Lithuania Medical Insurance
The Republic of Lithuania is located in Eastern Europe, bordering the Baltic Sea, between Latvia and Poland. The country has a total area of 65,200 square kilometers. Lithuania shares boundaries with Latvia on the North and North East, Belarus on the South and South East, Poland on the South West, Russia-Kaliningrad on the West, and the Baltic Sea on the North West. Lithuania's capital city, Vilnius, is located in the southeastern part of the country, is one of Europe's most enchanting cities, owing in large part to its Baroque old town.
Lithuania has a climate mid-way between maritime and continental. The annual mean temperature is around 6°C. The mean temperature for January, the coldest month, is about −5 °C while July, the warmest month has an average temperature of about 17°C. Lithuania is a land of castles, lakes, and forests. Its landscape consists of vast plains parted by hills and sand dunes along the Baltic shore. This is also a country full of colourful history. Lithuanian culture was preserved in villages and farmsteads, and the country remains extraordinarily rich in folk art, rural festivals, and traditional song. Lithuania gained its independence after the collapse of the Soviet Union in 1991.
Lithuania has inherited a model of healthcare provision typical for the former Soviet Union. The model was over-centralised, and it offered little choice to patients or respect for patients’ rights. The Lithuanian healthcare system has gone through rapid reform during the last decade. The current healthcare system in Lithuania consists of both public and private sectors. Free state-funded healthcare is provided to all Lithuanian citizens and registered long-term residents. Private healthcare is also available in the country. Medical professionals in the country are very well trained.
The Ministry of Health is responsible for the healthcare system in Lithuania. Their scope of work includes implementing government policy, preparing drafts of legal acts, adopting legal acts within its authority and providing authorisation and licenses for the medical and pharmaceutical industry. It also oversees the State Patient Fund (SPF) and the Territorial Patient Funds (TPF). The State fund covers most medical services including treatment by specialists, hospitalisation, prescriptions, pregnancy and childbirth and rehabilitation. All medical treatments are free of charge.
The State healthcare system is funded from revenue created through State and social insurance activity as well as by contributions from employers and employees. It is the responsibility of the employers to register all new employees with the health insurance fund when they first started working with the company. Dependents of employed family members are covered by the public healthcare system. The unemployed, pensioners, people on a long-term sickness benefits or women who are currently on maternity leave do not have to contribute to the healthcare fund. People, who are self-employed, are required to make their own contributions towards the healthcare fund.
Private healthcare is available in Lithuania, however, due to the higher costs associated with private medical care only a small group of people can afford treatments in this sector. People who can afford private healthcare either pay out-of-pocket for healthcare services rendered or they may purchase private medical insurance to take care of the medical costs incurred.
Compared to other developed countries, Lithuania actually has a high number of General Practitioners (GPs) in the country. Doctors are the first point of contact with the Lithuanian healthcare system. Patients can choose to register with any doctor of their choice. However, in order to ensure that their treatment is covered by public healthcare, patients should make sure that their chosen doctor is contracted into the TPF scheme, otherwise, patients are responsible for paying for all the costs of treatments out of their own pocket.
GPs are responsible for prescribing drugs, treating acute and chronic illnesses, and providing preventive care and health education to the general population of Lithuania. Healthcare centres in Lithuania provide primarily outpatient care and a wide range of specialist services. Medical services offered by healthcare centres include, but are not limited to, general practice, maternity care, child healthcare, and dental care. Health centres are staffed with qualified doctors and medical professionals.
Like in any system, there are always some issues. There is a high rate of corruption within the public healthcare system, which makes it rather ineffective. The total job satisfaction of doctors working at primary healthcare in Lithuania is relatively low. The key factors include poor compensation, low social status, and heavy workload, which has resulted a high turnover of physicians in Lithuania. The standard of the healthcare in the country is not quite on par with the standard that some foreigners are used to at their home country and the system may require more investment. If you are looking for peace-of-mind knowing that medical costs will be covered in case of an accident or illness for yourself and your family while travelling to Lithuania, purchasing a comprehensive travel insurance or an expat medical insurance plan will be the optimal solution for you. This will cover any overseas medical costs, including medical evacuation in the event of a serious illness or accident.
We offer a wide range of policies to meet your individual needs, including benefits such as dental, maternity, inpatient, outpatient, specialist consultations, and many others. Contact our professional advisers today to enjoy full insurance protection such as an Health Insurance Plan for yourself and your family.