Health insurance in Uruguay
Whether you’re thinking about traveling to or are already living in Uruguay, getting the right health insurance plan can help cover medical costs while you’re in the area. Pacific Prime can help you find the right plan for your needs, and within your budget. Click below to get a free quote or keep reading to find out more about health insurance in Uruguay.
Overview of healthcare in Uruguay
When the name “Uruguay” comes up, healthcare usually isn’t one of the first things that people think of. However, the nation has played an important part in the development of healthcare standards in South America. Many countries have also taken after Uruguay’s exceptional healthcare system.
Public and private healthcare in Uruguay
Uruguay’s healthcare system is made up of two sectors: government-run public hospitals and privately-owned hospitals.
When it comes to selecting their healthcare providers, many choose the Mutualista healthcare option, which is an affordable private hospital membership plan. With these plans, an individual could pay around USD $100 per month to access services in the private sector. Mutualistas often provide discounts on medications as well. Unlike health insurance, Uruguay’s Mutualista system does not have deductibles or a lifetime cap.
Wealthier individuals tend to go for the Mutualista plans due to the difference in standard. However, the country’s public hospitals still offer good levels of care. In fact, many public hospitals even provide specialized treatments.
Uruguay’s public healthcare system, or the Administracion de Los Servicios de Salud del Estado (ASSE), is similar to Mutualista plans. The key difference is that poor, low-income patients do not need to pay for medical care. Additionally, the public sector provides broad access to individuals with pre-existing conditions and the elderly. Any person with an Uruguayan ID card can access the public healthcare system.
The combination of the public and private sectors results in a wide variety of healthcare options for citizens and expats alike.
Uruguay health-related travel advice
Hospitals in Uruguay have a large selection of medical drugs, making it easy to get the medications needed. In addition, the healthcare system provides mobile medical services to help those who have trouble leaving the house.
With Spanish being the main language spoken in Uruguay, it’s unlikely that you’ll receive service in English at most hospitals. It’s best to have a Spanish speaker or translator with you when you’re seeking medical services.
Most tourists and expats in Uruguay go to the British Hospital in Montevideo since it’s considered the top healthcare facility in the country and has English-speaking staff. Another popular medical facility amongst expats is Asociacion Espanola.
While expats and tourists in Uruguay can benefit from the Mutualista, a healthcare insurance policy tends to be the recommended option.
How to find the best private health insurance in Uruguay
Purchasing the right healthcare plan can ensure all your medical costs are taken care of. International health insurance plans are usually ideal for expats since they provide coverage in Uruguay and around the world. What’s more, medical costs can only be reimbursed if you have an international health insurance policy.
If you plan on staying in Uruguay for a short period of time, you can also purchase a short-term health insurance plan. If you’re always traveling, on the other hand, securing a comprehensive policy that covers various medical expenses is advisable. Speak to a reputable insurance broker such as Pacific Prime before deciding which insurance plan you’re going to buy. With more than two decades of experience in the industry, we’ll make your choice is the right one.