Can you offer health insurance for my employees and their dependants
Pacific Prime can offer group health insurance to businesses located in any country region worldwide. We offer comprehensive international health insurance to small and large corporations, covering employees and their dependents, including a spouse and children. Working with over 60 health insurance providers, we can assess your business needs and offer you a health insurance comparison of various group health insurance options.
We can provide a large range of business health insurance plans. A typical business health insurance plan will include inpatient benefits which will normally allow cover for various treatments including hospital accommodation, ambulance, treatment in an intensive care unit, surgery, cancer and rehabilitation treatments. Employers can select additional medical benefits for their employees such as emergency medical evacuation, maternity, outpatient and dental care. There are various levels of medical coverage that can be selected, with the option to apply different levels of cover to the different levels of seniority within the company.
Health insurance providers will normally offer medical coverage of the employee's spouse and dependent children. Health insurance providers will normally provide cover for dependent children that are under 18 years, but this age limit can be extended to 21 years if they are studying full time. Health insurance premiums are not affected by the number of claims made by members on the group plan and as such employees and their dependents can take full advantage of their healthcare benefits.
Businesses are normally offered additional coverage benefits when they enroll a large number of employees onto their medical plan. For example, a business with more than 20 employee members may be offered coverage for pre-existing medical conditions, such as diabetes, asthma and other chronic health conditions. Businesses may also be offered the flexibility to tailor a health insurance plan to meet their individual needs.
International health insurance plans will typically offer worldwide medical cover. This means your employees will be offered access to medical treatments in any country region across the globe. Worldwide cover is particularly beneficial for business travel, as the international health insurance plan will provide coverage of international healthcare expenses incurred while employees travel overseas. Worldwide medical cover is also important in the event of a serious accident or illness. Worldwide cover will offer you access to international health care services in any country worldwide, enabling you access to the best healthcare treatments anywhere in the world.
While Pacific Prime can offer business health insurance plans with high levels of medical benefits, we can also work with you to offer premium saving options for your business. Pacific Prime can offer group health insurance plans with deductible options and health insurance plans that offer the exclusion of medical coverage in geographic areas, such as the United States, to ultimately reduce your health insurance premium.
For more information about the Business Health Insurance Plans that Pacific Prime can offer you, or to receive a free global health insurance quote, please contact us today.
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