Qatar Medical Insurance News
Qatar, which has been ruled by the Al-Thani family since the mid 1800’s, was originally a poor British protectorate known for mainly its notorious pearling industry. Qatar gained independence from Britain in 3rd of September 1971. During the 1980’s, even though Qatar was collecting large amounts of oil revenue, its economy was in poor form. In the past Qatar’s healthcare facilities were limited and of very poor standard due to the problems in the economy, social unrest and political instability. These problems were mainly fuelled by conflicts in and around the Middle East.
However in recent times Qatar has been able to sort out its economic, social, and political problems and as such the economy, driven by oil and gas revenues, has seen unprecedented growth rates of 8.4% in GDP. This has lead to the springing up of numerous amounts of health facilities and hospitals in and around Doha, the Qatari capital. Surprisingly Qatar only spends as much as 1.9% of its GDP on healthcare, in comparison with the U.S which spends 8.1% of GDP, however due to its small population in regards to the purchasing parity of its GDP; this is enough to meet the needs of the Qatari people. Every Qatari citizen can expect to be covered by the national public health plan offered by the Hamad Medical Corporation. A company which has recently formed partnerships with well established western medical centers such as the University of Pittsburgh Medical Center and also the world renowned hospital for sick children, in Toronto. Recently the Hamad Medical Corporation and the Qatari government have been working close together to implement the “health for all” initiative pledged to the people by the government. However this service is not extended to foreigners.
Supply to the high quality medical facilities is limited in Qatar, and as medical inflation is on a constant upwards spiral; it is costly for those not covered under the public national health plan. Therefore it is highly recommended that you take out health insurance, as failure to be covered by insurance can result in you paying for your treatment on the spot, which can be very expensive.
One statistic that highlights how well Qatar is doing in comparison to its Middle Eastern neighbors, is its life expectancy of 75.19; which over the last decade, has been constantly rising in sync with Qatar’s economy boom. This is well ahead of the world average of 66.12 years, and other Arab nations around the Middle East. Qatar ranks third for life expectancy in its region, closely behind Saudi Arabia and the UAE. In Qatar most communicable diseases, such as Tuberculosis, have all but since been eradicated and the risk is minimal, due to the high level of quality health care offered.
Even though there is minimal risk of catching any communicable diseases and visitors rarely fall sick in Qatar, the main type of health care claim taking out by expatriates and visitors to Qatar is that of emergency traffic accidents. This is due to the fact that in Qatar minor road accidents are very common and that there are two major road hazards. One being the general lack of cautiousness shown towards pedestrians by intolerant local drivers. This type of claim is fairly common as speed limits are high and road discipline is of poor quality. The other road hazard being soft pockets of sand and sabkha (salt flats) around the coast and in the interior which may not be apparent until it is too late. This can lead to car crashes and being stranded, as passing cars can be infrequent. It is recommended that you carry water, tow rope, jack and a spare tire as you never know when this accident might strike.
Health insurance plans that we can offer you can give you comprehensive coverage no matter where you may be or when the unfortunate strikes. These plans will typically be guaranteed renewable for life, giving you the assurance that no matter what happens you will always have the quality treatment that you deserve. Policies usually offer you a number of additional benefits including coverage for out-patient treatment, maternity, dental, specialist consultations, alternative therapies, complimentary medicines, and emergency treatment, should the need to use any of these benefits arise.