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Emirates Insurance Company

Emirates Insurance Company


The Emirates Insurance Company (EIC), also known as Eminsco, is a public shareholding company specializing in general insurance and commercial products.

Eminsco has been operating since 1982, making it one of the UAE's oldest established local insurance companies. The company’s head office is in Abu Dhabi, and there are 30 satellite offices spanning key locations across the UAE, including Dubai, Jebel Ali, Al Ain, and Sharjah.

For over 30 years, Eminsco has supported clients in meeting their regional insurance needs. Eminsco strives to provide high levels of customer service and underwriting quality insurance products for individuals, groups, and companies. With over 250 experts in the company, the company remains an essential player in the insurance industry and a crucial Pacific Prime partner.

  • Oldest Established Local Insurance Company in the UAE
  • A- Credit Ratings From Both S&P Global Ratings and AM Best
  • Gross Written Premium (GWP) of AED 1.1 billion in 2020
Plan Details

General insurance products offered by Emirates Insurance Company

Emirates Insurance Company has built a strong portfolio of products for its clients, from individual to commercial. Here’s a list of products from the insurer:

Motor insurance

A wide range of motor insurance policies are available through EIC, including comprehensive and third-party liability plans.

Home insurance

Emirates Insurance Company offers home insurance plans that can cover several unforeseen eventualities, including fire, theft, water damage, liability claims, etc.

Domestic Healthcare Insurance

As an authorized provider of health insurance plans, Emirates Insurance Company offers a range of covers, including:

  • Basic plan
  • Standard plan
  • Enhanced plan
  • VIP plan

The insurer is partnered with NAS, which helps maintain effective and efficient medical benefits and claims management. Clients on one of these plans will have access to various medical providers in the UAE, subject to their contract agreement.

Yacht and pleasure craft insurance

Emirates Insurance Company can provide comprehensive insurance cover against the loss of or damage to individual yachts or pleasure crafts. There is also the option to cover against third-party liabilities arising from the yacht's use.

General Insurance Plans

  • Home insurance
  • Motor insurance
  • Domestic healthcare insurance

Commercial insurance products offered by Emirates Insurance Company

EIC is well established within the corporate world and provides a broad range of insurance products and services to meet the needs of companies, Small and medium-sized enterprises (SMEs), Multinational corporations (MNCs), and their employees. Here’s a list of insurance solutions to consider:

  • Property insurance
  • Engineering insurance
  • Employee benefits plans
  • Motor insurance
  • Financial insurance
  • Liability insurance
  • Package insurance
  • Marine insurance
  • Aviation insurance
  • Oil and gas products
  • International risk solutions
  • Terrorism/political violence insurance

Commercial Insurance Plans

  • Employee benefits plans
  • Financial insurance
  • International risk solutions
  • Terrorism/political violence insurance

Listing on the securities exchange and rating

Emirates Insurance Company is a publicly listed company on the Abu Dhabi Securities Exchange (ADX), with A- credit ratings from both S&P Global Ratings and AM Best.

In 2020, EIC underwrote Gross Written Premium (GWP) of AED 1.1 billion, making it one of a handful of insurers in the UAE with premiums over one billion.

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Our expert advice and plan comparisons at Pacific Prime make finding your ideal EIC insurance plans straightforward. Through our experts, you’ll also receive our free value-added services, such as claims renewal support, form filling assistance, and more.

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