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Individual Health Insurance


Individual Health Insurance
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Personalised Health Plans
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Individual Health Insurance Plans

An individual health insurance plan guarantees that you will have access to the best medical treatment options available, without having to worry about the costs, no matter where in the world you are. Our medical plans are entirely customisable(especially for expats), meaning they can be tailored to suit your personal needs. Choose between hundreds of plans from the best insurers worldwide through Pacific Prime.

Pacific Prime is the leading provider of locally compliant international health insurance. Our highly trained advisors are experts at finding you insurance solutions if you are an expat and can explain your health cover to you so that you understand all the necessary details. All we need to know is where you live and your age and we can get started.

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Individual Plans

We will explain the key benefits for individuals and how each part of a plan can be modified, added or removed based on your requirements. We help you find the right international health insurance by evaluating your lifestyle and designing a health insurance plan that suits you best.

Cover for Specific Activities

Cover for specific activities such as various sports, skydiving and even bungee jumping, will be available under an individual international health insurance plan.

Top-Up Plans

If your company insurance policy doesn’t cover you for everything you need coverage for, top up plans are available to make up the difference. You can take out individual top up plans for dental insurance, optical insurance, maternity insurance and more.

Direct Billing

Several plans can offer you direct billing. This means that your insurer will pay your medical costs directly to the hospital at no initial cost to you. You won’t need to worry about paying up-front for any treatments, or having to claim back the money with your insurer later on. If you are interested in letting your insurer handle all the bills directly, talk to us about direct billing networks.

Demonstrating Flexibility

Each health insurance plan from Pacific Prime can be readily tailored to include very specific areas of insurance. Coverage can range from something as serious as chronic conditions, to short term travel or maternity cover.

Inpatient Outpatient Cover

An in-patient only plan would allow for a lower premium but would still cover you in emergencies for hospitalization and surgery costs. We can also include a deductible (excess) to keep your premiums low. If you would like out-patient cover, or more extensive in-patient cover there are plans available.

Renewable Policies

You can get individual international insurance plans that are guaranteed renewable, meaning that medical costs continue to be covered by the insurer for your whole life.

Calculating Premiums

Individual International health insurance premiums are not dependant on nationality or occupation but are instead based on your country of residence and your age. Other factors we will take into account include your desired benefits and area of coverage.

Established Insurer Relationship

Pacific Prime has developed long standing relationships with several major health insurers, allowing for reduced rates when compared to dealing with the insurer directly.

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Insurance Inflation - 2017
Insurance Inflation - 2017
View our latest report on IPMI inflation