Morocco Health Insurance

At the gateway to the Mediterranean, Morocco has a distinctive and multifaceted culture, enriched by a long history as a melting pot of different peoples and religions; Phoenician, Roman, Berber, Arabic, Jewish, Spanish, and French heritage can all be found in modern day Morocco. From Mediterranean coastal plains to huge mountain ranges to the harsh Sahara, Morocco is a diverse country that is steadily adapting to the challenges of the modern world.

Feeling comfortable in the knowledge that if something was to happen to a family member their medical costs will be taken care of, is important to us all. Our expert consultants can advise on the most suitable level of coverage for families, individuals, groups, travelers, and teachers expatriate health insurance.

Expatriate Health Insurance Morocco

Pacific Prime is an expatriate insurance broker specialising in providing overseas medical insurance for Morocco nationals living, working or holidaying abroad. If you are a non Morocco national and moving to Morocco we can also provide plans that meet your specific requirements.

The policies that we can provide are guaranteed renewable for life and globally portable, so even if you should relocate away from the country your plan will continue to cover you. With a number of extra benefits including maternity coverage, emergency evacuation and repatriation, dental treatment, out-patient consultations, alternative medicines, complimentary therapies, and specialist consultations, you can be assured that an international health insurance Morocco plan will give you the coverage that you need. For more information about the products and services that we can offer, or to receive a free quote, please contact us today.

Professional Service you can trust

Pacific Prime Insurance will be with you for the duration of your policy. We offer additional customer services that include claims advice, emergency contact numbers and medical advice lines. We also maintain a comprehensive list of Morocco hospitals/doctors. Most of our clients are expatriates so we maintain a list of Embassies in Morocco.

As a leading broker of medical insurance in Morocco we keep up on the latest insurance trends and Morocco Insurance News.

We can offer expatriates in Morocco dedicated international health insurance plans that will provide comprehensive coverage in the East and around the world. Plans that we can offer will usually have a number of benefits that a policyholder is able to tailor to suit their specific requirements. With coverage options including out-patient, dental, maternity, and emergency evacuation, you will be assured of receiving the highest levels of quality treatment anywhere in the world.

Morocco Travel Tips

We understand that foreign countries can be confusing. To help you better understand Morocco we have provided some advice on local customs, laws and general behavior.
Please be advised that the information contained below is only for reference purposes, by no means comprehensive, and is liable to change at any time without prior warning. Please consult with a travel professional before your trip to ensure that you have the most current data.

• Morocco has a predominantly Muslim population, and Islam is the official religion. However, the constitution provides for the freedom of worship and in recent years the country’s Jewish minority and Christians have practiced without hindrance. It is however illegal for Muslims to renounce their faith and as such proselytizing for other religions is prohibited.
• Morocco is a reasonably liberal country, and the accession of King Mohammed VI was followed by several reforms to improve human rights and press freedom, as well as the release of political prisoners. In 2005 a family law called Mudawana was introduced which gave women more legal rights and political opportunities. Initiatives have also been introduced to improve women’s access to education, and also to protect and promote the Berber languages and culture.
• Homosexuality is illegal in Morocco and can be punished with a fine or imprisonment, but the law is rarely enforced. Nevertheless it remains a taboo subject among much of the population.
• It is sensible to respect Muslim sensibilities about overly revealing clothing in public. Casual wear is acceptable, although women should be aware they will attract attention, especially if travelling alone.
• Children with Moroccan fathers are considered Moroccan citizens and as such may have difficulty leaving the country without their father’s permission, although women are usually granted custody in divorces.
• Alcohol is available but is usually served discreetly and licences are expensive. It should not be drunk in view of a mosque.
• Visas for stays of up to 90 days are not needed for citizens of many countries, including  Algeria, Andorra, Argentina, Australia, Austria, Bahrain, Belgium, Brazil, Bulgaria, Canada, Chile, Republic of Congo, Croatia, Cyprus, Czech Republic, Denmark, Estonia, Finland, France, Germany, Greece, Guinea (Conakry), Hong Kong, Hungary, Iceland, Indonesia, Ireland, Italy, Ivory Coast, Japan, Kuwait, Latvia, Libya, Liechtenstein, Lithuania, Luxemburg, Mali, Malta, Mexico, Monaco, The Netherlands, New Zealand, Niger, Norway, Oman, Peru, Philippines, Poland, Puerto Rico, Qatar, Romania, Russia, Saudi Arabia, Senegal, Singapore (up to one month), Slovakia, Slovenia, South Korea, Spain, Sweden, Switzerland, Tunisia, Turkey, United Arab Emirates, United Kindom, United States of America, and Venezuela. Citizens from other countries do need a visa, and anyone planning on staying longer than 90 days has to request permission from the local police.
• Morocco has an historical relationship with the USA. It was the first country to recognise the USA as a country, and the Moroccan-American Treaty of Friendship is the US’s oldest non-broken friendship treaty, having been in effect since 1786. The United States legation in Tangier was the first property abroad ever owned by the American government.
• The border between Morocco and Algeria is closed.
• Western Sahara is a disputed region largely controlled by Morocco. A Spanish colony until 1975, the territory was nominally divided, after Spain’s withdrawal, between Morocco and Mauretania, but claimed also by the Polisario front, which wants independence for the territory, a position also supported by Algeria. The ‘Green March’ on November 6, 1975 consisted of 350,000 unarmed Moroccans marching into Western Sahara. Mauretania withdrew in 1979 under pressure from Polisario, and thereafter Morocco contained most of the territory apart from some of the desert to the east by enclosing it with a sand berm. Beyond this fortification the territory is under the control of the Polisario. It is also plagued by thousands of unexploded mines. A United Nations-sponsored ceasefire agreement has been in effect since 1991, but the status of the territory remains unresolved, which is a hindrance to economic exploitation of this largely barren region. Travel to Western Sahara is subject to restrictions by the Moroccan government.
• Morocco is located near the edge of a continental plate, and is an earthquake zone. Minor earthquakes occur occasionally, and a strong earthquake hit Northern Morocco on February 24, 2004, killing more than 600 people. It is therefore a good idea to familiarize yourself with earthquake safety procedures.
• The Moroccan currency is the Dirham, which is divided into 100 santimat (not to be confused with centimes - the santim was equivalent in value to the old franc when it replaced it). While you can change foreign currency into dirhams within the country, it is illegal to import or export dirhams, and when you change money be sure to keep the receipt as it will be required when converting dirhams back into a foreign currency. You should not have to pay a commission for conversion, whether at an official bureau de change, from an ATM, or at a hotel. The Dirham is also used in Western Sahara. Credit cards can be used in many hotels and shops, and will sometimes even be accepted in the souks.
• Crime is an issue in Morocco, with petty theft being the most common, but increasing instances of mugging at knifepoint, and other violent crime, including shootings and carjacking, as well as confidence scams and harassment of tourists by people posing as guides.
• Demonstrations, strikes, and protests about domestic issues are a frequent occurrence in Morocco and usually center on local domestic issues.  It is sensible to avoid these if possible and if caught up in one to distance yourself from the scene as soon as an opportunity presents itself.
• Besides the global risk of indiscriminate terrorist attacks in public areas, especially those frequented by expatriates and foreign travellers, Morocco has also been specifically targeted in recent years by suicide bombers. A Moroccan terrorist group was implicated in the Madrid train bombings in 2004, and there have been several attacks within Morocco in recent years. Two suicide bombers blew themselves up outside an American language centre and the US consulate in Casablanca on 14 April 2007, slightly injuring one passer-by. Some of the attacks have caused fatalities besides the bombers themselves, for example on May 16 2003 when 45 people, including 12 suicide bombers, were killed in attacks on Jewish targets in Casablanca, and the police have been actively engaged in tracking down and apprehending suspected terrorists. The US has designated Morocco as a major non-NATO ally.
• Morocco has a poor road safety record and accidents are frequent. If you are involved in a minor accident, you should fill out a 'Constat Amiable' form, available at tobacconists, to be signed by both parties involved. If you are deemed responsible for an accident resulting in a fatality you may be detained pending a trial hearing.