Short Term Insurance Plans
Customisable benefits make short term health plans the most sought after and best option for you if you’re going to be spending time overseas. Short term health insurance policies cover you for anywhere between 1 and 12 months, often with an option of turning your policy into a full annual insurance plan after your 12 months are up.
Read MoreArea of Coverage
With a travel insurance policy, you will find that if you need extensive treatment your insurer will try and have you relocated to a medical health facility or hospital back in your home country. This means that you will then be covered under a home insurance plan, and will no longer be receiving treatment through your travel insurer. Conversely, a short term plan lets you choose where and how you can receive treatment. You can remain in the country you’re visiting to receive treatment, visit a neighbouring country with premium quality health facilities or return home for the comfort of familiarity. With a short term health plan the choice is yours.
Benefits
Short Term plans have the highest levels of coverage available and will provide comprehensive protection for the period of time. Get extremely high levels of protection providing coverage for:
| Benefit |
Coverage Limit (USD)
|
| Maximum cover per person per trip |
Unlimited
|
| Hospitalization |
100%
|
| Outpatient treatment by a doctor/specialist |
100%
|
| Prescribed medicines |
100%
|
| Prescribed treatment by a physiotherapist |
$ 2,500
|
| Provisional pain-stilling dental treatment |
$ 200
|
| Ambulance transportation |
100%
|
| Medical evacuation |
100%
|
| Return trip |
100%
|
| Compassionate emergency repatriation |
100%
|
| Next-of-kin accompaniment |
100%
|
| Compassionate emergency visit |
100%
|
| Home transportation of the deceased |
100%
|
| Statutory arrangements in case of death |
100%
|
| Board, lodging and local transport for a person summoned or accompanying the insured, per day |
$ 300
|
Why Not Just Travel Insurance?
A travel insurance policy has much lower levels of coverage than a short term health insurance policy. Travel insurance policies typically cover you for limited in-patient treatment, and exclude any treatments for pre-existing conditions. While the extent of coverage differs based on the specific travel insurance plan you choose, a short term health insurance policy provides you with many more options, and a much more extensive range of coverage choices due to the ability to customise the plans.
Travel Insurance
If your plans for travel will be less than three months, Travel Insurance may be the best option for you. If you are looking to find insurance for that short period of time, please click below.
Get A Travel Quote
Getting the best travel insurance
Travel insurance benefits, limits, and exclusions can vary significantly from plan to plan. Taking the time to learn these differences, as well as what type of plan best fits your needs, will help give you maximum peace of mind when travelling overseas.
