What is international student health insurance?

School-provided insurance often comes with limited coverage and a restrictive medical network. It can be even more costly than the international plans we offer. International student health insurance is a fantastic alternative that offers comprehensive and customizable protection for US-bound, US-based, and students of any study abroad destination.

Comprehensive protection Comprehensive protection

Sample summary of
benefits (in USD $)

The following example features some of the many benefits you can get with an international student plan. Note that prices vary between states and US-based students going on an exchange program abroad must choose a plan based on their destination.

Maximum Limit

Student: $500,000;

Dependent: $100,000

Maximum Limit per illness or injury

Student: $300,000

Dependent: $100,000


$100 per illness or injury

Student health center: $5 copay per visit


Outside of the US: Company pays 100%

In PPO* network or student health center within the US: Company pays 100%

Out of PPO* network within the US: Company pays 80% of eligible expenses up to $5,000 then 100% thereafter

*Note: PPO stands for the US’ Preferred Provider Organization network, which can be extremely challenging to navigate.

Eligible Medical Expenses

After the deductible is met, the company pays 80% of expenses out-of-network (US) or 100% in-network (US) and internationally

Emergency Local Ambulance

$350 per illness resulting in inpatient hospitalization or injury

Emergency Medical Evacuation

$500,000 maximum limit

Personal Liability

$10,000 combined maximum limit Injury to third person: subject to $100 per injury deductible

Damage to third person’s property: subject to a $100 per damage deductible

Hospitalization / Room & Board

Average semi-private room rate, including nursing and ancillary services

Why choose Pacific Prime Latin America?

Pacific Prime is an award-winning international brokerage with 20+ years of experience in the industry. We leverage our long-running partnerships with top insurers to find the best plans for your needs.

Here’s what you can expect from us.

Impartial advice from expert insurance advisors

Our in-house trained staff are experts in the insurance industry who can offer free, unbiased advice. As insurance brokers, we put your interests first to help you find the right plan.

Leverage our unique global presence

With offices in 14 locations across Asia, Europe, and North America, Pacific Prime is globally-positioned to provide cross-border, compliant insurance solutions to our clients.

We offer ongoing support for all our clients

Pacific Prime is more than just your average insurance broker. From dedicated customer support to claims and renewal assistance, benefit from a one-stop contact point for all your insurance needs.

Get the best value for your money

Choose the most cost-effective plan for your needs and budget. By comparing insurance plans from leading insurers, Pacific Prime makes it easy to decide on a competitively-priced plan that suits your unique requirements.

Stay protected while studying abroad, no matter the location. Secure your coverage today!