Pacific Prime Video

Whether you need to go for a routine check-up or for a major dental procedure like root canals, you’re probably aware of how expensive dental care usually is. If you’d like to lower the costs of dental treatment, why not secure a dental insurance plan? 

As a health insurance broker, Pacific Prime has over two decades of experience helping clients buy dental insurance (amongst many other types of insurance), and we’ve picked up some good-to-know tips along the way. 

In today’s video, we’ll share them with you:

1. Understand dental insurance: Before you secure a plan, understand what dental insurance is and how it works. Dental insurance covers the cost of dental treatment. It’s a ‘rider’ or, in other words, a paid-for optional extra attached to a health insurance plan. 

2. Determine your dental needs: To secure the most optimal plan, consider how often you visit the dentist, whether you have major dental problems, and where you usually seek dental care.

3. Review your current plan (if any): Do you have a health insurance plan? If so, review the plan and pay attention to exclusions or limits. It might be a good idea to get a ‘top-up insurance plan’ and only pay for dental cover. 

4. Familiarize yourself with insurance terms: Understanding insurance terms will help you compare dental insurance more effectively. These terms include ‘benefits and limits’, ‘deductible/excess’, ‘pre-existing conditions’, ‘provider network’, etc.

5. Seek advice from a health insurance broker: Reach out to a health insurance broker like Pacific Prime. Rest assured, we’ll help you find the best solution for your needs and budget. 

Would you like personalized advice? Head over to the following pages now:

• Pacific Prime’s website:

https://www.pacificprime.com/ 

• Pacific Prime’s health insurance plans:

https://www.pacificprime.com/health-insurance-plans/ 

• Pacific Prime’s online plan comparison tool:

https://www.pacificprime.com/compare-quotes/step-one/ 

• Contact our advisors today:

https://www.pacificprime.com/contact-us/ 

Looking to buy a health insurance plan? One of the first questions your broker or insurer will ask you is whether you want a basic, inpatient-only plan or whether you want outpatient insurance as well. Confused by insurance jargon? Don’t worry - this Pacific Prime video breaks it down for you!

As a global health insurance broker with over two decades of experience in the sector, we’re very acquainted with clients’ misconceptions about health insurance, and understand how to simplify key terms and concepts. So without further ado, let’s unpack what our video has to say about inpatient and outpatient insurance!

Here’s a quick summary about inpatient vs. outpatient insurance: 

• Inpatient insurance: This type of insurance covers you in the event you’re hospitalized overnight, including things like hospital and intensive care rooms, diagnostic tests and medicines during your stay, surgery expenses, and more. Most health insurance plans offer inpatient insurance as a minimum.

• Outpatient insurance: This type of insurance covers you in the event you’re not hospitalized overnight, including for things like doctor consultation fees, diagnostic tests and medicines, vaccinations and scheduled health check-ups, and more. Outpatient insurance is treated as an optional extra in most health insurance plans. 

We advise those who visit the doctor frequently to consider getting outpatient insurance. Although costs may not be that high, they certainly do add up over time. 

To learn about the health plans we offer and get personalized advice, head over to the following pages now:

• Pacific Prime’s website:

https://www.pacificprime.com/ 

• Pacific Prime’s health insurance plans:

https://www.pacificprime.com/health-insurance-plans/ 

• Pacific Prime’s online plan comparison tool:

https://www.pacificprime.com/compare-quotes/step-one/ 

• Contact our advisors today:

https://www.pacificprime.com/contact-us/

From birth control options to maternity-related care, expat women have a number of health considerations to deal with. If you’re an expat woman, or soon to be one, this Pacific Prime video is for you. 

As a global health insurance broker, we have been advising globetrotters on healthcare and health insurance matters for over two decades now. On the occasion of International Women’s Day, we turn our focus to women.

Here you’ll find 5 healthcare tips for expat women:

1. Get a pre-departure health check: This includes getting vaccinated against essential diseases, and asking how to access medications in your new country if you’re taking any regularly. 

2. Securing access to birth control: Countries have different regulations when it comes to birth control, so your preferred choice may not be easily accessible. Look into all your options, including barrier methods, short-acting hormonal methods, and long-acting hormonal methods.

3. Understand the healthcare system: Crucially, figure out if you’ll have access to a gynecologist under the public healthcare sector. Consider securing private health insurance to access the best healthcare without paying out of pocket.  

4. Familiarize yourself with health problems: Discover some common ones in a hot climate, including prickly heat rashes, yeast infections, and urinary tract infections (UTIs). Once you’re aware of them, you can take steps to prevent them.

5. Plan ahead for pregnancy: If you’re looking to start a family abroad, consider securing maternity insurance to cover all the costs relating to pre/postnatal care and delivery. International plans are especially handy if you travel often or are looking to relocate. 

Want to learn more? Check out our article that goes into more depth on this topic:

https://www.pacificprime.com/blog/healthcare-tips-for-expat-women.html 

Given that health insurance (especially maternity insurance) is often misunderstood, you’re also welcome to get in touch with us for advice. Head over to the following pages now:

• Pacific Prime’s website:

https://www.pacificprime.com/ 

• Pacific Prime’s health insurance plans:

https://www.pacificprime.com/health-insurance-plans/ 

• Pacific Prime’s online plan comparison tool:

https://www.pacificprime.com/compare-quotes/step-one/ 

• Contact our advisors today:

https://www.pacificprime.com/contact-us/

Stress, anxiety, and depression have become all too common as employee mental health deteriorates due to the COVID-19 pandemic. 

Whether it’s money worries amidst the economic downturn, fear of contracting the novel coronavirus, or even the impact of loneliness, there are a number of things employers can do to help. 

As a health insurance broker and employee benefits specialist, Pacific Prime advises employers of all sizes and industries on how to support mental health at work. In this video, we’ll share a couple of our insights with you:

1. Recognize mental health symptoms

2. Catch up with employees regularly (and remain approachable)

3. Offer employee benefits plans to address employee concerns

a) Flexible working times 
b) Healthy eating programs 
c) Meditation sessions 
d) Employee Assistance Programs (EAPs)

Creating a mentally healthy workplace is no easy feat. Check out this blog post on the same topic that goes into a bit more depth:

• https://www.pacificprime.com/blog/covid-19-what-can-employers-do-to-protect-their-employees-mental-health.html 

Of course, there’s no one-size-fits-all approach to supporting employees in the workplace, so if you’d like personalized advice or help in implementing a tailored plan, please reach out to a member of our corporate team:

• Pacific Prime’s corporate website:

https://www.pacificprime.com/corporate 

• Contact our corporate team today:

https://www.pacificprime.com/corporate/contact-us/

In this video, Pacific Prime’s insurance experts reveal the top 3 non-monetary employee benefits for employers to carefully consider.

(1) Flexible working arrangements

(2) Employee Assistance Programs (EAP)

(3) Medical-related benefits

Given the current COVID-19 situation across the globe, these 3 non-monetary benefits rank at the top as employees and future talent search for motivation and ways to keep focused and happy, while working and balancing personal commitments.

Watch the video to learn more or head to our corporate webpage to speak to our team of employee benefits experts at:

https://www.pacificprime.com/corporate

Other pages include:

Pacific Prime’s company health insurance and solutions:

https://www.pacificprime.com/corporate/company-insurance-solutions/

Pacific Prime’s health insurance page:

https://www.pacificprime.com/health-insurance-plans/

Contact our corporate advisors today:

https://www.pacificprime.com/corporate/contact-us/

Health insurance premiums can be steep. Fortunately, there are plenty of ways you can reduce your premiums, and Pacific Prime will let you in on them!

As global health insurance broker, we help clients find and compare health insurance plans. Wherever possible, we also suggest ways to help them save money on health insurance premiums without compromising on value.

In this video, we outline 7 easy and effective ways to do so:

1. Get insured while you’re still young

2. Select a plan with the right benefit limits

3. Opt for deductibles 

4. Consider getting an inpatient-only plan

5. Ask about family discounts

6. Buy a top-up plan

7. Compare health insurance plans

Would you like elaboration on any of the aforementioned points and/or receive free health insurance quotes? You’re more than welcome to get in touch with one of our friendly and knowledgeable advisors. 

To learn about all things health insurance, browse any of the following pages today:

• Pacific Prime’s website:

https://www.pacificprime.com/ 

• Pacific Prime’s health insurance plans:

https://www.pacificprime.com/health-insurance-plans/ 

• Pacific Prime’s online plan comparison tool:

https://www.pacificprime.com/compare-quotes/step-one/ 

• Contact our advisors today:

https://www.pacificprime.com/contact-us/

In this video, Pacific Prime’s insurance experts reveal 3 important things to consider before renewing a health insurance plan. It’s always best to spend adequate time reflecting on your health insurance policy, and speaking to a broker like Pacific Prime can help you make a start. 

Here are the 3 things to consider from our video:

• Policy scope

• Changes in circumstances

• Making an informed decision

Watch our video or contact us today to obtain additional information, impartial advice, and more from our team of experts at Pacific Prime.

For more information about all things health insurance, head over to the following pages:

• Pacific Prime’s website:

https://www.pacificprime.com/ 

• Pacific Prime’s health insurance plans:

https://www.pacificprime.com/health-insurance-plans/ 

• Pacific Prime’s compare health insurance page:

https://www.pacificprime.com/compare-health-insurance/ 

• Contact our advisors today:

https://www.pacificprime.com/contact-us/

Looking for a health insurance plan? With the number of insurers and plans out there, how do you wade through all of them, and choose the right option for you? Let Pacific Prime shed light on this matter!

We’re a global health insurance broker that has been in the industry for 20+ years, so we’re well acquainted with the mistakes clients tend to make when buying health insurance. Here, we present to you our 3-step approach to choosing health insurance:

1. Understand key insurance terms like deductible, co-payment, exclusions/limitations, etc. 

2. Evaluate your lifestyle and healthcare needs. It’ll help you realize what kind of insurance products will be compatible. For instance, do you need maternity insurance? 

3. Conduct a meaningful plan comparison by not only looking at premium costs, but also coverage, billing methods, as well as insurer reputation and renewability. 

Our video is designed to give you a quick bite-sized overview, but if you’d like to learn more then we’ve got other resources for you. To start with, check out our in-depth article on the same topic:

https://www.pacificprime.com/blog/how-to-choose-a-health-insurance-plan.html 

For more information about all things health insurance, head over to the following pages:

• Pacific Prime’s website:

https://www.pacificprime.com/ 

• Pacific Prime’s health insurance plans:

https://www.pacificprime.com/health-insurance-plans/ 

• Pacific Prime’s compare health insurance page:

https://www.pacificprime.com/compare-health-insurance/ 

• Contact our advisors today:

https://www.pacificprime.com/contact-us/

Health insurance can be a minefield to navigate. If you’re looking to secure a policy, or just browsing for more information, you’ll likely be wondering about common exclusions. Pacific Prime can help. 

As a global health insurance broker, with over 20 years of experience, we live by our motto of “simplifying insurance”. Here, we present to you a short video outlining the 8 most common health insurance exclusions: 

1. Pre-existing conditions 
2. Behavioral and personality disorders
3. Fertility problems 
4. Sleep disorders
5. Specific scenarios like illnesses or injuries from natural disasters, terrorist acts, or extreme sports, etc. 
6. Cosmetic surgery
7. Obesity 
8. Acquisition of organs 

Are you unsure about what any of the above-mentioned exclusions mean? Or perhaps you’d like some elaboration and/or examples? You can check out our well-designed infographic on the same topic:

https://www.pacificprime.com/resources/most-common-health-insurance-exclusions/

For more information about all things health insurance, head over to the following pages:

• Pacific Prime’s website:

https://www.pacificprime.com/ 

• Pacific Prime’s health insurance plans:

https://www.pacificprime.com/health-insurance-plans/ 

• Pacific Prime’s online plan comparison tool:

https://www.pacificprime.com/compare-quotes/step-one/ 

• Contact our advisors today:

https://www.pacificprime.com/contact-us/

Planning to start a family? Are you confused by the “waiting periods” clause in maternity insurance plans? This short video by Pacific Prime is just for you!

We’re a global health insurance broker and we’ve been working with expats for over two decades. So, we know our maternity insurance inside and out. In this short video, we’ll explain what “waiting periods” are, and how best to plan around them!  

Here are three simple tips to make sure you’re covered by your plan from day 1 of conception: 

1. Secure a maternity insurance plan.

2. Check the waiting period for your plan. 

3. Try for a child.

Of course, maternity insurance is a huge topic, which we are not able to cover in a single video. Ready to delve deeper? Check out our guide to international maternity insurance: 

https://www.pacificprime.com/resources/prime-guides/international-maternity-insurance-guide

To learn more about maternity health insurance, check out the following pages: 

• Pacific Prime’s website:

https://www.pacificprime.com/ 

• Pacific Prime’s health insurance plans:

https://www.pacificprime.com/health-insurance-plans/

• Pacific Prime’s online plan comparison tool:

https://www.pacificprime.com/compare-quotes/step-one/

• Contact our advisors today: 

https://www.pacificprime.com/contact-us/

Moving abroad as an expat? Don’t know where to begin? This short video by Pacific Prime is just for you!

We’re a global health insurance broker and we’ve been working with expats for over two decades. So, we know a thing or two about how stressful the move abroad can be. In this short video, we’ll outline 5 tips for you: 

1. Decide if you’ll move with or without a job.
2. Be organized - use timetables and calendars. 
3. Figure out where you’ll live. 
4. Adjust to a new country and culture. 
5. Stay updated on the latest news and secure a health insurance plan. 

Of course, moving abroad as an expat is a big deal so we’re not able to cover everything in our video. Fortunately, we also have an interactive and in-depth guide on the same topic:

https://www.pacificprime.com/the-complete-guide-to-moving-abroad-as-an-expat/

To learn more about expat health insurance, check out the following pages: 

• Pacific Prime’s website:

https://www.pacificprime.com/ 

• Pacific Prime’s health insurance plans:

https://www.pacificprime.com/health-insurance-plans/

• Pacific Prime’s online plan comparison tool:

https://www.pacificprime.com/compare-quotes/step-one/

• Contact our advisors today: 

https://www.pacificprime.com/contact-us/

Employees are the backbone of your business, so it pays to provide them with a good employee benefits plan. If you don’t know where to begin, this video offers some useful tips from our experts so that you can select and implement the best employee benefits plan. 

Want the quick lowdown? We’ll walk you through these 5 tips for designing an employee benefit plan in our video. 

1. Identify your business goals 

2. Calculate your budget 

3. Know your options

4. Build a benefits package

5. Engage an expert 

• Alternatively, you can also check out our in-depth employee benefits guide:

https://www.pacificprime.com/corporate/resources/structuringemployeebenefits/

• Or, a blog post on the same topic:

https://www.pacificprime.com/blog/employee-benefits-plans.html

For more information about employee benefits in general, head straight to our pages below:

• Pacific Prime’s website:

https://www.pacificprime.com/

• Pacific Prime’s employee benefits page for corporates:

https://www.pacificprime.com/corporate/

• Contact our advisors today:

https://www.pacificprime.com/contact-us/

In this video, we give you 5 great tips to help secure the best and most affordable family health insurance plan. Our tips are helpful for expats planning to move abroad with their family members or for expat families that want comprehensive health coverage in the foreign country they are living in.

Here are the 5 tips to expect from our video:

Tip 1: Identify your insurance needs and include the right coverage benefits

Tip 2: Save money when choosing your family health plan

Tip 3: Look out for plan limitations and exclusions

Tip 4: Ensure your family plan covers you in the right places

Tip 5: Speak to a family insurance expert for more information and guidance

Watch our video to discover more!

For more information on family health insurance plans, head straight to the links below: 

• Pacific Prime’s website:

https://www.pacificprime.com/

• Pacific Prime’s family health plan page: 

https://www.pacificprime.com/health-insurance-plans/family/

• Pacific Prime’s maternity coverage

https://www.pacificprime.com/health-insurance-plans/maternity/

• Pacific Primes complete guide to moving abroad as an expat

https://www.pacificprime.com/the-complete-guide-to-moving-abroad-as-an-expat/

• Pacific Prime’s blog post for families

https://www.pacificprime.com/blog/category/insurance/family-insurance

• Contact our advisors today:

 https://www.pacificprime.com/contact-us/

COVID-19 is wreaking havoc across the globe with around one-third of humanity under lockdown. Learning how to prevent the infection and stay healthy, especially at home, is crucial to getting through this global dilemma. Also, protecting your health has never been more important and with health insurance, not only can you protect yourself and your families, but you also cover the financial costs that come from testing and treatment.

For more information on preventing COVID-19, you can download our free Coronavirus Avoidance Guide to help you stay safe amidst the pandemic. 

To discover more about Pacific Prime and the health insurance plans that cover COVID-19, visit: 

Pacific Prime’s website: https://www.pacificprime.com/

Pacific Prime’s individual health plan page: 

https://www.pacificprime.com/health-insurance-plans/international-health-insurance-plan/

Pacific Prime’s family health plan page: https://www.pacificprime.com/health-insurance-plans/family/

Contact our advisors today: https://www.pacificprime.com/contact-us/

Most people are often so excited to plan their long-awaited getaway that they forget the most important step: purchasing a suitable health insurance policy. After all, lost luggage or a delayed flight is a relatively small loss for most people, but the hospital bill from a medical emergency or evacuation can potentially break your bank.

At Pacific Prime, we understand how frustrating it can be to assess different insurance policies all by yourself. That’s why our team of experts have designed this concise video to familiarize our viewers with the three most common types of health insurance for traveling, as well as what to consider when selecting the right kind of insurance.

Contact us today to obtain impartial advice, plan comparisons, and more. We look forward to hearing from you.

Whether you’re moving abroad for work, looking for a place to settle down and retire, or are thinking about raising your family somewhere new, one of the things that you should think about is international health insurance.

At Pacific Prime, we know how important it is for expats to secure international health insurance before moving abroad. We’ve created this short yet informative video so you know why international health insurance is important, as well as the right questions to ask when looking for the plan that’s right for you.

Contact us today to receive impartial advice, plan comparisons, and more. We look forward to hearing from you. 

In October 2019, Pacific Prime Dubai held a unique team building activity that was both fun and charitable. During the activity, teams made around 50 yarn-wigs which will be used by children with cancer. Since one of the side effects of chemotherapy treatment is a sensitive scalp, children find it uncomfortable to wear traditional wigs. 

Designed to encourage laughter and happiness among children during a different time in their lives, the yarn-wigs will help children in Egypt, Pakistan, and the UAE enjoy a normal childhood. 

Maternity insurance is a type of health insurance coverage designed to protect women from the costs associated with receiving maternity medical treatment - including giving birth. All those who wish to give birth in a private hospital, should consider purchasing a maternity insurance plan to offset the high costs of maternity care worldwide.

This Pacific Prime video about the ‘top 5 things you should know about maternity insurance’ explains the most common things all parents-to-be should be aware of when it comes to private maternity insurance options, wherever you are in the world.

To learn more about Pacific Prime and the maternity plans available, visit: 

Pacific Prime’s website: https://www.pacificprime.com/

Pacific Prime’s maternity plans page: https://www.pacificprime.com/health-insurance-plans/maternity/

Contact our advisors today: https://www.pacificprime.com/contact-us/

Expats who live and travel abroad can sometimes encounter unpleasant surprises. Medical emergencies involving people getting injured or sick in a foreign country do happen, and sometimes, people have to be transported to other, better-equipped facilities. This type of protection is the essence of any international health coverage.