Pacific Prime Video

The world is evolving rapidly, yet we are falling behind in embracing diversity, equity, and inclusion in workspaces. 

What is DEI?

Diversity

Equity

Inclusion

DEI is an umbrella term for everything an organization does to form and sustain an environment that is safe and accepting for all…

Regardless of an employee’s ethnicity, sexual orientation, gender identity, age, religion, physical ability, and more.

What can you do to promote DEI in the workspace? 

1. Be mindful while conversing with a teammate

Opt for terms like ‘partner’ instead of ‘husband’ and ‘wife’.

2. Avoid dismissive language  

Avoid harsh words and use phrases like, thank you for your input, etc. 

3. Educate company leaders about the importance of DEI

Managers should also be proactive in creating a work atmosphere that is friendly for all.

4. Tweak job requirements to open doors for more candidates

Emphasize that those from non-traditional backgrounds will also be considered.

5. Build a safe space for all

Create a private space that can be used for prayers, nursing, meditation, etc.

Learn more about employee benefits by heading to 

www.pacificprime.com/corporate 

The weather, food, and, most importantly, the cost of living are among the top three reasons why you should move to Mexico. Here’s a breakdown of how much it will approximately cost per person per month to live in Mexico.

With over 20 years of experience in the insurance industry, Pacific Prime can help you find an insurance plan that matches your needs and budget. Whether you are planning to move to Mexico or just visiting, get in touch with a Pacific Prime Latin America expert advisor to learn more about health insurance plans and their areas of coverage.

Pacific Prime Latin America’s website:

https://www.pacificprime.lat/

Pacific Prime Latin America’s Expat Insurance Page:

https://www.pacificprime.lat/plans/individual/

Pacific Prime Latin America’s contact page:

https://www.pacificprime.lat/contact-us/

 *Please note that the above-mentioned costs are average and are not exact. Prices may change from one area to another within the country

Future-proof your employee benefits plan with this Pacific Prime video. Find out how to retain and attract top talents across all generations. Get useful tips to jump start your flexible benefits journey.

As employee benefits are not one-size-fits-all, flexible benefits might be your answer.

• Learn how to implement a flex benefits program with these tips.
• Define your company objective.
• Figure out what flex benefits to offer.
• Know how to choose the right flex platform.
• Create a communication plan.
• Review flex benefits offerings on a regular basis

For a comprehensive guide to flexible benefits, check out our blog post: https://www.pacificprime.com/blog/the-complete-guide-to-flexible-benefits.html

As a global health insurance brokerage and employee benefits specialist, Pacific Prime knows a thing or two about employee benefits. To learn more about our employee benefits solutions, head over to the following pages:

Pacific Prime’s website: https://www.pacificprime.com/corporate

Pacific Prime’s employee benefits solutions page:

https://www.pacificprime.com/corporate/employee-benefits-solution/

Pacific Prime’s contact page: https://www.pacificprime.com/corporate/contact-us/

Sprained your ankle while playing football? Or perhaps you suffered a serious injury from rugby or another dangerous sport? While sports injuries are all too common, insurance coverage is not always guaranteed.

As Pacific Prime works with individuals from all walks of life, including sports lovers and adrenaline junkies, we often get asked the burning question: “Does health insurance cover sports injuries?”

In today’s video, we’ll answer this question. That being said, there’s no easy answer to the question. As always, whether or not sports injuries are covered will depend on various factors. 

Before we recommend a plan, we always seek to understand clients’ needs and requirements. We generally ask them: 

1. Do you play sports for leisure? In most cases, sports injuries from non-dangerous and non-extreme sports are covered. We warn adrenaline junkies that sports that aren’t usually covered include rugby, bungee jumping, skateboarding, and more. 

2. Are you a professional athlete? Are you playing competitively? In other words, is there money involved? If this is the case, then chances are that sport injuries won’t be covered, and you’ll need to get specialized insurance instead. 

Of course, no two plans were created equally. This means that we make sure clients are aware of the exclusion list in their table of benefits, so that they’re clear over what is and isn’t covered. The last thing we want is for them to have a plan that is much more limited than they thought. 

Would you like a plan that’s customized to your needs? Contact Pacific Prime, and we’ll make sure you can play the sports you love - without worrying about the cost of sports injuries. 

Head over the following pages now:

• Pacific Prime’s website:

https://www.pacificprime.com/ 

• Pacific Prime’s health insurance plans:

https://www.pacificprime.com/health-insurance-plans/ 

• Pacific Prime’s online plan comparison tool:

https://www.pacificprime.com/compare-quotes/step-one/ 

• Contact our advisors today:

https://www.pacificprime.com/contact-us/ 

Whether you need to go for a routine check-up or for a major dental procedure like root canals, you’re probably aware of how expensive dental care usually is. If you’d like to lower the costs of dental treatment, why not secure a dental insurance plan? 

As a health insurance broker, Pacific Prime has over two decades of experience helping clients buy dental insurance (amongst many other types of insurance), and we’ve picked up some good-to-know tips along the way. 

In today’s video, we’ll share them with you:

1. Understand dental insurance: Before you secure a plan, understand what dental insurance is and how it works. Dental insurance covers the cost of dental treatment. It’s a ‘rider’ or, in other words, a paid-for optional extra attached to a health insurance plan. 

2. Determine your dental needs: To secure the most optimal plan, consider how often you visit the dentist, whether you have major dental problems, and where you usually seek dental care.

3. Review your current plan (if any): Do you have a health insurance plan? If so, review the plan and pay attention to exclusions or limits. It might be a good idea to get a ‘top-up insurance plan’ and only pay for dental cover. 

4. Familiarize yourself with insurance terms: Understanding insurance terms will help you compare dental insurance more effectively. These terms include ‘benefits and limits’, ‘deductible/excess’, ‘pre-existing conditions’, ‘provider network’, etc.

5. Seek advice from a health insurance broker: Reach out to a health insurance broker like Pacific Prime. Rest assured, we’ll help you find the best solution for your needs and budget. 

Would you like personalized advice? Head over to the following pages now:

• Pacific Prime’s website:

https://www.pacificprime.com/ 

• Pacific Prime’s health insurance plans:

https://www.pacificprime.com/health-insurance-plans/ 

• Pacific Prime’s online plan comparison tool:

https://www.pacificprime.com/compare-quotes/step-one/ 

• Contact our advisors today:

https://www.pacificprime.com/contact-us/ 

Looking to buy a health insurance plan? One of the first questions your broker or insurer will ask you is whether you want a basic, inpatient-only plan or whether you want outpatient insurance as well. Confused by insurance jargon? Don’t worry - this Pacific Prime video breaks it down for you!

As a global health insurance broker with over two decades of experience in the sector, we’re very acquainted with clients’ misconceptions about health insurance, and understand how to simplify key terms and concepts. So without further ado, let’s unpack what our video has to say about inpatient and outpatient insurance!

Here’s a quick summary about inpatient vs. outpatient insurance: 

• Inpatient insurance: This type of insurance covers you in the event you’re hospitalized overnight, including things like hospital and intensive care rooms, diagnostic tests and medicines during your stay, surgery expenses, and more. Most health insurance plans offer inpatient insurance as a minimum.

• Outpatient insurance: This type of insurance covers you in the event you’re not hospitalized overnight, including for things like doctor consultation fees, diagnostic tests and medicines, vaccinations and scheduled health check-ups, and more. Outpatient insurance is treated as an optional extra in most health insurance plans. 

We advise those who visit the doctor frequently to consider getting outpatient insurance. Although costs may not be that high, they certainly do add up over time. 

To learn about the health plans we offer and get personalized advice, head over to the following pages now:

• Pacific Prime’s website:

https://www.pacificprime.com/ 

• Pacific Prime’s health insurance plans:

https://www.pacificprime.com/health-insurance-plans/ 

• Pacific Prime’s online plan comparison tool:

https://www.pacificprime.com/compare-quotes/step-one/ 

• Contact our advisors today:

https://www.pacificprime.com/contact-us/

In this video, Pacific Prime’s insurance experts reveal the top 3 non-monetary employee benefits for employers to carefully consider.

(1) Flexible working arrangements

(2) Employee Assistance Programs (EAP)

(3) Medical-related benefits

Given the current COVID-19 situation across the globe, these 3 non-monetary benefits rank at the top as employees and future talent search for motivation and ways to keep focused and happy, while working and balancing personal commitments.

Watch the video to learn more or head to our corporate webpage to speak to our team of employee benefits experts at:

https://www.pacificprime.com/corporate

Other pages include:

Pacific Prime’s company health insurance and solutions:

https://www.pacificprime.com/corporate/company-insurance-solutions/

Pacific Prime’s health insurance page:

https://www.pacificprime.com/health-insurance-plans/

Contact our corporate advisors today:

https://www.pacificprime.com/corporate/contact-us/

In this video, Pacific Prime’s insurance experts reveal 3 important things to consider before renewing a health insurance plan. It’s always best to spend adequate time reflecting on your health insurance policy, and speaking to a broker like Pacific Prime can help you make a start. 

Here are the 3 things to consider from our video:

• Policy scope

• Changes in circumstances

• Making an informed decision

Watch our video or contact us today to obtain additional information, impartial advice, and more from our team of experts at Pacific Prime.

For more information about all things health insurance, head over to the following pages:

• Pacific Prime’s website:

https://www.pacificprime.com/ 

• Pacific Prime’s health insurance plans:

https://www.pacificprime.com/health-insurance-plans/ 

• Pacific Prime’s compare health insurance page:

https://www.pacificprime.com/compare-health-insurance/ 

• Contact our advisors today:

https://www.pacificprime.com/contact-us/

Planning to start a family? Are you confused by the “waiting periods” clause in maternity insurance plans? This short video by Pacific Prime is just for you!

We’re a global health insurance broker and we’ve been working with expats for over two decades. So, we know our maternity insurance inside and out. In this short video, we’ll explain what “waiting periods” are, and how best to plan around them!  

Here are three simple tips to make sure you’re covered by your plan from day 1 of conception: 

1. Secure a maternity insurance plan.

2. Check the waiting period for your plan. 

3. Try for a child.

Of course, maternity insurance is a huge topic, which we are not able to cover in a single video. Ready to delve deeper? Check out our guide to international maternity insurance: 

https://www.pacificprime.com/resources/prime-guides/international-maternity-insurance-guide

To learn more about maternity health insurance, check out the following pages: 

• Pacific Prime’s website:

https://www.pacificprime.com/ 

• Pacific Prime’s health insurance plans:

https://www.pacificprime.com/health-insurance-plans/

• Pacific Prime’s online plan comparison tool:

https://www.pacificprime.com/compare-quotes/step-one/

• Contact our advisors today: 

https://www.pacificprime.com/contact-us/

Employees are the backbone of your business, so it pays to provide them with a good employee benefits plan. If you don’t know where to begin, this video offers some useful tips from our experts so that you can select and implement the best employee benefits plan. 

Want the quick lowdown? We’ll walk you through these 5 tips for designing an employee benefit plan in our video. 

1. Identify your business goals 

2. Calculate your budget 

3. Know your options

4. Build a benefits package

5. Engage an expert 

• Alternatively, you can also check out our in-depth employee benefits guide:

https://www.pacificprime.com/corporate/resources/structuringemployeebenefits/

• Or, a blog post on the same topic:

https://www.pacificprime.com/blog/employee-benefits-plans.html

For more information about employee benefits in general, head straight to our pages below:

• Pacific Prime’s website:

https://www.pacificprime.com/

• Pacific Prime’s employee benefits page for corporates:

https://www.pacificprime.com/corporate/

• Contact our advisors today:

https://www.pacificprime.com/contact-us/

In this video, we give you 5 great tips to help secure the best and most affordable family health insurance plan. Our tips are helpful for expats planning to move abroad with their family members or for expat families that want comprehensive health coverage in the foreign country they are living in.

Here are the 5 tips to expect from our video:

Tip 1: Identify your insurance needs and include the right coverage benefits

Tip 2: Save money when choosing your family health plan

Tip 3: Look out for plan limitations and exclusions

Tip 4: Ensure your family plan covers you in the right places

Tip 5: Speak to a family insurance expert for more information and guidance

Watch our video to discover more!

For more information on family health insurance plans, head straight to the links below: 

• Pacific Prime’s website:

https://www.pacificprime.com/

• Pacific Prime’s family health plan page: 

https://www.pacificprime.com/health-insurance-plans/family/

• Pacific Prime’s maternity coverage

https://www.pacificprime.com/health-insurance-plans/maternity/

• Pacific Primes complete guide to moving abroad as an expat

https://www.pacificprime.com/the-complete-guide-to-moving-abroad-as-an-expat/

• Pacific Prime’s blog post for families

https://www.pacificprime.com/blog/category/insurance/family-insurance

• Contact our advisors today:

 https://www.pacificprime.com/contact-us/

Most people are often so excited to plan their long-awaited getaway that they forget the most important step: purchasing a suitable health insurance policy. After all, lost luggage or a delayed flight is a relatively small loss for most people, but the hospital bill from a medical emergency or evacuation can potentially break your bank.

At Pacific Prime, we understand how frustrating it can be to assess different insurance policies all by yourself. That’s why our team of experts have designed this concise video to familiarize our viewers with the three most common types of health insurance for traveling, as well as what to consider when selecting the right kind of insurance.

Contact us today to obtain impartial advice, plan comparisons, and more. We look forward to hearing from you.

Whether you’re moving abroad for work, looking for a place to settle down and retire, or are thinking about raising your family somewhere new, one of the things that you should think about is international health insurance.

At Pacific Prime, we know how important it is for expats to secure international health insurance before moving abroad. We’ve created this short yet informative video so you know why international health insurance is important, as well as the right questions to ask when looking for the plan that’s right for you.

Contact us today to receive impartial advice, plan comparisons, and more. We look forward to hearing from you. 

In October 2019, Pacific Prime Dubai held a unique team building activity that was both fun and charitable. During the activity, teams made around 50 yarn-wigs which will be used by children with cancer. Since one of the side effects of chemotherapy treatment is a sensitive scalp, children find it uncomfortable to wear traditional wigs. 

Designed to encourage laughter and happiness among children during a different time in their lives, the yarn-wigs will help children in Egypt, Pakistan, and the UAE enjoy a normal childhood. 

Maternity insurance is a type of health insurance coverage designed to protect women from the costs associated with receiving maternity medical treatment - including giving birth. All those who wish to give birth in a private hospital, should consider purchasing a maternity insurance plan to offset the high costs of maternity care worldwide.

This Pacific Prime video about the ‘top 5 things you should know about maternity insurance’ explains the most common things all parents-to-be should be aware of when it comes to private maternity insurance options, wherever you are in the world.

To learn more about Pacific Prime and the maternity plans available, visit: 

Pacific Prime’s website: https://www.pacificprime.com/

Pacific Prime’s maternity plans page: https://www.pacificprime.com/health-insurance-plans/maternity/

Contact our advisors today: https://www.pacificprime.com/contact-us/