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  Pakistan Health Insurance

Locally compliant international medical insurance for those living or working in Pakistan. Customized Pakistan health insurance plans and quotes available.

    • Pakistan Medical Insurance News

      India gained its independence from Britain in 1947. That same year the large Muslim population of the country separated from the Hindu dominated nation of India and created an Islamic state in the form of Pakistan. The formation of Pakistan lead to tension with the Hindu nation of India, and since 1947 the two countries have experienced frequent conflicts with each other, mainly over the disputed Kashmir territory. In 1971 eastern Pakistan severed all ties with Western Pakistan and became Bangladesh (a second predominantly Muslim nation in the Indian subcontinent). In 1998 both India and Pakistan announced that they had fully functional nuclear weapons programs; this has done little to ease the tensions between the two countries, however, in recent years there has been a large amount of forward movement in terms of diplomacy and cooperation between both India and Pakistan.

      Since 2002, modern day Pakistan (so named because it incorporated the 5 northern provinces of British India, comprising Punjab, Afghania, Kashmir, Sindh, and Baluchistan), has experienced high levels of economic, military, and social growth. In the aftermath of the US-Afghanistan war, Pakistan has strengthened its relations with the USA, and as a direct consequence of this has attracted a large number of foreign investors and increased investment in almost every sector of the economy. In the modern world Pakistan plays a very important role in the development of the Asian region. Recent wide-ranging economic reforms have helped the Pakistani economy to become one of the fastest growing in the South Asian region. Coupled with the country's technological achievements, such as the construction of the world's fifth largest dam or its strong nuclear power program, these economic gains have helped to stabilize what was once seen as a large investment risk.

      Pakistan is the sight of some of the earliest human settlements, and the country has as rich a history as it's neighbor India. Pakistan also has some of extraordinary landscapes in Asia, and as such welcomes millions of tourists every year. Out-side of this extremely strong tourist industry, the recent gains achieved in the economy have attracted a large number of foreign national to relocate to the country on a permanent basis. This has, in turn, had a significant impact on the Pakistani economy, and has allowed it to grow even further.

      It should be noted, however, that there is frequent sectarian tension (and sometime even violence) throughout the nation. The US lead war in Afghanistan has forced large numbers of Al-Qaeda linked insurgents into the country and this has resulted in heightened foreign tensions, especially with the USA, as Pakistan has refused to let the American military operate on its soil. Because of frequent issues revolving around violence many foreign nationals who are traveling or relocating to Pakistan often have extreme concerns about the state of the country's healthcare system.

      Pakistan has an extremely robust healthcare system. As an extremely active member of the United Nations, Pakistan is committed to following and modeling its own social service systems after those recommended by the UN. This has lead to Pakistan having an extremely comprehensive medical system, and the country is able to offer some of the highest quality medical treatment in the South Asian region. With a mixture of both public, and private medical facilities, the healthcare system in Pakistan is able to deliver a wide range of medical options. It should be noted, however, that due to the country's ongoing state of struggle with India, and the prevalence of natural disasters, such as earthquakes, there can times when the healthcare system is placed under large amounts of strain.

      We can offer comprehensive Pakistan expat health insurance plans to individuals or families that are traveling to or working in Pakistan. The plans that we can offer will allow you to visit the highest quality healthcare facilities in the country where you will be able to receive the quality medical treatment that you deserve. Plans are guaranteed renewable for life and are globally portable. This means that even if you should leave Pakistan and relocate to a new country, your plan will travel with you and continue to provide you and your loved ones with the quality coverage that you require. For more information about Pakistan health insurance, or to receive a free quote, please contact one of our expert advisers today.

  • Pakistan Travel Tips

    It can be difficult to adjust to a new country; it is for this reason that we have provided details on the various local laws and customs that foreign nationals are expected to follow. We have also provided some general travel information so that you know what to expect when you arrive in the country. Please be advised that the following information is liable to change without notice and that you should obtain up to date advice from a travel expert or your government before departing your home country.

    Due to the ongoing conflict in Afghanistan there is a high threat of terrorism against foreign nationals in Pakistan. Travelers should avoid large groups and gatherings, and take care not to get involved in any kind of social protest.

    While resident in, or traveling through Pakistan, you should remain alert for any government announcements pertaining to civil unrest or terrorist acts and follow official directions accordingly.

    There is a high incidence of crime in Pakistan, especially in the major cities of Islamabad and Karachi. The most common type of crimes against foreign nationals include cases of petty theft involving passports and wallets, armed car robbery, kidnappings, and murders. Foreign nationals should be aware of their potential risk as political statements while in the country.

    Pakistan is a predominately Muslim country. As such many of the local laws and customs are based on the Muslim faith. Visitors and foreign nationals are expected to dress modestly and respect all Muslim customs and behaviors, especially during the holy month of Ramadan.

    Pork products and Alcohol are not allowed to be imported to Pakistan unless previously approved by the Pakistani government. Homosexuality and Co-habitation by unmarried couples are illegal. These offences can be punished with long term prison terms.
    All drugs are illegal in Pakistan. Even possessing small amounts of a narcotic substance can lead to severe penalties. It is important that you do not become involved with drugs during your stay in the country.

    For males, if you or your father were born in Pakistan, even if you do not hold a Pakistani passport, or consider yourself to be a Pakistani national, you may be considered a "Pakistani" by the local authorities. This can mean that you are liable for military service and that the full range of local laws are applicable in your specific case. Please consult your government before traveling to Pakistan if this is the case in your situation.

    Foreign nationals and visitors to Pakistan are advised not to take pictures of military instillations, airports, or any "sensitive" infrastructure (including bridges, dams, or train stations). In the past visitors to Pakistan have been accused of spying for taking photographs of these types of places. If you wish to take a picture of a ¡§sensitive¡¨ area you should first obtain permission from an official. Try not to take photographs in Pakistan's outlying border areas.

    Most foreign nationals require a Visa to enter Pakistan. Visa's are only issued on passports that have more than 6 months currency when entering the country. Journalist visas will usually have additional restrictions to a tourist visa, you should fully understand your travel limitations in these cases. It is important to note that Visa violations are treated as a serious criminal offence.

    For more information about a quality international health insurance plan, to receive a free comprehensive quote, or to speak to one of our expert advisers, please click here.

  • About Pakistan

    Pakistan is a country located in South Asia famous for its awe inspiring mountains and its generous population. In recent years more and more foreign nationals have relocated to the country on a permanent basis. In order to help you better understand the country we have provided some general information about Pakistan. Please be advised that the information below is liable to change without warning and that you should consult a professional for further data.

    Official Name: The Islamic Republic of Pakistan. Also known as Pakistan or Jamhuryat Islami Pakistan. The Country was so named as it incorporated the former Indian provinces of Punjab, Afghania, Kasmir, Sindh, and Baluchistan. Pakistan means “Land of the Pure” in Urdu, Sindhi, and Persian.

    Capital: The capital of Pakistan is Islamabad; however the largest city in the country is Karachi.

    Location: Pakistan is located in Southern Asia . The nation shares land borders with Iran, Afghanistan, China, and India. Pakistan also borders the Arabian sea.

    Size: Pakistan occupies a total area of 803,940 Sq Km. In comparative terms this makes the country almost twice the size of the US state of California.

    Climate: The geography of Pakistan is extremely diverse, this in turn makes the country home to many different (and almost contradictory) climates. Typically the country experiences very hot weather in the middle of the year (especially in the desert regions) but can be extremely cold from December through January. Typically, the southern costal regions experience the mildest climates.

    Population: Pakistan has a total population of approximately 164.74 Million people. This ranks Pakistan as the 53 rd most densely populated country in the world.

    Life expectancy at birth: There is a total life expectancy at birth of 63.75 years in Pakistan. This low number reflects the high levels of social imbalance in the country as well as a severe lack in basic healthcare services.

    Prevalence of HIV/AIDS: Approximately 74,000 people in Pakistan are living With HIV/Aids. This is equivalent to less than 0.1% of the total population.

    Major illnesses: The risk of disease in Pakistan is extremely high due to a number of natural disasters and social problems sanitation and basic healthcare is not of a high standard. Disease risks in Pakistan include, bacterial diarrhea, Hepatitis A through E, Typhoid fever, Dengue fever, Malaria, Rabies, and Polio. There have been cases of Bird Flu reported in remote areas, and the H5N1 virus remains a severe health threat. All residents of Pakistan are advised to be aware of all the potential health threats and take the necessary precautions.

    Ethnic Groups: Because Pakistan incorporated a number of different provinces it is home to a myriad of different ethnic groups. The primary ethnicities in Pakistan include Punjabi, Sindhi, Pashtun (Pathan), Baloch, and the Muhajir (immigrants from India who were living in the Area of Pakistan at the time of partition).

    Languages: As is expected of a nation with such a rich cultural identity there are many languages spoken throughout the country. English is the official lingua franca of Pakistan and is spoken by the upper class and most government ministries. Urdu is also an official language of Pakistan and is spoken by 8% of the total population. The other major languages in Pakistan include Punjabi (48%), Sindhi (12%), Siraiki (10%), Pashtu (8%), Balochi (3%), Hindko (2%), Brahui (1%), Burushaski and other (8%).

    Religion: The primary religion of Pakistan is Islam, which is practiced by approximately 97% of the population. Of the practicing Muslims approximately 77% are Sunni's and 20% Shi'a. All other religions (Christian Sects, Hindu, etc.) make up approximately 3% of the population.

    Government: Pakistan is a Federal Republic. This is a system of government which allows each individual province, or state, to independently govern itself under a set of national guidelines or legislations. Other notable nations that have a federal republic system of government include the USA and India.

    Head of State: President Asif Ali Zardari. President Musharraf also holds the title Chief Executive and is largely responsible for all executive decisions in the country. This has lead to many other government positions being seen as “ceremonial”.

    Head of Government: Prime Minister Yousaf Raza Gillani. This is largely a ceremonial position. Since President Musharraf came to power the office of the prime minister has no real authority.

    Military: Due to the ongoing tensions between India and Pakistan , Pakistan has spent a significant amount of its total GDP (approximately 3.2% a year) on military buildup. This has lead to Pakistan having one of the largest military forces in the region. In addition to this Pakistan is a nuclear power and has the ability to launch missiles equipped with nuclear warheads. The Pakistani military is a major player in United Nation's peace keeping forces, and along with India , has provided more UN peace keepers than any other 2 nations.

    Economy: Pakistan is seen throughout the world as an underdeveloped and impoverished country. However, in recent years a number of executive reforms have improved the state of the country's economy and have helped the development of economy. Poverty levels across the nation have decreased by almost 10% a year since 2001, this has helped take the strain off the nations social service infrastructure and has allowed the Pakistani government to focus its time and resources on creating schemes that will attract foreign investment to the country. The biggest concern that many overseas businesses and investors have in regards to Pakistan's economy are the high levels of inflation that have been realized since the 2005 earthquake, however with increased interest rates and stable income from the Tourism and Manufacturing industries, there is renewed confidence that the Pakistani economy has a large amount of potential.

    GDP: Pakistan has a Purchasing Power parity of US$437.5 Billion and an official GDP of US$124 billion. This ranks Pakistan as the 43 rd richest country in the world.

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