Can you offer Dubai Health Insurance
Pacific Prime has assisted many expats seeking health insurance cover in Dubai. We can provide a large range of Dubai health insurance plans to suit various health care and budget needs. Pacific Prime recommends a comprehensive Dubai health care plan that includes adequate levels of hospital cover in Dubai, plus emergency evacuation, outpatient cover and international protection – ensuring that should you leave the country, your policy will continue to provide the vital support you require.
Expats usually select an international health insurance plan, due to the added benefits of worldwide coverage and flexibility of these policies. An international health plan can travel with you if you decide to move overseas or return to your home country. As such, it is very suited to the needs of expatriates who will commonly move from country to country or return home eventually. If you move overseas on an international medical plan, you can still keep the benefits of your health plan as you move from location to this location; and this can include the completion of waiting periods (such as dental care) or the renewal of your health plan regardless of your health condition. Taking out a new health insurance plan can be quite difficult if you are receiving any medical treatment, and typically this will not be covered when applying for health insurance. For more information, please see Pre-existing condition insurance.
An international Dubai health insurance policy will usually include worldwide medical coverage. This will provide you with health insurance in the UAE plus health cover in any other country area you may visit outside of the UAE. If you get sick or injured outside of the UAE, worldwide medical coverage will cover the medical costs and other health care treatment you may need while you recover. If you are in an area of the world where the right medical care is not accessible, emergency medical evacuation coverage can also be added onto your Dubai health plan, to ensure you protection against the high costs of air transportation.
There are various extra benefits that can be added onto your Dubai medical insurance coverage. This can include a comprehensive outpatient plan, maternity coverage or dental insurance in Dubai. Dubai outpatient insurance options will usually include various types of rehabilitation therapies such as physiotherapy, chiropractic, homeopathy, osteopathy, and acupuncture treatments, plus coverage of doctor consultations, diagnostic tests and prescription medications. Waiting periods are applied to maternity care and as such we recommend this coverage is purchased well in advance of conceiving a child if you are planning a family in Dubai.
If you are looking for a Dubai health insurance plan with a good premium, Pacific Prime can also work with you. There are various ways you can save on your health insurance premium, and Pacific Prime can help you find the best Dubai health insurance plan that meets your budget. Pacific Prime can find a plan that limits your coverage to the Middle East only, or a plan that applies deductibles to your medical treatments allowing you to pay money towards your medical bills for a cheaper premium.
While some employers provide health insurance incentives, some employer sponsored plans are not comprehensive enough to cover hospital care and everyday treatments such as doctor consultations or routine diagnostic tests. If an employee sponsored plan does not provide adequate levels of health cover, Pacific Prime can offer top up plans that can be added on their existing health plan to provide the best health insurance coverage in Dubai.
For more information about the Dubai Health Insurance Plans that Pacific Prime can offer you, or to receive a free United Arab Emirates health insurance quote, please contact us today.
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