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CIGNA Employee Health Insurance

CIGNA International offers Employee health insurance for those working abroad. Tailor a plan to your business needs, get free health insurance quotes here.

  • CIGNA

    CIGNA International Expatriate Health Insurance Plans

    CIGNA Local Health Insurance Plans

    For more information about CIGNA health insurance plans, or to receive a free Health Insurance Quote, please contact one of our dedicated advisers today.

  • Health Insurance for Expatriate Employees

    To be eligible for a CIGNA International employee plan, businesses must have at least 5 members listed on their plan and have a minimum staff of 25 or more employees. Companies with more than 50 employees may be able to tailor a plan according to their individual needs.

    • CIGNA International Employee Healthcare Plan

      There levels including:

      1. Platinum
      2. Gold
      3. Silver

      Plus, the option to add on other benefits:
    • Maternity
    • Wellness Program
    • Cancer Screening
    • And other benefits

      All CIGNA International Employee Healthcare Plans provide members with access to:
    • Inpatient and outpatient benefits
    • Coverage of pre-existing conditions
    • Employee Assistance Program
    • 24 hour Helpline for assistance with claims and other policy

    For more information about CIGNA International health insurance plans, or to receive a free Health Insurance Quote, please contact one of our dedicated advisers today.

  • CIGNA International Employee Healthcare Plan


    Annual BenefitsLimits
    Platinum US$1,500,000
    €1,500,000
    £1,000,000
    RMB20,000,000
    Gold US$1,500,000
    €1,500,000
    £1,000,000
    RMB15,000,000
    Silver US$500,000
    €500,000
    £333,333
    RMB10,000,000


    Area of CoverageLimits
    Platinum Worldwide or Worldwide (excluding the US)
    Gold Worldwide or Worldwide (excluding the US)
    Silver Asia Pacific


    Area of CoverageLimits
    Platinum Worldwide or Worldwide (excluding the US)
    Gold Worldwide or Worldwide (excluding the US)
    Silver Asia Pacific


    Emergency EvacuationLimits
    Platinum Full Refund
    Gold Full Refund
    Silver Full Refund (within China mainland only)

    Emergency Evacuation benefits on all plans include:

    • Medical Repatriation
    • Transport of mortal remains
    • Cost for one accompaniment
    Hospital BenefitsLimits
    Platinum Full Refund
    Gold Full Refund
    Silver Full Refund


    Hospitals benefits on all plans include:

    • Ambulance
    • Hospital room
    • Intensive care
    • Private Nursing
    • Surgical
    • Anesthetists Expenses
    • Operating Theater Expenses
    • Inpatient Doctors fees
    • Inpatient Specialist fees
    • Cancer Treatments
    • Parent Accompaniment bed (children under 18 years)


    Other BenefitsPlatinumGoldSilver
    Home Nursing Full Refund Full Refund Not covered
    Artificial Prosthesis Full Refund Full Refund Full Refund
    Psychiatric Inpatient Treatment Full Refund Full Refund 50 percent refund, up to 30 days per year


    Outpatient BenefitsPlatinumGoldSilver
    Doctor Consultation Full Refund Full Refund Full Refund
    Day Surgery Full Refund Full Refund Full Refund
    Prescription Medications Full Refund Full Refund Full Refund
    Routine Eye Check up Full Refund Full Refund Full Refund
    Travel Vaccinations Full Refund Full Refund Full Refund
    Hormone Replacement
    Therapy (HRT)
    Full Refund Full Refund Full Refund
    Physio-therapy
    Chiropractic Osteopath
    Homeopath
    Full Refund Full Refund,
    up to RMB800,
    20 visits per year
    Full Refund,
    up to RMB800,
    20 visits per year
    Emergency
    Dental
    Full Refund Full Refund Full Refund
    up to RMB10,000
    per year
    Psychiatric Outpatient
    Treatment
    Full Refund
    up to RMB10,000
    per year
    Full Refund
    up to RMB10,000
    per year
    Not covered
    Chinese Treatment Full Refund
    up to RMB240,
    20 sessions per year
    Full Refund
    up to RMB240,
    20 sessions per year
    Full Refund


    Other BenefitsPlatinumGoldSilver
    Maternity Full Refund
    up to RMB60,000
    Unlimited limit for complication
    Full Refund
    up to RMB60,000
    Unlimited limit for complication
    Full Refund
    Dental* RMB10,000 per year** RMB10,000 per year RMB5,000 per year
    Wellness Benefits*** Full Refund Full Refund Full Refund


    * Dental benefits include routine dental check ups, preventative treatment, scaling, root canal, extractions, dentures, crowns, and inlays. Limits apply to Platinum, Gold and Silver.

    ** Dental Platinum benefits include 50 percent refund on orthodontic treatment up to RMB6,000 per year.

    ** Wellness Benefits include: Routine Adult Physical Examination, Well Child Tests, Pap Smear, Prostate Cancer Scanning, Mammogram Cancer Scanning.


    For more information about CIGNA health insurance plans, or to receive a free Health Insurance Quote, please contact one of our dedicated advisers today.

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