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Question:
We are Australian and looking to live and work in Canada at the end of this year for 2 years and then off to the States to do the same. What health insurance would be best for us? We want to be able to go to a general practitioner and get prescriptions for medication when we need it and hospitalisation in an emergency?
Answer:
Pacific Prime can offer international health insurance coverage in the US and Canada for individuals moving overseas. Global medical insurance policies which we can provide will ensure that you have sufficient health coverage and are able to receive quality health care while you are living in the US and Canada. Pacific Prime offer comprehensive health insurance as well as additional coverage benefits to meet your specific health needs.
Our International Health Plans provide worldwide coverage, allowing you to move around the world and take your health insurance with you. International medical insurance policies for the Canada and USA with worldwide cover will typically allow you to receive medical treatment with the doctor or hospital of your choice, anywhere in the world. Worldwide cover, which we provide, will protect you in the event of an accident of illness, covering your medical expenses and emergency air evacuation or repatriation while traveling overseas or visiting your home country.
Pacific Prime also offers 'globally portable' International Health Plans. This will allow you to continue using your health insurance policy in the US, after you relocate from Canada. Further to this, your coverage will also be able to travel with you if you decide to repatriate home to Australia, giving you the assurance of uninterrupted protection wherever in the world you may be.
Individual Health Insurance Plans offered by Pacific Prime will typically give you the option of receiving coverage under a range of benefits including:
Inpatient Treatment
Maternity Health Insurance
Dental Health Insurance
Outpatient Treatment
Emergency Evacuation & Repatriation
Geographic Coverage
Deductibles
Outpatient coverage, will typically give you access to General Practitioners, Specialists, prescription medications, diagnostic tests such as x-rays, and vaccinations. Inpatient coverage generally includes semi-private/private hospital room, medical costs associated with hospital treatment, and ambulance. Emergency evacuation, including air transportation and repatriation is also available and highly recommended for any individual moving overseas. Expats tend to travel frequently when they move overseas and in the event of an accident of illness, particularly when visiting remote areas, emergency evacuation will be required if adequate medical care is not available.
Healthcare costs in the United States of America are among some of the most expensive in the world. As such, an International Health Insurance Plan is highly recommended for expats moving to this area.
Our advisors can work with you to find an Individual Health Insurance plan that suits your needs. We represent a large number of leading international health insurers and in many cases we are able to tailor a plan that meets your specific needs.
For more information on International Health Insurance Plans or to receive a free quote, please contact one of our dedicated advisors today.
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