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Bahrain Health Insurance and Healthcare Overview
If you are moving or traveling to Bahrain, you will certainly have many questions concerning their national medical insurance scheme and their healthcare system. This short guide below offers a sensory compendium of useful healthcare and insurance knowledge in Bahrain. Read on to learn more, or click the button below to obtain a no-obligation, free quote.
Recommended International Health Insurance Plans for Expatriates Living in Bahrain
Bupa Global International Private Health Insurance
- Extensive Network of Providers
- Direct Billing Options
- 24/7 Medical Help via Global Virtual Care
- Lifetime Renewal Options
- Maximum Annual limit up to USD $4,764,300
Cigna Global Insurance Plan
- Worldwide Coverage (excluding the US)
- Access to Cigna’s trusted network of hospitals and doctors
- Numerous Deductible Options
- 24/7 Customer Support
- 4 Core Insurance Plans
The Bahrain Healthcare System
The types of healthcare facilities found within Bahrain include public, private, and military. The quality of healthcare provided by facilities in Bahrain is generally high, or at least equal to that in the United States and Western Europe. All Bahraini cities and major towns have at least one modern hospital, with highly trained staff and state-of-the-art equipment. Some poorer towns may have older facilities but are still ample to provide acceptable care for your medical needs.
Since the healthcare costs for non-Bahraini citizens are expensive, you should secure a private health insurance policy to cover the potential medical expenses. It is also vital to ensure that your health insurance plan covers emergency evacuation. Doing so guarantees coverage in the event that you are seriously ill and require transportation to another country for treatment. The benefit of emergency evacuation can protect you from the exorbitant financial burden.
Healthcare facilities
The country has 24 health centers, three clinics, a multidisciplinary medical facility (Salmaniya Medical Complex), a psychiatric hospital, a geriatric hospital, and four birthing centers. Some of Bahrain's more well-known medical facilities include the International Hospital of Bahrain, the American Mission Hospital, and the Bahrain Specialist Hospital.
Opening hours and language spoken
Hospitals and major clinics are open 24 hours a day and provide service on a first-come, first-served basis. Both Arabic and English are spoken throughout these facilities, with English being standard within private facilities because roughly 25% of the population are expats and they routinely treat foreign patients.
Comfort and amenities
With a wide variety of facilities available for both Bahraini nationals and expats, overcrowding is rarely an issue. That being said, private healthcare facilities offer greater amenities as you will generally be treated in a single room rather than a ward. Meanwhile, some higher-end private hospitals offer care of a 5-star hotel standard but that, of course, comes with a steeper price tag.
Health insurance in Bahrain for foreigners
Bahrain has newly introduced mandatory health insurance schemes for all its citizens, as well as for expats and certain visitors. This law requires all Bahraini citizens, residents, and certain visitors to pay monthly contributions to a health insurance fund in order to access health services in public and private hospitals and health centers.
The government will be responsible for Bahraini contributions for compulsory health insurance, while employers will take care of financing those of expat residents. Through this dedicated health insurance fund, Bahraini nationals can access voluntary health insurance packages, which cover 60% of the costs of private sector hospitals or facilities. Foreign visitors will also be covered for emergency healthcare but the cost of visas will increase as a result.
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Private health insurance in Bahrain
If you are an expat who is not working within Bahrain, or if you would like to get more comprehensive benefits, you can secure a private health insurance plan. The Bahrain health insurance plan that we can offer will afford you a number of coverage benefits including:
- Inpatient or hospitalization insurance
- Outpatient insurance
- Riders such as dental, vision, and maternity coverage
- Emergency evacuation
- Worldwide coverage, if you opt for an international health insurance plan
The cost of health insurance in Bahrain
If you are wondering what the average health insurance premium in Bahrain is, you can give our Cost of International Health Insurance Report 2020-2021 a read. According to the report, individuals and families in Bahrain can expect to fork out USD $4,461 and USD $12,323 for a plan, respectively. The report also goes further into the various factors driving the cost of international health insurance.
Get Bahrain Health Insurance Quotes
Pacific Prime leverages our over 20 years of experience in the insurance sector and solid relationships with top Bahrain health insurance companies, as well as major international players, to bring to you a wide range of vetted plans. Our insurance consultants also take the time to understand your healthcare needs, provide impartial advice, and help you secure the most appropriate plan for your needs and budgets.
Recommended International Health Insurance Plans for Expatriates Living in Bahrain
Bupa Global International Private Health Insurance
- Extensive Network of Providers
- Direct Billing Options
- 24/7 Medical Help via Global Virtual Care
- Lifetime Renewal Options
- Maximum Annual limit up to USD $4,764,300
Cigna Global Insurance Plan
- Worldwide Coverage (excluding the US)
- Access to Cigna’s trusted network of hospitals and doctors
- Numerous Deductible Options
- 24/7 Customer Support
- 4 Core Insurance Plans
Rest assured, you will also receive a whole host of support services throughout your entire insurance journey. This includes administration assistance, insurer liaison, claims and renewals support, and much more. To learn more about how we can help, feel free to reach out to our team. Or you could also head straight to our online quotation tool by clicking on the button below!
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