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Oman Health Insurance

Medical insurance for those living or working in Oman. Customized Oman health insurance plans and quotes available.

Health insurance in Oman

Located on the Arabian Peninsula’s southeastern coast, Oman is recognized for its rich heritage and diverse landscape. While many expats visit the capital city of Muscat for a beach holiday, the country boasts other attractions and opportunities for adventure, such as scuba diving, desert camps, and turtle hatching. 

If you plan on visiting or living in Oman, you should think about getting the right health insurance plan to help cover medical costs. Pacific Prime can help you find the right plan for your needs and budget. Click below to get a free quote or keep reading to find out more about health insurance in Oman. 

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Overview of healthcare in Oman

Oman’s healthcare system is good quality, though expats don’t have subsidized access to it as the locals do. Therefore, it’s recommended for any foreigners to secure private health insurance. As one of several modernization policies, Oman has made significant advancements in areas of health such as sanitization, access to drinking water, and reduction of infectious diseases. Infectious diseases, such as measles and typhoid, are almost eradicated, despite being common in the past. 

Nowadays, Oman has a high-quality healthcare network in both the public and private sectors, which either equal or exceed Western standards. Muscat is home to most hospitals, though you’ll still find good medical coverage in the rest of the country. In fact, you’ll find at least one healthcare center within a five-kilometer radius. 

The public health system in Oman

While nationals have subsidized access to health insurance in Oman, the same does not apply to expats. Expats may get free access to public healthcare during emergencies or cases where they are referred by a health center. Ambulance fees are charged to you, along with public hospital fees for admissions and stays. 

You’ll also need to pay for all medical bills immediately. Effectively January 1, 2018, all public hospital payments must be paid by card. Therefore, it’s crucial for expats to secure health insurance in Oman for both public and private institutions. 

Oman’s private healthcare

Since public healthcare is not free for expats, many opt for private healthcare instead. Unlike long waiting lists in the public sector, private institutions often have walk-in clinics that allow you to see a doctor right away. Private sector facilities are generally more comfortable, and the medical professionals usually speak English as well. However, private care can be costly and medical bills need to be paid immediately, which is why it’s advisable to purchase expat health insurance in Oman.

How to find the best private health insurance in Oman

The ideal health insurance plan in Oman will vary from person to person, since everyone has different needs and budgets. Some important aspects to consider when purchasing health insurance include your age, your medical history, and your medical cover needs. Luckily, Pacific Prime can consult and find the best insurance plan for your unique requirements. 

We offer a wide range of healthcare plans and travel insurance policies, along with benefit package options including inpatient, outpatient, dental, maternity, and specialist consultations. Contact our team of expert advisors today to receive a free quote and enjoy the peace of mind that our health insurance plans have to offer. 

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