Aviva Insurance provides insurance services for over 33 million people in the UK, Ireland, Canada, and more. Aviva offers car, home, life, travel, and healthhealth insurance to individuals, families, expats, and businesses. They also offer pensions, investments, and more.

Aviva is one of the UK’s leading insurance, wealth, and retirement businesses, with over 320 years of experience. Aviva’s employees and their dedication to customers is what sets them apart from others, and their worldwide network of local knowledge remains key to their success.

No matter where you are in the world, Aviva offers peace of mind knowing that you can access the medical expertise and support you need 24 hours a day, 365 days a year.

Aviva is also one of only a handful of insurance companies in the world that can provide life, general, and health insurance, as well as asset management, making them a truly composite insurer.

Are you looking for home insurance in the UK? Are you a UK expat in need of car, life, health, travel, or some other type of insurance?

Aviva Insurance has an impressively expansive bundle of insurance products that may be just what you need. This page will introduce you to many of the insurance products offered by Aviva, such as:

• personal insurance
• boat insurance
• property & liability insurance
• insurance for companies
• and much more!

When you want to learn about the details of Aviva’s insurance plans, their quotes, and more Aviva products, reach out to our insurance experts at Pacific Prime. We’ll answer your questions and help you compare Aviva to our other top-ranked insurance partners.

Aviva UK Insurance Products for Individuals and Families

Aviva offers the following types of insurance products to individuals and families in the UK, Canada, Ireland, and beyond:

1. Car Insurance
2. Home Insurance
3. Boat Insurance
4. Property & Liability Insurance
5. Life Insurance
6. Health Insurance
7. Travel Insurance
8. Pet Insurance
9. Personal Insurance
10. Retirement & Pensions
11. Much more!

Let’s discuss each in detail below. Contact Pacific Prime to have your questions about each answered.

Aviva Auto Insurance

Individuals and families who get Aviva auto insurance have coverage for accidents, damage, and theft. You can choose your level of coverage between third-party, fire, and theft insurance or comprehensive car insurance. Uninsured drivers and those driving other cars are covered in the comprehensive plan.

Aviva offers a number of types of car insurance in addition to their standard coverage plan. These include:

• Multi Car Insurance
• Electric and Hybrid Car Insurance
• Telematics Car Insurance
• Van Insurance
• Business Vehicle and Van Insurance
• Motorhome and Campervan Insurance
• Temporary Car Insurance
• Learner Driver Insurance
• Classic Car Insurance
• Breakdown Cover

Aviva Home Insurance

Aviva Home Insurance for individuals and families in the UK provides protection in case of damage to your property and belongings, against injuries or property damage, and in case of lost rent and you need somewhere else to stay. Aviva offers accidental damage as an optional coverage.

Below are additional types of home insurance offered by Aviva.

Home Protect Bundle by Aviva

The Home Protect Bundle by Aviva is a package of three loss prevention coverages in one: claim prevention, home repair assurance, and halo assistance services. This bundle of home insurance is designed to prevent, fix, and assist you.

1. Claim Prevent: Provides up to $2,500 toward installing an approved protection device such as fire alarms, security systems, sump pumps, lightning suppression systems, and more.
2. Home Repair Assure: Provides up to $2,000 per claim for local contractors and trade professionals to repair common household issues such as air conditioning, heating systems, internal gas leaks, and more.
3. Halo Assistance Services: Provides unlimited telephone assistance and legal advice from lawyers and other referrals to home repair experts.

High-Value Home Insurance: Ovation by Aviva

Aviva’s exclusive home insurance program called Ovation grants you a higher level of home insurance. The Ovation policy covers your valuables, personal legal liability, additional living expenses, water protection, service lines, and identity theft and fraud.

You can select additional levels of coverage from these optional choices:

• Water protection
• Equipment breakdown
• Cyber insurance for your household
• Upgraded personal legal liability
• Household care and support following a traumatic event

Cottage Insurance by Aviva

Aviva’s Cottage Insurance in Canada provides seasonal or year-round protection for your cottage or cabin. You get coverage for fire, theft, vandalism, damage from falling objects, lightning, hail, windstorms, impact by aircraft, watercraft, or land vehicles, building collapse, and more.

Every policy includes a short-term rental option for 30-day coverage and protection from bears, raccoons, and squirrels.

Condo Insurance by Aviva

Aviva’s Condo Insurance, or condominium insurance, in Canada provides your condo coverage for the contents of your unit, upgrades to your unit (such as new flooring), and personal liability of at least $1 million. Optional add-ons include water protection, earthquake insurance, and claim protector.

Landlord Insurance by Aviva

Landlord insurance by Aviva covers the cost of repairs and rebuilds to your home if the property is damaged. This UK plan covers your bricks and mortar, your contents (not tenant belongings), replacement locks, and liability protection for injuries or damage.

Additional coverage for fixtures and fittings is optional.

Tenants and Renters Insurance by Aviva

Tenants insurance, also called renters insurance, protects a renter’s belongings. Your Aviva UK insurance plan protects your money, valuables, home office equipment, food in your freezer, plants in your garden, and contents temporarily removed from your home.

Optional add-ons include extra personal belongings coverage and accidental damage.

Travel Trailer Insurance by Aviva

Aviva’s RV Insurance, or travel trailer insurance, protects your towed trailer or stationary trailer. This plan can cover your travel or tent trailer, horse/stock, camper unit, toy hauler, fifth wheel, or park model/ permanently parked trailer. Coverage has optional add-ons beyond the unit.

Buildings Insurance by Aviva

Aviva offers Buildings Insurance to protect the structure of your home or building and its permanent fixtures from damage. This includes coverage for your walls and pipes, roof and windows, fitted kitchen and toilet. This plan is for homeowners, landlords, and property owners in the UK and Canada.

Buildings Insurance includes coverage for:

• Damage to the structure of your building or home
• Damage to garages and outbuildings
• Cost of temporary accommodation (in case of loss of rent)
• Replacement locks and keys
• Liability protection for injuries or property damage

Aviva Boat Insurance

Individuals and families who want Aviva Boat Insurance can protect their boat in Canada or the northern U.S. This policy covers fire, explosion, theft, vandalism, lightning, hail, windstorm, vermin damage, underwater impact, and collision. Optional add-ons include navigational extension and more.

Coverage that extends beyond your boat includes:

• Medical / death / funeral benefit
• Emergency towing and loss of use
• Pollution and wreck removal
• Personal effects

Aviva Life Insurance

Life Insurance by Aviva provides individuals and families peace of mind in the event they pass away. This coverage includes a lump sum payment, protection if you die, house purchase coverage, terminal illness early payment, your choice of length of coverage, and a separation benefit.

Critical Illness Coverage by Aviva

Critical Illness Cover is to protect your income if you were to get a critical illness that prevents you from working. Aviva’s plan provides coverage for a lump sum payment, a flexible length of coverage, coverage for your kids, and up to £1 million (about USD $1,270,000) of coverage.

It also includes the ability to change from a joint policy to a single policy.

Income Protection Insurance by Aviva

Income Protection Insurance by Aviva protects your income in case you’re unable to work because of an illness or injury. It provides a regular payout so you can heal and return to work. Aviva’s plan includes monthly payouts, fixed premiums, a life change benefit, and you get to pick your amount.

Aviva Health Insurance

Aviva Health Insurance can cover individuals, families, or joint coverage in the UK. The core coverage plan includes consultations and/or treatment with a specialist, diagnostic tests, hospital charges, full cancer coverage, and outpatient mental health treatment.

You can choose to add on coverage for:

• Dental and optical
• Mental health upgrade
• Other treatments and therapies, such as osteopathy, physiotherapy, and chiropractic
• Extended hospital list
• Protected no-claim discount

Other health insurance products offered by Aviva include:

• Diagnostics Insurance
• Practitioner Zone
• Hospital Zone

Learn all about your international health insurance options and other top health insurance providers.

Personal Accident Insurance by Aviva

Aviva’s Personal Accident Insurance provides individuals coverage in case they receive an unexpected injury or hospital stay in the UK. The following are several types of insurance related to personal accidents:

• Accidental Death Insurance
• Accidental Permanent Injury Insurance
• Hospital Cash Plan
• Family Personal Accident Plan

Aviva Travel Insurance

Travel Insurance by Aviva protects your health, travel documents, money, and belongings while traveling. You choose your level of coverage, and you can get protection for emergency medical fees, dental treatment, illness, delayed baggage, travel documents and money protection, and more.

Aviva offers several types of travel insurance plans available to you:

• Single Trip Travel Insurance
• Annual Multi-trip Travel Insurance
• Aviva Distinct Travel Insurance

Learn more about your travel insurance options and our top travel insurance partnering providers.

Aviva Pet Insurance

Aviva partnered with Animal Friends to offer their Pet Insurance plans. These include their Accident Only, Time Limited, Max Benefit, and Lifetime plans. Benefits include coverage for injuries, illness, and complications that arise. Lifetime coverage includes up to £18,000/year (about USD $23,000).

Aviva Retirement and Pensions

Aviva offers a Self-Invested Personal Pension (SIPP) plan for retirement and pension planners. This is a tax-efficient personal pension with a range of investment options that put you in control of your pension.

Aviva’s SIPP offers flexible retirement options, such as taking a cash lump sum at age 55 and more.

More Retirement Products by Aviva

Individuals, families, and expats can choose from Aviva’s many retirement products, which include but are not limited to:

• Pension Annuity
• Income Drawdown (Flexible Income)
• Equity Release
• Lifetime Care
• Aviva Stocks & Shares ISA
• Savings Accounts
• Wealthify

Aviva Insurance Products for UK and Canadian Companies

Aviva offers a number of insurance products for companies and businesses in the UK, Canada, and Ireland, including but not limited to property and liability insurance, business vehicle insurance, health insurance, and business and contents insurance.

To learn about all of Aviva’s business products, and to get a quote, call us today.

Aviva Property and Liability Insurance

Business owners in the UK choose to purchase the following Aviva Property and Liability Insurance products:

• Buildings and Contents Property Insurance
• Public Liability Insurance
• Equipment Breakdown Insurance
• Crime Insurance

Property Insurance by Aviva: Buildings and Contents

Aviva offers three types of Property Insurance to UK businesses: Buildings Insurance, Contents Insurance, and Electronic Equipment Insurance. You can buy them as a bundle or separately.

1. Buildings Insurance: Protects your building from damage by fire, flood, burst pipes, or storms.
2. Contents Insurance: Protects your furnishings, fixtures, fittings, personal belongings, trade stock and promotional merchandise, and more.
3. Electronic Equipment Insurance: Protects your laptops, tablets, mobile phones, and cash registers. It covers the cost of recreating your business records, computer records, plans, and designs.

Public Liability Insurance by Aviva

Aviva’s Public Liability Insurance can protect you if claims are made against your business from clients, visitors, or the general public for personal injuries or property damage done to them. This can include coverage for accidental damage, injury, legal expenses, specific trade coverage, and more.

Equipment Breakdown Insurance by Aviva

Equipment Breakdown Insurance offered by Aviva covers important company systems, such as computers, photocopiers, production machinery, A/C and heating units, point-of-sale (POS) systems, and refrigeration equipment. This product is offered in Canada.

Crime Insurance by Aviva

Business owners in Canada should consider getting Aviva’s Crime Insurance to protect their company against the following crimes:

• Employee dishonesty
• Money, securities, and other property
• Counterfeit money and money orders
• Forgery, alteration, credit cards, and automated teller cards
• Electronic fraud and funds-transfer fraud
• Professional fees
• Incoming cheque forgery

Business Vehicle and Van Insurance by Aviva

Aviva offers Business Vehicle and Van insurance for sole traders and companies in the UK. This business auto insurance includes repair and guarantee coverage, up to £500 (about USD $630) in tool coverage, and passenger coverage for your colleagues. Replacement car and van options are available.

Some business vehicle insurance extras include:

• Foreign use coverage
• Protected no-claim discount
• Motor legal
• Courtesy van coverage
• UK breakdown coverage

More Company Insurance Products by Aviva

Businesses and companies in the UK, Canada, and beyond can also benefit from Aviva’s following insurance products:

• Business Health, Protection, and Wellbeing
• Business Health Insurance for 2-249 Employees
• Business Health Insurance for 250+ Employees

Aviva Awards and Accolades

Over the years, Aviva Insurance has acquired a number of awards and accolades that include, but are not limited to:

• Best Group PMI Provider (2017)
• Health Insurance Company of the Year (2017)
• BITC Ageing Workforce Award (2018)
• Best of the Best Insurer at the British Insurance Awards (2019)
• General Insurer of the Year at the British Insurance Awards (2020)
• Best Protection Provider at the Money Marketing Awards (2021)
• PWC’s Building Public Trust Awards (2021 & 2022)

Using a Broker to Get Aviva Insurance

When expats use an insurance broker to get Aviva International health insurance, they gain an intermediary who negotiates with the insurance provider on their behalf, who knows the international insurance market, who can compare plans with other top providers, and who works with them at no charge.

Are you considering going directly to the insurance provider? Here’s why a broker might better serve your needs:

• Brokers are not loyal to any particular insurer: Going directly to an insurer means they’ll recommend only their products and services, which may not necessarily be the best plan out there to meet your needs and budget.
  
  On the contrary, brokers work with a range of different insurers and can give you a tailored plan comparison of all your options on the market.
• Brokers provide a number of value-added services: In addition to helping you find a suitable plan, brokers also tend to help you fill out insurance forms, liaise with insurers, negotiate the best terms, as well as file claims for reimbursement and renew a plan.
  
  This level of support and assistance is particularly important if you’re new to the world of insurance and don’t understand insurance jargon.
• Brokers don’t charge extra: The cost to you is the same as going directly to the insurer! Many insurers rely on brokers to help them sell their insurance products, so they don’t tend to offer any extra discounts or lower premiums if you go directly to them.
  
  As such, it makes sense to go to a broker as you’ll pay the same amount AND benefit from the aforementioned impartial advice and value-added services!

Pacific Prime is a leading global insurance broker that has helped over one million global travelers secure health insurance.

We know insurance, and we know expats.

Learn more about how Pacific Prime can benefit you and help you secure the best insurance for your needs and budget.

Compare Aviva Insurance Quotes

As you search for the best international insurance plans for your needs, use our health insurance quote comparison tool. It is a unique resource that allows global expats to compare a number of health insurance providers and their plans side by side with estimated quotes.

You can save your favorite quotes and plans on this tool for later reference, and our experts can answer any questions you have about the plans available in your country of residence.

Contact us to get a quote for any of the types of insurance products sold by Aviva.

Frequently Asked Questions

Is Aviva good in the UK?

Aviva Insurance is one of the leading Insurance, Wealth, and Retirement businesses in the UK. They also sell products in Ireland and Canada.

What does Aviva specialize in?

Aviva’s life insurance products are incredibly popular in the UK. They also specialize in car insurance, home insurance, and business property and liability insurance.