India Health Insurance

Feeling comfortable in the knowledge that if something was to happen to a family member their medical costs will be taken care of, is important to us all. Our expert consultants can advise on the most suitable level of coverage for families, individuals, groups, travelers, and teachers expatriate health insurance.

Expatriate Health Insurance India

Pacific Prime is an expatriate insurance broker specialising in providing overseas medical insurance for India nationals living, working or holidaying abroad. If you are a non India national and moving to India we can also provide plans that meet your specific requirements.

The policies that we can provide are guaranteed renewable for life and globally portable, so even if you should relocate away from the country your plan will continue to cover you. With a number of extra benefits including maternity coverage, emergency evacuation and repatriation, dental treatment, out-patient consultations, alternative medicines, complimentary therapies, and specialist consultations, you can be assured that an international health insurance India plan will give you the coverage that you need. For more information about the products and services that we can offer, or to receive a free quote, please contact us today.

Professional Service you can trust

Pacific Prime Insurance will be with you for the duration of your policy. We offer additional customer services that include claims advice, emergency contact numbers and medical advice lines. We also maintain a comprehensive list of India hospitals/doctors. Most of our clients are expatriates we maintain a list of Embassies in India.

As a leading broker of medical insurance in India we keep up on the latest insurance trends and India Insurance News.

We can offer expatriates in India dedicated international health insurance plans that will provide comprehensive coverage in the East and around the world. Plans that we can offer will usually have a number of benefits that a policyholder is able to tailor to suit their specific requirements. With coverage options including out-patient, dental, maternity, and emergency evacuation, you will be assured of receiving the highest levels of quality treatment anywhere in the world.

India Travel Tips

India is a large and diverse country and as such it can present a challenge for first time visitors or newly relocated expats to know the local customs and laws. In order to help you better find you way around this rich and varied nation we have provided some comprehensive travel advice below. Please be advised that this information is meant only to serve as a reference and that it may be liable to unexpected change; please consult a qualified travel professional before your trip to ensure that you have all the latest data.

Please be advised that as of 1730 GMT on the 26th November 2008 the Indian city of Mumbai was hit by a number of rocket and bomb attacks. Currently a hostage situation is developing in two of the city's hotels, while more than 80 people have died and over 900 injured in the attacks. All travelers in Mumbai are urged to stay indoors and contact their government representatives as soon as possible.

During your stay in India you should not become involved with drugs of any kind. The minimum penalty for possessing even a small amount of a narcotic substance is 6 months in Jail. Penalties, however, can be longer and it is not uncommon for jail terms of up to 10 years to be levied. The slow judicial process in India means that pre trail jail terms can be several years in duration.

India has a predominantly Hindu population. As such a large proportion of the local laws and customs follow Hindu traditions. These traditions include;

Respecting cows. They have the right of way on all roads and it is forbidden to eat them.
Do not use your left hand for eating or meeting people, this is because the left hand is considered unclean as it is primarily used when going to the bathroom.
Shoes are considered impure; do not wear shoes inside a temple or private home. Touching someone with a shoe is considered an ultimate insult.
Do not sit with the soles of your feet pointing towards an Alter, shrine, or another person. Sit on your feet or cross your legs.
Pointing, or gesturing with your index finger during a conversation is considered a grave insult and should be avoided.

Traveling on Indian roads can be hazardous, especially in rural areas at night. Poor and badly maintained vehicles are the primary reason for road and traffic accidents. Driving conditions may be very different from what you are used to and all due care should be taken.

Traveling in India during the monsoon season can be dangerous due to the high risk of flooding and landslides. Floods can cut off access to some areas and you should check on the current conditions in your destination before starting your trip.

There is a risk of street crime in India. Possible risks include;

ATM/Credit card theft and fraud especially in the Major cities or while using public transport.
Passport theft. You should keep your passport in a safe place for the duration of your travels and only keep copies of important identification documents on your person.
Tainted food and drink. Be careful as to what you eat or drink while on your trip, there have been cases where travelers have been drugged and then robbed. Avoid street-side vendors where possible.
There is a heightened risk of women being robbed and/or raped in Delhi and Goa. Avoid walking alone or in isolated locations after dark and always be vigilant.

There are a number of health issues throughout the Indian subcontinent. Potential health risks include;

Malaria. Malaria is endemic to the South Asian Region and the majority of the travelers who have contracted the disease did not take adequate precautions. It is important to note that even if you do take the proper precautions it is still possible to suffer from the disease. Should you display flu like symptoms during your travels or within one year of returning home, contact a medical professional immediately.
Dengue fever has seen sporadic outbreaks all over the country. It is not possible to prevent dengue fever with medicines, and you should take precautions against mosquitoes. As with Malaria, if you fall ill within one year of returning home, contact a medical professional.

Overall the majority of trips to India are free of problems if sensible precautions are taken. Make sure that you are prepared for all eventualities before traveling. For more information about the international health insurance plans that we can provide to expatriates and travelers in India, or to receive a free quote, please contact us today.