Indonesia Medical Insurance News
Indonesia is a developing nation which, despite the large gains made in the economy, still has some major concerns in terms of the social services that are provided to Indonesian citizens. In major cities, such as Jakarta , healthcare services are readily available, and usually of an extremely high standard, however, this is not true everywhere in the country. The Indonesian healthcare system is complex and hugely varied, and on first glance, seems to be a mess. Since 1968 access to healthcare services around the country has improved, and most Indonesians are able to receive some form of care or treatment in the event of an emergency. In truth however, this care is often lacking in the quality and depth of the treatment options, and most medical facilities outside of major tourist destinations and urban centers will not be able to afford patients with comprehensive care.
Healthcare in Indonesia is provided, and funded, through a number of channels; Public, Private, Individual payment, Social security, and external/overseas funding. Traditionally, the system closely mirrored the conventional Dutch style of healthcare provision, a more minimalist approach than is familiar to many European cultures. As Indonesia attempted to revitalize its image during the 1970's and 1980's, the country failed to modernize the way in which it provided healthcare to its citizens, one of the reasons that until 1990 the average Indonesian life expectancy was only 52.75 years. Life expectancy has gone up, and even though there has been dramatic improvement in this area, it does not reflect the inequality in the Indonesian healthcare system.
One of the major problems with healthcare in Indonesia is that poor or rural citizens simply aren't able to obtain the healthcare that they need. A lack of government funding, coupled with a need for the medical facilities to realize a profit, no matter how slight, means that lower class Indonesians are unable to afford the cost of treatment. This is not to say that healthcare in Indonesia is expensive, compared to the healthcare services in other Asian and European countries, it’s not; however, to the local populace quality healthcare is virtually unobtainable.
The Indonesian government has realized that this is a major obstacle in the development goals of the nation, and due to this has implemented their ‘Healthy Indonesia 2010’ policy. This policy has had the effect of forcing the Indonesian ministry of Health and Social Welfare to create relationships with other sectors of the government, as well as reassess the healthcare goals of the nation. It is due to this ‘Healthy Indonesia 2010’ policy that the country has seen major development in the healthcare system, a process that is still ongoing. One of the major breakthroughs in this policy was the decentralization of healthcare provision. This allowed different provinces, districts and sub districts to have greater autonomy in the way that they provided healthcare, and it is due to this that standards and availability of care have been getting better.
While the healthcare provisions for the local Indonesian populace have been getting better, the standards of care in the country, outside of the best hospitals and clinics, may not be sufficient for many newly arrived expatriates; and while treatment costs at these facilities may be less than many foreign nationals are used to, they are by no means cheap. The only way for foreign nationals in Indonesia to avoid the confusion inherent in the nation’s healthcare system and to ensure that they always receive the treatment that they deserve is with a quality health insurance plan.
We can provide comprehensive international health insurance policies to foreign nationals in Indonesia and Indonesian nationals around the world. Medical Insurance Indonesia Plans that we can offer will afford you a number of coverage options including benefits for hospitalization, out patient treatment, alternative therapies, complimentary medicine, maternity and dental treatment, and emergency evacuation coverage. Plans that we provide are typically internationally portable and guaranteed renewable for life. This means that no matter what happens, anywhere in the world, you will always be assured of having the comprehensive protection that you deserve.
For more information about Indonesia, the international health insurance plans that we can offer there, or to receive a free quote, please contact one of our expert advisers today.