow and mostly limited to pharmacies and dental clinics. One of the reasons being that the vast majority of the population has very limited resources available to pay for medical services. New private consultation and diagnostic centres can be found in major cities, aiming to compete with state-owned outpatient centres (polyclinics) and hospitals, by offering better equipment and services.

The Government of Tajikistan requires all foreign citizens who stay in the country for more than 90 days to present a medical certificate from a medical facility showing they are HIV-free, or if they are already in Tajikistan without such certificate, they are required to submit to an HIV test in the country. People who are applying for diplomatic, official, investor, and humanitarian types of visas, are exempt from this regulation.

In general, the economy of Tajikistan has never really recovered from the civil war, and poverty is widespread. Migrants working abroad, especially in Russia contributed up to half of Tajikistan’s GDP. With the aftermath of the civil war, the near collapsed state of the economy has not allowed the country to invest enough resources into building an adequate number of healthcare facilities to service the populace. Ageing facilities and equipment, coupled with shortages of medical resources in the country are reasons that it is highly recommended to take out comprehensive travel insurance while making a trip to Tajikistan or an annual medical insurance plan should you decide to stay in the country for a longer period. This will cover any overseas medical costs, including medical evacuation in the event of a serious illness or accident.

Pacific Prime is a one-stop insurance brokerage service provider for you when travelling to Tajikistan. We offer a wide range of policies to meet your individual needs, including benefits such as dental, maternity, inpatient, outpatient, specialist consultations, and many others. We offer a large variety of health care plans as well as travellers insurance plans. Contact our professional advisers today to enjoy full insurance protection such as an Expat Health Insurance Plan for yourself and your family.