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[INFOGRAPHIC] IPMI Inflation 101

Pacific Prime has released the 2018 edition of it's International Private Medical Insurance Inflation Report! Here, we condense some important information from it into an easily digestible infographic.

Pacific Prime takes great pride in the good work that our team does in preparing helpful and informative content for our clients and others users to make use of. For a number of years now, we have been producing such items regularly in the form of reports, guides, articles, blog posts, infographics, white papers, and more on a range of various insurance related topics.

Among our reports, the one that we would likely point to as our flagship report is the one that examines inflation rates with regards to the international private medical insurance (IPMI) market. That’s why Pacific Prime is proud to announce that we have yet again produced this report, and that the International Private Medical Insurance Inflation Report – 2018 is now available! (You can download the report today using this link.)

Of course, not everyone appreciates a nice, long report, so we have taken the liberty of creating an alternate way that people can consume some of the valuable information from the report. The infographic below lays out some of the most compelling data presented within the IPMI Inflation Report – 2018 in an intuitive and easily digested way, but let the information below serve as supplementary information providing you with a bit more depth of some of the points mentioned within the infographic.

Infographic information

Click on the graphic for a cursory overview of the important information in our report, and read the this page if you would like to know more.

  • Average IPMI inflation – Within the infographic, you can see the 2017 IPMI inflation rate was 7.0%, and that this rate is relatively quite low compared to most years since 2009. What is shown, but not mentioned, however, is that, while the direction of IPMI inflation is generally correlated to the direction of the Consumer Price Index and the Compound Annual Growth Rate, the IPMI rate fell substantially in 2017, while the other two indicators rose. This means that over the past year the IPMI market was seemingly immune from the increases seen in people’s costs of living.

  • Have my premiums decreased over time? – The infographic explains how falling insurance inflation rates do not equate to falling insurance premiums.

  • Three Key Takeaways – In light of falling inflation rates, there are a few key takeaways. These largely focus on areas of the world where IPMI inflation is exceptional, whether positively or negatively.

  • Drivers – Perhaps more important than monitoring inflation rates is identifying the drivers behind inflation. The infographic includes a section focusing on six major factors that have led to 2017’s IPMI inflation rate being what it is.

More in the report

As many points as there are that are covered in the infographic, the fact is that there is much more available within the report. Here is some cursory information on some of the major points that were not able to be included in the infographic:


The IPMI Inflation Report – 2018 has a specific methodology as it pertains to generating its findings. One such methodology is using data from eight top IPMI insurance plans from seven top IPMI insurers. These plans and insurers are outlined in the report, and data on each insurers inflation performance on both a global and a by-country basis  is included.

In this section we find out that the insurer who saw the best overall inflation performance in 2017 was Cigna. The report also includes a detailed analysis of why this is.

The plan that has the most to crow about, however, is the Aetna International Pioneer plan, however. Over the past five years, this plan has consistently delivered the lowest inflation rates over time - a feat that the plan’s policyholders should be very pleased with.

For even more information on the insurers covered and their recent inflation performance, please download the report today.

Regional analysis

Pacific Prime has offices throughout Asia and the Middle East, but our clients are literally all over the world. As such, we have broken down global IPMI inflation data into regions to allow people in certain parts of the world to better understand inflation performance in there part of the world.

The regions used in this year’s report are Southeast Asia, the Middle East, and the rest of the world. For the rest of world data, the countries highlighted include the United Kingdom, Kenya, and Brazil.

In 2017, the only region that saw in increase in IPMI inflation was the Middle East. Meanwhile, the region with the lowest IPMI inflation was Southeast Asia, with an inflation rate of 6.9%, which is lower than the global average.

Check out the report to see which countries in Asia were responsible for this figure from the included nations of China, Singapore, Hong Kong, Indonesia, Thailand, and the Philippines.


Beyond the drivers previously mentioned, the report also highlights two trends to have a close eye on when it comes to the future of IPMI inflation. The first of these is increased regulation and compliance being imposed on insurers and policyholders in a number of countries around the world. The second is a generally more favorable global economy.

For more details on these points, read the report.

Increase your knowledge

Find even more of the latest data on insurance industry trends, as well as resources pertaining to various medical issues, from our website’s Prime Guides section.

If you have any questions about just about anything under the sun related to health and insurance after you’re read any of our content, please feel free to contact us today! Not only are out insurance advisers able to answer any of your questions, they can also provide you with a free quote and comparison of plans from top insurance providers.

And, again, be sure to download your copy of the 2018 edition of the International Private Medical Insurance Inflation Report today!


IPMI Inflation Report 2018 Infographic

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