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Antigua and Barbuda Health Insurance for Expats

Looking for expat health insurance for Antigua and Barbuda? Learn more about which insurance providers offer comprehensive plans for the islands here.

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International Health Insurance for Expats in Antigua and Barbuda 

Expats moving to or visiting Antigua and Barbuda should secure international health insurance to protect themselves while in the islands. Due to the remote location, health insurance and medical evacuation coverage are essential for island visitors. 

Are you an expat or traveler in Antigua and Barbuda who wants to learn more about your health insurance options in the islands? The insurance experts at Pacific Prime have prepared this comprehensive guide for all expats and foreigners in Antigua and Barbuda. 

We will discuss the country’s healthcare system, international health insurance providers, and more. We will also share resources for visitors on the island. Keep reading to learn more, or click here for a free health insurance quote!   

Recommended International Health Insurance Plans for Expatriates Living in Antigua and Barbuda

Cigna Global Insurance Plan

  • Worldwide Coverage (excluding the US)
  • Access to Cigna's trusted network of hospitals and doctors
  • Numerous Deductible Options
  • 24/7 Customer Support
  • 4 Core Insurance Plans
Plan Details

Allianz Care Health Insurance

  • World-leading Health Insurance Provider for Expats
  • Extensive Network With Over 1.9 Million Medical Providers
  • Quick and Efficient Claims Process
  • Maximum Plan benefit up to USD $5,000,000
Plan Details

The Healthcare System in Antigua and Barbuda

The Antigua and Barbuda healthcare system is small and comprises one major hospital and private and public clinics. The healthcare system is mainly financed through the government, with healthcare services offered mostly for free to legal residents through the Medical Benefits Scheme. 

Antigua and Barbuda Public Hospitals: Sir Lester Bird Medical Centre

The one major hospital is Sir Lester Bird Medical Centre, formerly known as Mount St. John’s Medical Centre. It is located in the capital of Antigua, St. John’s. The medical center offers 185 beds and is accredited by the Caribbean Medical Council Association.  

Some of the specialties offered in the hospital are:

  • Cardiology
  • Urology
  • Ophthalmology
  • Oncology
  • Nephrology and more 

The contact details for Sir Lester Bird Medical Center are as listed below: 

  • Address: Michael's Mount, St. John's, Antigua & Barbuda, W.I.
  • Phone: +1 (268) 484 2700
  • Email: [email protected]

Antigua and Barbuda Private Hospitals

Antigua and Barbuda offer several different private clinics and medical centers for locals and expats in the islands. The contact details for these locations are as listed below: 

Adelin Medical Centre

  • Address: 45P3+79R, Fort Rd, St John's, Antigua & Barbuda
  • Phone: +1 268-462-0866

Winter's Medical Centre

  • Address: 45M3+JM9, Fort Rd, St John's, Antigua & Barbuda
  • Phone: +1 268-562-1977

Bowen Medical Urgent Care

  • Address: 4 Village Walk Shopping Centre Friars Hill Road, Antigua & Barbuda
  • Phone: +1 268-562-6705

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Private Health Insurance in Antigua and Barbuda for Expats

Private health insurance offers financial protection against unexpected medical events and grants expats access to private healthcare facilities in Antigua and Barbuda and the rest of the Caribbean. Without a public health insurance scheme for expats, private health insurance is essential.

Private health insurance can cover a variety of healthcare services, such as: 

  • Inpatient and day-patient treatment
  • Surgical costs
  • Physician visits
  • Mental health treatment 
  • Vaccinations
  • Prescription drugs
  • Medical evacuation and repatriation
  • Repatriation of remains
  • Dental and vision coverage
  • Maternity coverage

Medical evacuation coverage is essential for expats in the islands, as the local medical facilities may not have the resources to treat certain medical emergencies or illnesses. Medical evacuation coverage can cover the cost of transporting you to a different medical facility for treatment. 

Expats in Antigua and Barbuda have the option of securing a private health insurance policy through an international or local insurance provider. International insurance providers offer the benefit of globally portable coverage, so you can visit all the Caribbean islands and stay protected. 

Best International Health Insurance Providers in Antigua and Barbuda

The best private insurance providers for expats in Antigua and Barbuda are offered by international health insurance providers Allianz, April International, AXA, and Cigna Global. We will share a brief overview and highlight these providers’ plans in the following sections.

If you’d like to learn even more about the top international health insurance providers, check out our article guide here!

Allianz Health Insurance in Antigua and Barbuda

Allianz offers comprehensive insurance plans in Antigua and Barbuda to fit a variety of expats’ needs. Riders are available to be purchased and attached to basic policies that Allianz provides. These riders can offer coverage for accidents and other risks that expats may face abroad. 

The plans offered by Allianz include the Care, Care Plus, and Care Pro plans. While each of these plans may differ in coverage limits and benefits, they share similar benefits as listed below: 

  • Inpatient treatment
  • Surgical costs
  • Cancer treatment
  • Diagnostic services
  • Medical evacuation coverage
Plan Details

April International Health Insurance in Antigua and Barbuda

April International is a leading international insurance provider that offers affordable, comprehensive coverage to expats in Antigua and Barbuda.

They offer their health benefits to expats in different tiers of coverage through their Emergency Plan, Formule Basic, Essential Plan, Comfort, and Premium Plan.

April International offers a variety of benefits in its plans, including:

  • Inpatient treatment
  • Outpatient treatment
  • Emergency repatriation
  • Emergency medical evacuation
  • Maternity, dental, and vision coverage
Plan Details

AXA Health Insurance in Antigua and Barbuda

AXA is a leading international health insurance provider that insures expat individuals and families in Antigua and Barbuda. Its health insurance plans are offered in five coverage tiers: Foundation, Standard, Comprehensive, Prestige, and Prestige Plus.

Each of these plans includes comprehensive inpatient coverage, with annual limits ranging from USD $160,000 to $8,000,000. Exact coverage benefits will vary from plan to plan.  

The core benefits included in all five plans are:

  • Hospitalization and surgery
  • Emergency medical coverage
  • Medical evacuation and repatriation
  • Cancer treatment
  • Diagnostic scans
Plan Details

Cigna Global Health Insurance in Antigua and Barbuda

Cigna provides flexible insurance plans to expats in Antigua and Barbuda and across the world. They offer their members 24/7 access to a customer care team and access to any of Antigua and Barbuda’s private healthcare facilities. Their plans are customizable and comprehensive. 

Cigna has a Silver, Gold, and Platinum plan with different levels of coverage. All three of these plans share several common key coverage benefits:

  • Hospitalization
  • Inpatient and outpatient services
  • Cancer treatment
  • Medical evacuation and repatriation
  • Accidental death or total permanent disability compensation
Plan Details

Bupa Global Health Insurance in Antigua and Barbuda

Bupa Global is a top international insurance provider for expats in Antigua and Barbuda looking for comprehensive and customizable coverage. Bupa Global allows its members to seek second medical opinions if needed and requires no referrals for specialist visits.

Bupa Global offers three international health insurance plans in the islands: Bupa Select, Bupa Premier, and Bupa Elite. Bupa Select offers the most basic and affordable coverage, while Bupa Elite offers the most comprehensive coverage, with an annual limit of around USD $4,761,300. 

Bupa Global covers the following benefits in its plans:

  • Inpatient treatment
  • Cancer treatment
  • Private hospital room coverage
  • Medical evacuation coverage
  • Health checks and screenings
Plan Details

Facts to Consider when Picking Insurance in Antigua and Barbuda

You should consider your budget, how long your trip is, and what your coverage needs are when choosing a health insurance plan for Antigua and Barbuda. Considering these factors is an important step to finding the right insurance plan for you. 

  1. Your Budget: You should understand how much you can afford in monthly or yearly premiums, but this doesn’t mean you should try to find the cheapest coverage possible. You should ensure that your health and finances will be adequately protected through the coverage limit you purchase.
  2. The Length of Your Trip: How long your trip is will determine how long you will need to purchase coverage, and whether you will need a travel insurance plan that will last only a few months or something more comprehensive, like an international health insurance plan.
  3. Your Coverage Needs: Do you plan on needing outpatient care for your time in Antigua and Barbuda? Or preventative care? Take the time to determine where you may need additional medical support to ensure that you have the right coverage for your health needs.

Health and Safety Travel Tips for Antigua and Barbuda

Expats in Antigua and Barbuda can stay healthy and safe while travelling by exercising caution on roads, getting vaccinated before their trip, and more. We will discuss these tips below: 

  • Exercise Caution On Roads: Expats in Antigua and Barbuda should exercise caution on the roads by keeping a safe following distance from other vehicles and watching out for animals and potholes. Road conditions in Antigua and Barbuda are generally poor, and roads aren’t well-maintained.  
  • Get Vaccinated Before the Trip: Expats should ensure they are up-to-date on their routine vaccines before their trip to Antigua and Barbuda. Additionally, they are recommended to vaccinate against rabies, hepatitis A and B, measles, typhoid, and yellow fever. 
  • Avoid Contaminated Water: Travelers in the islands should avoid contaminated pools of water so they do not come in contact with leptospirosis. Leptospirosis is spread by urine and body fluids from animals infected with the disease. 
  • Avoid Bug Bites: Expats should avoid bug bites by using the proper insect repellants, wearing long sleeves and pants, and sleeping under a mosquito net. African tick-bite fever, dengue, and zika can all be spread through bug bites in Antigua and Barbuda. 

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Frequently Asked Questions 

Is there high-quality healthcare in Antigua and Barbuda?

Healthcare in Antigua and Barbuda may be below the standards that some expats are used to in Western countries like the U.S. The quality of care in the main hospital, Sir Lester Bird Medical Centre, is generally reputable, but the healthcare workers there may not be able to treat all medical issues.

Which Caribbean country has the best quality healthcare?

The best healthcare in the Caribbean can be found in Barbados, thanks to the country’s medical infrastructure and high-quality medical facilities. The Queen Elizabeth Hospital in Barbados has 600 beds and offers a wide array of specialties. 

Is living in Antigua and Barbuda cheap? 

Antigua and Barbuda have a lower cost of living than many Western countries, like the United States or Canada. Rent, groceries, and utilities are all cheaper than in many major cities in the United States. Some areas in the islands may be cheaper than others. 

Which health insurance provider is best for expats in Antigua and Barbuda? 

Some of the best health insurance providers for expats in Antigua and Barbuda include Cigna Global, Allianz, AXA, and April International. Each of these international health insurance providers offers comprehensive and customizable health insurance plans with globally portable benefits. 

Conclusion: Compare Plans and Quotes Now

Antigua and Barbuda provide mostly basic healthcare services through their public and private medical facilities. To keep themselves financially protected, expats and travelers should secure comprehensive health insurance for their time in the islands. 

Contact Pacific Prime to discuss, free of charge, a range of Antigua and Barbuda health insurance services available for you, your loved ones, or your group. 

As a global health insurance broker who specializes in expat health insurance, Pacific Prime can offer a wealth of professional expertise and services. Our tailor-made policies suit every budget and health care need for expats and travellers across the world.

To get a no-obligation, free price comparison quote, visit our website today!

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