HealthCare International Group: Expat Insurance
Learn about HealthCare International Groupβs insurance solutions for expat individuals, families, and groups through their Health Protect plans and more.

HealthCare International Group Overview
Established in the early 1980s, HealthCare International (HCI) Group is a general insurance intermediary committed to offering affordable and superior insurance products and services. Their expertise lies in providing insurance to expats, digital nomads, and those living across or on the sea.

- Specializing in Insurance for Expats and Digital Nomads
- Convenient Online Member Portal
- Optimal Coverage Customization
HealthCare International Group Key Features

HealthCare International Group offers key features like private medical insurance, supplemental coverage benefits through vision, dental, or maternity care, a convenient online member portal, and an enhanced customer service experience.
HealthCare International Group has three divisions: Health Protect and their recently acquired brands Integra Global and MarineSure Health. These divisions oversee different insurance products and services and are designed for expats looking for more comprehensive insurance options.
Why Choose HealthCare International?

Expats worldwide choose HealthCare International Group because of its exceptional customer service, cancer coverage with no limits, and optimal coverage customization. These benefits are just some of the reasons why digital nomads and expats alike choose the HealthCare International Group.
HealthCare International is dedicated to offering transparent and effective health insurance policies to its members. With their numerous options for health insurance plans, members can find the best policy that will fit their specific needs and budget.
HealthCare International Group Insurance Products

HealthCare International Group sells health insurance policies through its three divisions: Health Protect, Integra Global, and MarineSure Health Policies are available for individuals, families, and employees.
Health Protect
Health Protect plans provide healthcare options and protection for those who travel often or those who live abroad. Protector plans come in five categories of coverage: Inpatient, Standard, Plus, Premium, and Executive.
Health Protect also offers NIMBL Health plans as a more flexible option, with customizable limit and deductible options.
Protector Plan Benefits
The shared benefits across all Protector plan categories are hospital inpatient treatment, cancer care, emergency medical evacuation, and repatriation. Protector plans offer affordable and comprehensive coverage among other important benefits.
Protector Plan Outpatient & Inpatient Benefits | |||||
---|---|---|---|---|---|
Inpatient | Standard | Plus | Premium | Executive | |
Hospital Inpatient Treatment | Covered | Covered | Covered | Covered | Covered |
Cancer Care | Covered | Covered | Covered | Covered | Covered |
Outpatient Prescribed Drugs | Not Covered | Not Covered | Partially Covered | Partially Covered | Partially Covered |
Physician Fees | Not Covered | Not Covered | Partially Covered | Partially Covered | Covered |
Health Checks | Not Covered | Not Covered | Not Covered | Partially Covered | Partially Covered |

Inpatient
- Hospital inpatient treatment coverage
- Cancer care coverage
Outside of these inpatient and outpatient benefits, members also have the additional coverage of Maternity & Childbirth, Dental, and Vision, depending on the plan they choose.
Protector Plan Additional Benefits | |||||
---|---|---|---|---|---|
Inpatient | Standard | Plus | Premium | Executive | |
Maternity & Childbirth | |||||
Pregnancy and delivery | Not Covered | Partially Covered | Partially Covered | Partially Covered | Partially Covered |
Dental | |||||
Emergency Dental Care | Not Covered | Not Covered | Optional | Optional | Partially Covered |
Routine Dental Care | Not Covered | Not Covered | Optional | Optional | Partially Covered |
Vision | |||||
Eye exam, glasses, and contact lenses | Not Covered | Not Covered | Not Covered | Not Covered | Partially Covered |

Standard
- Hospital inpatient treatment coverage
- Cancer care coverage
- Pregnancy and delivery partially covered
For more information on Protector Plan benefits, check out HealthCare International Group’s website here or contact one of Pacific Prime’s insurance experts for help.
NIMBL Health
NIMBL Health was designed for individuals who are looking for a more customized level of coverage. Plan benefits can be capped at four different levels, which makes them accessible for every budget. There are also different deductibles available to help reduce the annual premium.
The four different levels of benefits caps are USD$250,000, USD$1,000,000, USD$2,000,000, and USD$3,000,000. Each plan can be tailored with its own chosen benefit cap, as well as what benefits are added to the policy.
NIMBL Health’s three core benefits are inpatient treatment, cancer coverage, and emergency dental coverage, but individuals have the option of choosing additional benefits to their plans for more coverage.
The additional benefits available are:
- Outpatient Coverage
- Dental Coverage
- Assitance and Evacuation
- Maternity Coverage (For Group Plans Only)
Integra Global
Integra Global plans provide tailored and flexible options for expats and international families. Integra Global policies come in these varieties: InCare Life & Incare Family, YourLife & YourLife Family, and PremierLife & PremierLife Family.
Integra Global Plan Benefits
Integra Global policies offer extensive benefits, with medical concierge and expatriate assistance services. They also offer family deductibles, making it easier for international families. We will compare their benefits overview below.
Integra Global Inpatient & Outpatient Benefits | |||
---|---|---|---|
InCare Life & Incare Family | YourLife & YourLife Family | PremierLife & PremierLife Family | |
Hospital Inpatient Treatment | Covered | Covered | Covered |
Cancer Care | Partially Covered | Partially Covered | Partially Covered |
Post Hospitalization Prescriptions | Covered | Covered | Covered |
Physician Fees | Not Covered | Partially Covered | Covered |
Outpatient Surgery | Not Covered | Partially Covered | Covered |

Plus
- Hospital inpatient treatment coverage
- Cancer care coverage
- Outpatient prescribed drugs partially covered
- Pregnancy and delivery partially covered
Outside of these inpatient and outpatient benefits, members also have the additional coverage of Maternity & Childbirth, Dental, and Vision, depending on the plan they choose.
Integra Global Inpatient & Outpatient Benefits | |||||
---|---|---|---|---|---|
InCare Life & Incare Family | YourLife & YourLife Family | PremierLife & PremierLife Family | |||
Maternity & Childbirth | |||||
Pregnancy and Delivery | Not Covered | Partially Covered | Partially Covered | ||
Newborn Coverage | Not Covered | Partially Covered | Partially Covered | ||
Dental | |||||
Dental Plan Option | Not Covered | Partially Covered | Partially Covered | ||
Vision | |||||
Eye Care | Not Covered | Partially Covered | Partially Covered |

Premium
- Hospital inpatient treatment coverage
- Cancer care coverage
- Outpatient prescribed drugs partially covered
- Emergency and routine dental optional
For more information on Integra Global Plan benefits, check out HealthCare International Group’s website here or contact one of Pacific Prime’s insurance experts for help.
MarineSure Health
MarineSure Health is a brand under the HealthCare International Group that offers insurance policies for individuals and employees who live at sea. Marine professionals will benefit from these specialized, flexible policies.
Individual Cover:
Individual policies with MarineSure Health come in two different policies: Currents and Advantages. These policies offer 24/7 medical evacuation coverage and worldwide access to outpatient services. They also offer additional benefits such as maternity, vision, and dental coverage.
Business Cover:
Marine professionals and other seafaring employers will find the perfect fit for their employees’ needs with MarineSure Health’s business policies. The policies available are Channels Essential, Channel Complete, and Channels Premier, with Premier offering the most extensive coverage options.
These plans include inpatient & outpatient coverage, as well as wellness and routine services. Channels Premier also includes medical concierge services and complementary medicine coverage.

Executive
- Hospital inpatient treatment coverage
- Cancer care coverage
- Outpatient prescribed drugs partially covered
- Emergency and routine dental partially covered
Contact an Insurance Broker for Quotes

Reach out to our insurance brokers at Pacific Prime for a HealthCare International Group quote that can help you decide if they are the right insurance provider for you. We have the knowledge and experience necessary to answer all your insurance questions, making finding the right policy a breeze.
Pacific Prime has over 20 years of experience in the insurance industry and offers its services to clients worldwide. If you’re an expat looking for individual or family health insurance, you can reach out to any of our insurance experts to find out more about expat insurance plans.
Inpatient
Hospital inpatient treatment +
Cancer Care
Standard
Inpatient benefits + partial
pregnancy and delivery coverage
Plus
Standard benefits + partial
physician fees coverage +
optional benefit options
Premium
Plus benefits + partial health
checks coverage + optional
benefit options
Executive
Premium benefits + partial
coverage on optional benefit
options in Premium
Frequently Asked Questions:

Reach out to our insurance brokers at Pacific Prime for a HealthCare International Group quote that can help you decide if they are the right insurance provider for you. We have the knowledge and experience necessary to answer all your insurance questions, making finding the right policy a breeze.
Pacific Prime has over 20 years of experience in the insurance industry and offers its services to clients worldwide. If you’re an expat looking for individual or family health insurance, you can reach out to any of our insurance experts to find out more about expat insurance plans.
Interested in a HealthCare International plan?
Our experts can provide you with a personalized quote based on your needs and requirements.