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Question:
I want a family health insurance plan, how much do i have to pay monthly?
Answer:
Working with leading health insurance providers, Pacific Prime can offer various International Health Insurance plans to families living in any country region worldwide. Health plan benefits and premium costs will differ from insurer to insurer; as such, its important to find the right health insurance plan that suits your family's needs.
The cost of the premium will be calculated by a number of factors, such as your geographic location and the age and number of members listed on your family health plan. Health insurance premiums will also be impacted by the level of medical benefits that are selected, whether the plan includes basic hospital cover and whether additional benefits have been added on such as maternity, outpatient, dental, optical and other medical benefits. Premiums are normally paid monthly or annually, depending on the agreement between the policy holder and the insurer. While premiums can be paid monthly, the premium will usually be lowered if the policy holder selects an annual payment method.
Health insurance providers will normally offer various types of benefits and these can differ from insurer to insurer. Some health insurance providers will offer the option to exclude the parents from the plan, such as Interglobal, IHI, Bupa International, and William Russell. Other family health insurance plans will offer a Newborn Child Benefit, ensuring immediate cover of a newborn child for the first three months of their life, regardless of their health condition. Family health insurance plans may include other benefits such as exclusion of geographic regions around the world, such as the USA.
International health insurance plans offer families wide range of medical benefits, including medical protection that extends to any country region worldwide. International health insurance plans are usually globally portable, allowing expat families to take their health insurance plan with them if they decide to relocate overseas or return to their home country. Global portability is highly important to expat families, ensuring continued coverage with no interruption to waiting lists on the plan, such as dental or maternity care.
There are a number of country-specific international health insurance plans which may be suitable for your situation. For example, William Russell offers a UAE Health Insurance plan for families living in the UAE. Working with the Dubai Insurance Company, William Russell offers members local claims handling services. Members have access to a network of hospitals and health care facilities throughout the UAE, with no need to process their claim overseas. Six levels of health cover are available on the plan, with the option to include or exclude medical cover in the USA. However, Working with more than 60 of the world’s leading international health insurance companies means that Pacific Prime has the widest range of health insurance options currently available in the international market. We will work to understand the healthcare goals that are important to your family, and help you select the best coverage conforming to those goals. In many cases we can even tailor a policy to meet your unique specifications.
Pacific Prime can offer a wide range of international health insurance services to expatriates, and their families, residing around the world. If you choose to use Pacific Prime as your UAE health insurance intermediary, you can be assured of professional unbiased advice. To top this off, as a Pacific Prime customer you also have access to our dedicated claims and policy administration teams, meaning that you can rest assured that every facet of your Global family medical insurance coverage will be taken care of.
For more information on Family Health Insurance Plans or to receive a free global health insurance quote, please contact one of our dedicated advisers today. Our advice is free of charge, and we’re always happy to help point you in the right direction for the medical insurance protection that best meets your requirements.
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