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Pacific Prime Clients Pleased with AXA PPP as Premium Rates Remain Steady with April Adjustment.

Posted on Mar 13, 2013 by Sergio Ulloa ()

With the release of AXA PPP's April 1st premiums, clients will be pleased to note a steady 6 month increase of just 3% to 5%, depending on the level of plan chosen. With an across the Board increase of just 4% last October, all clients with AXA PPP are enjoying an annual increase of under the 10% mark. The AXA PPP plans also offer great value added benefits and the insurers 'Europe only' plan is now being offered and although the plans are limited in the cover, the premiums are 40% to 50% cheaper that the worldwide plan.

In October 2012, there was a semi annual increase of just 4% that affected all levels of the AXA PPP worldwide plan, including the Standard, Comprehensive and Comprehensive Plus plan levels. The release of the April adjustments in 2013 saw a different result whereby there was a stepped level of adjustments on each plan level. The Standard plan increased by 3%, the comprehensive plan increased by 4%, and the comprehensive Plus plan increased by 5%. Despite the higher level plans experiencing a higher adjustment, the small variance of just 2% between AXA PPP's lowest and highest plan is a very pleasing result for all clients as it means that when adding these semi annual increases together, the maximum 12 monthly increase was just 9%, and the lowest  was just 7%.

With now over 40 years of experience on the international insurance market, AXA PPP have a wealth of knowledge in this field and offer many additional services  other than medical benefits alone. AXA PPP have increasingly been using a more holistic approach much to the benefit of their clients, especially those on assignment overseas, ensuring plans remain attractive for today's global expatriate. Some of the main features of the insurer's plans include their MyGlobe, Personal Case Management, Health at Hand and Better Health programs available for free for all AXA PPP clients.

Pacific Prime clients can enjoy the MyGlobe program offered for free by AXA PPP that is a multifaceted online portal that offers greatly beneficial services for expatriates. The service allows clients to search through a list of over 12,000 globally recognised providers, view country by country information and tips such as what vaccinations are needed as well as information on local politics, geography and culture. Furthermore, clients can access information regarding safely alerts on any possible dangers such as security/terrorist risks, health risks and medical outbreaks; as well as easy to use quick links to embassies, airports and emergency contact numbers.

The dedicated individual assistance offered by the "Personal Case Management" service is also a great addition for clients. This service is designed to give expatriate clients that bit of extra support when help is needed in finding the best healthcare, particularly if there are difficulties with communication due to language barriers. To ensure that assistance is impartial and is in the best interest of the client, this service is outsourced by AXA PPP via a company called Medix who will assist clients from the moment it is known that treatment is needed by not only helping to connect them to the best health provider in their region, but to further help deal with the paperwork required to make a claim, and subsequently oversee the case right through to full recovery of the patient.

Another important assistive feature is the AXA PPP Health at Hand program. This is a 24 hour medical assistance line that is staffed by medical professionals such as Nurses, Midwives, Pharmacists and Counsellors and is designed to give clients the latest information, advice, guidance and support regarding treatment and medicines. Although not able to specifically diagnose medical conditions, it is a great relief for clients to have immediate access to this system when living in a foreign country.

Better health is a specific site offering advice for clients regarding better, healthier living. The site provides expert videos, articles, information and tips for clients to improve their wellbeing, body and mind. Furthermore, the site includes articles and videos covering a wide variety of day by day health tips such as managing stress, to physical fitness, as well as learning about diet and nutrition. There are specific fitness instructions that are easy to follow for all fitness levels, a healthy mind section with mind exercises, memory tips and stress reduction strategies, as well as a medical fact sheet that explains a vast array of different medical terminology.

These programs highlight an emerging trend for insurers to offer services in addition to just standard medical treatment coverage which is undoubtedly more helpful for global expatriates. As more and more expatriates look toward long term residency in foreign countries in conjunction with increasing assignment lengths, Pacific Prime clients can be very happy to avail of the benefits offered by companies with such a depth of international experience such as AXA PPP.
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