Taking a look at your coverage options

You will no longer be subject to potentially hefty penalties unless in some special cases you are exempt from them.

Gain additional peace of mind when filling out your annual tax returns from knowing that your insurer will issue your form 1095B to prove that you have had MEC for the tax year.

With this single policy, your coverage is completely portable worldwide, including the US.

This plan looks and feels like a US plan, so whether you are an inbound or outbound expat, you will benefit from access to all healthcare facilities when you’re in the US.

Product flexibility tends to be higher for non-compliant global plans, so you can choose to take out a variety of coverage benefits that you are sure you won’t need.

Premiums are usually less costly for non compliant global plans in lower product tiers, with lower coverage for singles and people with lower income levels.

This may be a preferred option for outbound expats who will spend less than 35 days in a tax year out of the US.

No US address required.

Those that are required to have an ACA compliant plan will no longer be subject to potentially hefty penalties in the US.

Enjoy a higher diversity of coverage options and benefits from multiple insurance policies.

It’s good for those who want to seek comprehensive care in both the US and worldwide.

ACA compliant global plans will usually have to meet a set of prescribed plan benefits, so the plan may be richer than what you require, meaning that there may be less product flexibility than what you’re looking for.

You may not be provided adequate cover for US care.

A tax penalty will apply. Fines may be high depending on your income and family size.

You will still need to have a valid US address for a domestic compliant plan. This may be tricky for people moving out or living outside of the US.

Depending on the plans you choose to secure, this may be a costlier option than securing an ACA compliant global plan.