AIA Group: Insurance for Individuals and Businesses
AIA is one of the largest pan-Asian insurance groups with a presence in 18 markets across the region. Read on to learn more about AIA and its products.
AIA Group: Insurance for Individuals and Businesses
AIA offers different insurance products like life, health, and disability insurance for individuals, families, and businesses. Their insurance products and plan details vary across the fifteen regions they cover in the Asian-Pacific.
Founded in 1919, AIA has headquarters in Hong Kong and is one of the largest pan-Asian insurance groups offering a range of insurance and financial services products.
AIA has made a legacy in the insurance market by offering different insurance and financial solutions for their clients. No matter who you are or what stage in life you’re at, AIA has something to offer you.
- One of the Largest Pan-Asian Insurance Groups
- Insurance Products Across 15 Different Regions
- Customizable Limits and Specifications
AIA Insurance Products and Services
AIA offers its clients a variety of products such as medical, retirement, accident, and life insurance and more. They also offer financial protection against critical illness and disability, as well as saving schemes to help members reach saving goals.
Individuals and family clients can benefit from the following AIA insurance products:
- Life Insurance to protect you and your loved ones from life’s uncertainties.
- Medical Insurance that’s comprehensive and covers a range of medical conditions.
- Accident Protection so that you can be financially prepared for unexpected and unfortunate situations.
- Critical Illness Protection to alleviate the monetary burden of a critical illness.
- Disability Protection so that you don’t have to worry about not being able to work in the event of an injury or illness.
- Savings Schemes to help you set and achieve your savings goals.
With options for individuals, families, and businesses, they are committed to helping their clients meet their financial needs and goals with their life and health protection products. It is important to note that the plans and products available will depend on the region.
AIA Insurance for Individuals
AIA provides life, health, and retirement insurance products for individuals and their families who live in their covered regions. Their carefully crafted plans can offer the perfect solution for those looking to protect their health and loved ones.
AIA Life Insurance Plans
AIA offers life insurance to financially protect their members' loved ones in the event of the policyholder’s passing. These plans were designed with comprehensive benefits to offer the best choices for their members' varying needs and budgets.
Benefits will vary across plans and regions, but they generally include:
- Death benefit: AIA will pay a lump sum of money to your beneficiaries if you pass away. This can be used to pay for funeral expenses and any outstanding debt and replace your income.
- Terminal illness benefit: AIA will pay the lump sum of money in advance if the policyholder is diagnosed with a terminal illness.
In some life insurance plans, members can purchase additional riders to add to their plans to customize their coverage. These additional benefits can provide other valuable financial protection for their members.
These optional benefits include:
- Permanent disability coverage: this optional rider can be added to your life insurance plan to offer financial support for you in case of an injury that results in total and permanent disability.
- Crisis recovery coverage: with this optional benefit, you will receive a lump sum payment in the case of experiencing a severe health event or being diagnosed with a serious illness.
Life Insurance
- Death benefit
- Terminal illness benefit
- Permanent disability coverage
- Crisis recovery coverage
AIA Health Insurance Plans
AIA offers private health insurance plans to its members to provide coverage for their medical needs. The details of AIA’s health insurance policies vary across their regions, but they generally share the same benefits of hospitalization and emergency coverage and other optional benefits.
These optional benefits can include:
- Preventative care:
- Dental
- Optical
- Maternity
- Mental health care
Some of these benefits may be already included in more premium packages.
Health Insurance
- Hospitalization and emergency coverage
- Optional benefits including dental, optical, maternity, and mental health care
AIA Retirement Insurance Plans
AIA provides retirement insurance products that have been designed to provide financial support during their members’ retirement years. From pension plans to retirement savings plans, AIA believes in providing all the right tools to help their members plan ahead.
AIA Regional Products and Insurance Solutions
AIA’s range of products and services vary across their covered region. To learn more about if your preferred insurance product is available in your region, you can contact AIA operations in the respective regions or you can contact an insurance broker for help.
Here is a list of the regions AIA services:
- Australia
- Cambodia
- Mainland China
- Hong Kong & Macau
- Indonesia
- Korea
- Malaysia
- Myanmar
- New Zealand
- Philippines
- Singapore
- Sri Lanka
- Taiwan
- Thailand
- Vietnam
AIA's insurance products are incredibly region-specific, with not much overlap across countries. To avoid writing a 30-page long post with every plan limit and benefit, I kept to generalities throughout the rest of the article when discussing plans and products.
AIA Insurance for Groups and Businesses
AIA offers its corporate clients a variety of insurance products, such as employee benefits and pension services. These insurance solutions were designed to fulfill employee’s health and financial protection needs.
Business clients can benefit from the following AIA insurance products:
- Employee Benefits include a range of group health insurance plans for companies.
- AIA Regional Solutions is tailored to multinational corporations across the Asia Pacific region.
- Retirement Solutions include pension plans for companies of all sizes.
- Credit Insurance to pay off outstanding debts in the event of death, accident, and/or illness.
Why Choose AIA as Your Insurance Provider
AIA is a popular insurance choice because of its excellent customer service, digital innovations and accessibility, and diverse choice of insurance products. AIA provides its members with the insurance they need for all of life’s unpredictable moments.
AIA Group has a strong financial foundation that provides stable backing for all its branches throughout the Asian market. They offer their members different insurance solutions that can be tailored to meet their members' needs.
Another unique feature of AIA insurance that members can access is their AIA Vitality program. This digital well-being program provides its members with the support and motivation they need to make healthier choices.
AIA Vitality Program
AIA Vitality is a personalized, science-based well-being program that encourages members to move more, eat better, and complete regular health check-ins. It is available through some of AIA’s health and life insurance policies and comes in two forms: AIA Vitality and AIA Vitality Starter.
AIA Vitality helps members understand the current state of their health and provides tools to improve it. AIA Vitality also offers incentives to keep you motivated on your journey, such as lifestyle rewards, savings on everyday expenses, and even discounts on life insurance premiums.
Compare Quotes from AIA with an Insurance Broker
By comparing quotes from AIA Insurance policies with one of Pacific Prime’s insurance brokers, you can gain access to our impartial advice and extensive insurance knowledge. We can help you secure an AIA insurance product today, and our consultation is completely free.
We don’t charge for our advice, which we have earned from 20+ years in the insurance industry. Our advice will be completely unbiased, as we work with a wide variety of insurance and don’t have loyalty to only a specific one. This way, we can help you find a solution that will work best for your needs.
Reach out to us today to get a quote for AIA Insurance!
Frequently Asked Questions:
What types of insurance does AIA offer?
AIA Insurance offers life, medical, retirement, and disability insurance. They offer financial protection products as well. Their insurance products vary across 15 different regions, so not every country will have the same AIA insurance products available.
Are AIA's insurance products customizable?
AIA provides customizable medical, life, and retirement plans. Customization limits and specifics will depend on the product chosen, and in what region it is available.
Interested in an AIA Group plan?
Our experts can provide you with a personalized quote based on your needs and requirements.