Dental Health Insurance
Insufficient dental cover can prove to be very expensive as the cost of dental treatment in most countries is very high. Some employers do offer a dental cover plan to their employees, but this is usually to a very low level.
Dental Plans
Insurance companies normally offer two levels of dental cover:
Routine Dental Treatment
Dental cover under this option includes:
- Consultations& Examinations
- Tooth Cleaning
- X-rays
- Local anesthesia
- Simple Fillings
- Root Canal Treatment
- Emergency Treatment
- Occlusion bar
Major Dental Treatment
Almost all major dental problems are covered under this option, including but not limited to, the following treatments:
- Tooth Adjustment
- Periondontitis Treatment
- Gingivitis Treatment
- Bridgework and Repairs
- Temporary Crowns, Porcelain Crowns and Gold Jackets
- Membrane Treatment
- Root Scaling
Waiting Period
Insurance Companies normally have a waiting period before they will accept any claims for treatments. This period can vary between individual health insurance companies and it is important to check the specific conditions when considering dental coverage, but typically waiting periods last 10-12 months. This prevents insurers having to pay for dental treatment that you know you will need straight after joining a policy.
Previous Treatment
Most people have undergone simple treatments such as dental fillings, tooth cleaning and root treatments before. It is therefore extremely rare for someone not to have any dental pre-existing conditions, which is why almost all insurers accept them in the cover. Contact Us for any more details about dental plans.
