What do the best global insurance plans cover?
Global insurance plans make it possible for you to receive coverage regardless of where you are located. The following benefits are typically offered by global health insurance policies:
As an expat, it’s likely that you and your family are always traveling between your country of residence and your home country. What’s more, your job or lifestyle may require you to travel on a regular basis. Whatever the reasons for your travels, global insurance will provide international coverage for medical treatments in any location.
Global health insurance offers both inpatient and outpatient coverage. Our expert insurance providers will also guide you in choosing your level of benefits coverage based on your needs, from a wide selection of insurers. Additional benefits can be added to the plan, such as:
- Pre-existing condition coverage
- Maternity care
- Dental care
- Newborn child care
- Vision care
- Emergency evacuation
Around-the-clock customer service
Whether you need to file a claim or ask a question, you’ll be able to get in touch with our customer service 24/7 either online or by phone.
With direct billing, you no longer have to spend time filing claims or making hefty out-of-pocket payments after a hospital visit. Instead, the hospital in the network bills your medical fees directly to your insurance provider.
All global health insurance policies sold by Pacific Prime are guaranteed renewable, which means that once you have taken out your global insurance plan, you can renew your policy under any circumstances. Naturally, premiums will rise with each renewal, but they will usually only increase with the average rate.
How much can you expect to pay for global medical insurance?
There are many variables that determine the cost of global medical insurance policies. A global insurance policy will normally calculate the annual policy premium based on factors such as:
- Your age
- The geographical area of coverage
- The level of coverage chosen
- Any excesses or deductibles in force
For most global health insurance plans, you will be given a choice in regard to the geographical area that you would like to receive coverage in. This choice tends to include two options:
- Worldwide (excluding the U.S.)
The reason behind the options is that the U.S. has the highest average medical costs in the world, making medical treatment in the country more expensive than many other countries. Therefore, choosing a plan that excludes coverage in the U.S. typically results in a lower overall plan premium.
Unlike most domestic health insurance options, the global medical insurance plans provided by Pacific Prime are not a one-size-fits-all solution. Our expert consultants work closely with you to make sure that your policy offers the ideal level of coverage you need and will ensure the plan matches your life goals for years to come - often making each and every plan unique to the person who purchases it.
Learn about the cost of global health insurance
How do I find the best global health insurance plan?
Thanks to our well-established relationships with the leading health insurance companies across the globe, we are able to provide a wide range of quality global health insurance plan options. Pacific Prime is your one-stop-shop for the best global health insurance plan on the market. Regardless of your needs or budget, Pacific Prime is ready to go above and beyond to help you find the right plan, and customize it if necessary.